Cards Ranked by First Year Value

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Capital One Spark Cash Plus Business Capital One Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
200,000 $30,000 1.1 ¢ $0 $150 $2380
Best Value Differentiating Perks Rules
Cash Back 2% Cash Back every purchase. No CR , 5/24

US Bank Leverage US Bank Flex Perks »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $7,500 1.2 ¢ $0 $0 $990
Best Value Differentiating Perks Rules
US Bank Travel Portal 2x back on unique spend categories not offered by other cards. No CR , 5/24 , Citi 6/6

Wells Fargo Active Cash Wells Fargo Go Far Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $500 1.5 ¢ $75 $0 $383
Best Value Differentiating Perks Rules
Travel, Gift Cards, Cash Back 2% Cash Back every purchase No 5/24

US Bank Altitude Reserve US Bank Flex Perks »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
50,000 $4,500 1.2 ¢ $-249 $75 $330
Best Value Differentiating Perks Rules
US Bank Travel Portal $325 Annual Travel Credit & Dining, 1.5 Points Redemption through U.S. Bank Rewards Center portal 5/24 , Citi 6/6

American Express Blue Preferred Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
25,000 $3,000 1.0 ¢ $2 $0 $282
Best Value Differentiating Perks Rules
Delta & Hilton transfers 6% bonus at U.S. supermarkets limited to $6,000 in purchases per year Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

US Bank Altitude Connect Visa US Bank Flex Perks »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,000 1.2 ¢ $0 $0 $252
Best Value Differentiating Perks Rules
US Bank Travel Portal $30 credit for annual streaming service purchases & 2x on streaming services 5/24 , Citi 6/6

Citi Double Cash Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,500 1.0 ¢ $0 $0 $215
Best Value Differentiating Perks Rules
Cash back 2% cash-back earnings on all purchases — 1% when you buy and another 1% when you pay No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

US Bank CashPlus Visa Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $1,000 1.0 ¢ $1 $0 $211
Best Value Differentiating Perks Rules
Cash Back, Gift Cards 5% cash back on personally selected categories. 5/24 , Citi 6/6

Capital One Savor One Rewards Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $500 1.0 ¢ $0 $0 $205
Best Value Differentiating Perks Rules
Cash Back 3% Cash Back on Dining & Entertainment, 3% Grocery, $200 Cash Bonus. 5/24

Capital One Quicksilver Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $500 1.0 ¢ $0 $0 $205
Best Value Differentiating Perks Rules
Easier approval for those looking to build credit 5/24

Costco Anywhere Visa Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
0 $0 1.0 ¢ $0 $0 $0
Best Value Differentiating Perks Rules
Cash Back Earn 4% on eligible gas purchases, plus 3% on restaurant and all eligible travel purchases worldwide. No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Discover It Cash Back Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
1 $1 1.0 ¢ $0 $0 $0
Best Value Differentiating Perks Rules
Cash Back, Gift Cards Discover will match all cash back at the year end, making rotating categories 10% for the first year No 5/24