Best Credit Card For Office Supplies

You want to maximize the return on your Office Supplies credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.
Office Supplies are a common multiplier on business cards. If it includes Staples purchases, it can be a huge category. That's because you can buy gift cards from Staples for places where point multipliers are harder to find. Gift card purchases such as Home Depot, Apple and Amazon all count as "office supplies" purchases at Staples. The (-) card versions make you pick this category (excluding others) and/or limit retailers (+) are our recommended cards that include all venders coded to this category.
Chase Ink Business Cash Chase Ink Business Cash
5X | 8.0 Per Dollar Spent
Earn 5x points for the first $25,000 spent on office supply stores, internet, cable, and phone services combined every year
Chase Ultimate Rewards »
Point System
JP Morgan Chase »
Bank
$1,448
1st Year Value
75,000
Bonus Points
$7,500
Minimum Spend
1.6¢
Max Point Value
1.6¢
Max Point Value
IHG One Rewards Premier Business IHG One Rewards Premier Business
5X | 3.0 Per Dollar Spent
Excludes , discount stores, department stores, or electronics stores.
IHG Rewards »
Point System
JP Morgan Chase »
Bank
$1,280
1st Year Value
200,000
Bonus Points
$9,000
Minimum Spend
0.6¢
Max Point Value
0.6¢
Max Point Value
United Business United Business
2X | 2.6 Per Dollar Spent
Chase defines Office Supply Store as specializing in selling a variety of office supplies.
United MileagePlus »
Point System
JP Morgan Chase »
Bank
$1,665
1st Year Value
125,000
Bonus Points
$5,000
Minimum Spend
1.3¢
Max Point Value
1.3¢
Max Point Value

Our Top Selections for Office Supplies (+)

Multiplier Point Value Per $ Spent
Chase Ink Business Cash Chase Ink Business Cash

Earn 5x points for the first $25,000 spent on office supply stores, internet, cable, and phone services combined every year

5x 1.6¢ 8.0¢
IHG One Rewards Premier Business IHG One Rewards Premier Business

Excludes , discount stores, department stores, or electronics stores.

5x 0.6¢ 3.0¢
United Business United Business

Chase defines Office Supply Store as specializing in selling a variety of office supplies.

2x 1.3¢ 2.6¢

Other Cards with Solid Value for Office Supplies (=)

Multiplier Point Value Per $ Spent
US Bank Shopper Cash Rewards US Bank Shopper Cash Rewards

If selected as one of two 6x categories quarterly

6x 1.1¢ 6.6¢
US Bank Cash Plus US Bank Cash Plus

If selected as one of two 5x categories quarterly.

5x 1.0¢ 5.0¢
US Bank Triple Cash Rewards Business US Bank Triple Cash Rewards Business 3x 1.1¢ 3.3¢
Wells Fargo Active Cash Wells Fargo Active Cash

2% cash back on all purchases

2x 1.4¢ 2.8¢
Chase Ink Business Unlimited Chase Ink Business Unlimited

1.5x on all purchases.

1.5x 1.6¢ 2.4¢
Capital One Spark Cash Capital One Spark Cash

2% cash back on all purchases

2x 1.1¢ 2.2¢
Capital One Spark Cash Plus Capital One Spark Cash Plus

2% cash back on all purchases

2x 1.1¢ 2.2¢
US Bank Business Leverage US Bank Business Leverage

On two highest categories per statement.

2x 1.1¢ 2.2¢
Citi Double Cash Citi Double Cash

All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off

2x 1.0¢ 2.0¢
Delta SkyMiles Reserve Business Delta SkyMiles Reserve Business 1.5x 1.2¢ 1.8¢

Cards Offering Some Value for Office Supplies with Limitations (-)

Multiplier Point Value Per $ Spent
JetBlue Business JetBlue Business 2x 1.2¢ 2.4¢
Hawaiian Airlines Business Hawaiian Airlines Business 2x 0.7¢ 1.4¢