Best Credit Card for Travel

A category near and dear to the heart of our users. Always keep in mind -- it isn't just the multiplier, it is the ultimate value and flexibility of the points you earn. As an example, 3 points earned with a Chase Sapphire Card is worth more than 6 points earned with a Hilton card. And points like Chase Rewards offer more redemption flexibility than Hilton -- or just about any other point system.

Travel, unless otherwise defined below, includes merchants coded as: airline, passenger railway, hotel and motel, timeshares, vehicle rentals, cruise lines, travel agencies, discount travel sites, campgrounds, passenger trains, taxis, limousines, ferries, toll bridges and highways, and parking garages/lots.

The (+) versions have no category limitations, offer the best multipliers, and include trip insurance. The (-) have significant category limitations, but still could be worthwhile for niche purchases.

Our Top Selections for Travel (+)

Multiplier Point Value Per $ Spent
Amex Platinum Amex Platinum

For flights booked directly with airlines or any travel booked with amextravel.com. Excellent travel insurance.

5x 1.5¢ 7.7¢
Chase Sapphire Reserve Chase Sapphire Reserve

Purchases made from all merchants in the travel category.

3x 1.7¢ 5.1¢
Chase Sapphire Preferred Chase Sapphire Preferred

2X points on all travel purchases. 5X on purchases made through the Chase Travel portal.

2x 1.6¢ 3.2¢

Other Cards with Solid Value for Travel (=)

Multiplier Point Value Per $ Spent
Amex Business Platinum Amex Business Platinum

Flights and prepaid hotels on amextravel.com ONLY. Excellent travel insurance.

5x 1.5¢ 7.7¢
Chase Freedom Unlimited Chase Freedom Unlimited

Travel through Chase Ultimate Rewards, redeem for rental cars, hotel stays

3x 1.6¢ 4.8¢
Chase Ink Business Preferred Chase Ink Business Preferred

For up to $150,000 in purchases annually between travel, shipping, internet, cable, phone & internet advertising.

3x 1.6¢ 4.8¢
US Bank Altitude Connect US Bank Altitude Connect

Purchases made from all merchants in the travel category

4x 1.1¢ 4.4¢
Amex Green Amex Green

All travel, from flights and rental cars to hotels & home shares. Limited travel insurance.

3x 1.4¢ 4.2¢
Chase Ink Business Premier Chase Ink Business Premier

Travel through Chase Ultimate Rewards, redeem for rental cars, hotel stays

5x 0.7¢ 3.3¢
Citi Costco Citi Costco

Includes airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel.

3x 1.0¢ 3.0¢
IHG One Rewards Premier IHG One Rewards Premier

Excluding purchases made at hotels participating in IHG Rewards that qualify for 10 points as described

5x 0.6¢ 3.0¢
IHG One Rewards Premier Business IHG One Rewards Premier Business

Excluding purchases made at hotels participating in IHG Rewards that qualify for 10 points as described

5x 0.6¢ 3.0¢
Wells Fargo Active Cash Wells Fargo Active Cash

2% cash back on all purchases

2x 1.4¢ 2.8¢
Southwest Rapid Rewards Plus Southwest Rapid Rewards Plus

Earn 2 points for each $1 spent with Southwest Airlines or participating Rapid Rewards rental car partners.

2x 1.3¢ 2.6¢
United Club United Club

Purchases made from all merchants in the travel category (4x on all United purchases, including incidentals)

2x 1.3¢ 2.6¢
United Quest United Quest

Purchases made from all merchants in the travel category.

2x 1.3¢ 2.6¢
Chase Ink Business Unlimited Chase Ink Business Unlimited

1.5x on all purchases.

1.5x 1.6¢ 2.4¢
Bank of America Premium Rewards Bank of America Premium Rewards

Includes airlines, hotels, car rental agencies, museums, carnivals, amusement parks and zoos -- plus transportation expenses like passenger trains, buses, taxis, parking lots and garages, tolls and bridge fees.

2x 1.0¢ 2.0¢
Bank of America Premium Rewards Elite Bank of America Premium Rewards Elite

Includes airlines, hotels, car rental agencies.

2x 1.0¢ 2.0¢

Cards Offering Some Value for Travel with Limitations (-)

Multiplier Point Value Per $ Spent
Capital One Spark Cash Plus Capital One Spark Cash Plus

When booked through Capital One Travel

5x 1.1¢ 5.5¢
Capital One Spark Miles Capital One Spark Miles

Purchases booked through Capital One Travel ONLY.

5x 1.1¢ 5.5¢
Hilton Honors Aspire Hilton Honors Aspire

Purchases directly from major car rental companies, which include: Alamo, Avis. Budget, Dollar, Enterprise, E-Z, Fox, Hertz, National, Payless, Sixt and Thrifty.

7x 0.6¢ 4.2¢
Southwest Rapid Rewards Performance Business Southwest Rapid Rewards Performance Business

Earn 3 points for each $1 spent with Southwest Airlines or participating Rapid Rewards rental car partners.

3x 1.3¢ 3.9¢
Amazon Prime Amazon Prime

Earn 5% back on Chase Travel purchases with an eligible Prime membership

5x 0.7¢ 3.5¢
Bank of America Business Travel Bank of America Business Travel

Earn 3 points per every $1 spent on travel purchases (car, hotel, airline) booked through the Bank of America Travel Center ONLY.

3x 1.0¢ 3.0¢
American Airlines Citi Business American Airlines Citi Business

Purchases made directly with American Airlines and car rental merchants.

2x 1.4¢ 2.8¢
Wells Fargo Autograph Journey Wells Fargo Autograph Journey 2x 1.4¢ 2.8¢
Southwest Rapid Rewards Premier Southwest Rapid Rewards Premier

Earn 2 points for each $1 spent with Southwest Airlines or participating Rapid Rewards rental car partners.

2x 1.3¢ 2.6¢
Southwest Rapid Rewards Premier Business Southwest Rapid Rewards Premier Business

Earn 2 points for each $1 spent with Southwest Airlines or participating Rapid Rewards rental car partners.

2x 1.3¢ 2.6¢
Southwest Rapid Rewards Priority Southwest Rapid Rewards Priority

Earn 2 points for each $1 spent with Southwest Airlines or participating Rapid Rewards rental car partners.

2x 1.3¢ 2.6¢