Cards Ranked by First Year Value

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Capital One Spark Cash Plus I Already Own Make Personal Notes   

Capital One Spark Cash Plus Capital One Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
200,000 $30,000 1.1 ¢ $0 $150
$2380
Best Value Differentiating Perks Rules
Cash Back 2% Cash Back every purchase. No CR , 5/24
US Bank Business Leverage I Already Own Make Personal Notes   

US Bank Business Leverage US Bank Flex Perks »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
75,000 $7,500 1.1 ¢ $0 $0
$908
Best Value Differentiating Perks Rules
US Bank Travel Portal 2x back on unique spend categories not offered by other cards. No CR , 5/24 , Citi 6/6
US Bank Triple Cash Rewards Business I Already Own Make Personal Notes   

US Bank Triple Cash Rewards Business US Bank Flex Perks »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
75,000 $6,000 1.1 ¢ $0 $0
$891
Best Value Differentiating Perks Rules
Up to 3% cash back on select categories 5/24 , Citi 6/6
Capital One Spark Cash I Already Own Make Personal Notes   

Capital One Spark Cash Capital One Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
75,000 $4,500 1.1 ¢ $0 $0
$875
Best Value Differentiating Perks Rules
Cash Back 2% Cash Back every purchase. No CR , 5/24
Wells Fargo Signify Business I Already Own Make Personal Notes   

Wells Fargo Signify Business Wells Fargo Go Far Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
50,000 $5,000 1.4 ¢ $0 $0
$770
Best Value Differentiating Perks Rules
No 5/24
Capital One Spark Cash Select I Already Own Make Personal Notes   

Capital One Spark Cash Select Capital One Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
50,000 $4,500 1.1 ¢ $0 $0
$600
Best Value Differentiating Perks Rules
1.5 Miles on every purchase 5/24
Chase Freedom Unlimited I Already Own Make Personal Notes   

Chase Freedom Unlimited Chase Ultimate Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
25,000 $500 1.6 ¢ $0 $0
$408
Best Value Differentiating Perks Rules
Cash Back, Ultimate Rewards: Southwest, United & Hyatt transfers. 3% Cash back on purchases up to $20000 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Wells Fargo Active Cash I Already Own Make Personal Notes   

Wells Fargo Active Cash Wells Fargo Go Far Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $500 1.4 ¢ $75 $0
$362
Best Value Differentiating Perks Rules
Travel, Gift Cards, Cash Back 2% Cash Back every purchase No 5/24
US Bank Shopper Cash Rewards I Already Own Make Personal Notes   

US Bank Shopper Cash Rewards US Bank Flex Perks »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
25,000 $2,000 1.1 ¢ $1 $0
$298
Best Value Differentiating Perks Rules
Cash Back, Gift Cards 6% cash back on personally selected categories. 5/24 , Citi 6/6
Amex Blue Cash Preferred I Already Own Make Personal Notes   

Amex Blue Cash Preferred Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
25,000 $3,000 1.0 ¢ $2 $0
$282
Best Value Differentiating Perks Rules
Delta & Hilton transfers 6% bonus at U.S. supermarkets limited to $6,000 in purchases per year Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Amex Blue Business Cash I Already Own Make Personal Notes   

Amex Blue Business Cash Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
25,000 $3,000 1.0 ¢ $0 $0
$280
Best Value Differentiating Perks Rules
Cash Back Amex 3/90 , No 5/24 , Amex 1/10
Citi Custom Cash I Already Own Make Personal Notes   

Citi Custom Cash Citi ThankYou Points »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,500 1.2 ¢ $0 $0
$258
Best Value Differentiating Perks Rules
No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6
Amex Blue Cash Everyday I Already Own Make Personal Notes   

Amex Blue Cash Everyday Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $2,000 1.0 ¢ $0 $0
$220
Best Value Differentiating Perks Rules
3% bonus at U.S. supermarkets Amex 3/90 , No 5/24 , Amex 1/10
Citi Double Cash I Already Own Make Personal Notes   

Citi Double Cash Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,500 1.0 ¢ $0 $0
$215
Best Value Differentiating Perks Rules
Cash back 2% cash-back earnings on all purchases — 1% when you buy and another 1% when you pay No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6
US Bank Cash Plus I Already Own Make Personal Notes   

US Bank Cash Plus Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,000 1.0 ¢ $1 $0
$211
Best Value Differentiating Perks Rules
Cash Back, Gift Cards 5% cash back on personally selected categories. 5/24 , Citi 6/6
Bank of America Customized Cash Rewards I Already Own Make Personal Notes   

Bank of America Customized Cash Rewards Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,000 1.0 ¢ $0 $0
$210
Best Value Differentiating Perks Rules
Cash Back 3% cash back in the category of your choice No 5/24
Bank of America Unlimited Cash Rewards I Already Own Make Personal Notes   

Bank of America Unlimited Cash Rewards Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,000 1.0 ¢ $0 $0
$210
Best Value Differentiating Perks Rules
Cash Back unlimited 1.5% cash back on all purchases No 5/24
Capital One Savor I Already Own Make Personal Notes   

Capital One Savor Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $500 1.0 ¢ $0 $0
$205
Best Value Differentiating Perks Rules
Cash Back 3% Cash Back on Dining & Entertainment, 3% Grocery, $200 Cash Bonus. 5/24
Capital One Quicksilver I Already Own Make Personal Notes   

Capital One Quicksilver Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $500 1.0 ¢ $0 $0
$205
Best Value Differentiating Perks Rules
Easier approval for those looking to build credit 5/24
Amex Blue Business Plus I Already Own Make Personal Notes   

Amex Blue Business Plus Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
15,000 $3,000 1.0 ¢ $0 $0
$180
Best Value Differentiating Perks Rules
Cash Back Amex 3/90 , No 5/24 , Amex 1/10
Discover It Cash Back I Already Own Make Personal Notes   

Discover It Cash Back Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
1 $1 1.0 ¢ $1 $0
$1
Best Value Differentiating Perks Rules
Cash Back, Gift Cards Discover will match all cash back at the year end, making rotating categories 10% for the first year No 5/24
Citi Costco I Already Own Make Personal Notes   

Citi Costco Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
0 $0 1.0 ¢ $0 $0
$0
Best Value Differentiating Perks Rules
Cash Back Earn 4% on eligible gas purchases, plus 3% on restaurant and all eligible travel purchases worldwide. No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6
Discover It Chrome I Already Own Make Personal Notes   

Discover It Chrome Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
1 $1 0.0 ¢ $0 $0
$0
Best Value Differentiating Perks Rules
Cash Back Discover will match Cash back after the first year with no cap, 2x Cash Back for gas and restaurants up to $4,000 annually No 5/24