Best Credit Card For Wholesale Clubs
You want to maximize the return on your Wholesale Clubs credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.
Chase Ultimate Rewards »
Point System
|
JP Morgan Chase »
Bank
|
$1,345
1st Year Value
|
75,000 Bonus Points
|
$7,500 Minimum Spend
|
1.6¢
Max Point Value
|
1.6¢
Max Point Value
|
Cash in Cents »
Point System
|
CitiBank »
Bank
|
$0
1st Year Value
|
0 Bonus Points
|
$0 Minimum Spend
|
1.0¢
Max Point Value
|
1.0¢
Max Point Value
|
Cash in Cents »
Point System
|
CitiBank »
Bank
|
$0
1st Year Value
|
0 Bonus Points
|
$0 Minimum Spend
|
1.0¢
Max Point Value
|
1.0¢
Max Point Value
|
Explore More Spend Categories
Our Top Selections for Wholesale Clubs (+)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
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Chase Ink Business Unlimited 1.5x on all purchases. |
1.5x | 1.6¢ | 2.4¢ |
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Citi Costco On purchases from Costco & Costco.com |
2x | 1.0¢ | 2.0¢ |
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Citi Costco Business On purchases from Costco & Costco.com |
2x | 1.0¢ | 2.0¢ |
Other Cards with Solid Value for Wholesale Clubs (=)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
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Discover It Cash Back Quarterly category, ends June 30th |
5x | 1.0¢ | 5.0¢ |
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Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only |
3x | 1.0¢ | 3.0¢ |
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Wells Fargo Active Cash 2% cash back on all purchases |
2x | 1.4¢ | 2.8¢ |
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Capital One Spark Cash 2% cash back on all purchases |
2x | 1.1¢ | 2.2¢ |
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Capital One Spark Cash Plus 2% cash back on all purchases |
2x | 1.1¢ | 2.2¢ |
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Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.0¢ | 2.0¢ |
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Bank of America Travel Rewards 1.5 back on all purchases. |
1.5x | 1.0¢ | 1.5¢ |
Cards Offering Some Value for Wholesale Clubs with Limitations (-)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
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US Bank Shopper Cash Rewards Must choose either Gas Stations, wholesale Clubs or Bills & Utilities |
3x | 1.1¢ | 3.3¢ |
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US Bank Business Leverage On two highest categories per statement. |
2x | 1.1¢ | 2.2¢ |
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Bank of America Customized Cash Rewards | 2x | 1.0¢ | 2.0¢ |