Hotel Credit Card Rankings

Ranked by First Year Value
  • American Express
  • Barclaycard
  • Capital One
  • JP Morgan Chase
  • Capital One Miles
  • Hilton Honors
  • IHG Rewards
  • Marriott Bonvoy
  • World of Hyatt
  • Wyndham Rewards
  • Anniversary Date Bonus Points
  • Car Rental Insurance
  • Cell Phone Protection
  • Concierge
  • Extended Warranty
  • Free Room Annually
  • Hotel Perks
  • Lounge Access
  • No Foreign Transaction Fees
  • Price Protection
  • Purchase Protection
  • Roadside Assistance
  • Statement Credits
  • TSA Pre Check
  • Travel Credits
  • Travel Insurance
  • Any
  • No Annual Fee
  • $100 or under
  • Any
  • $1000 or under
  • $3000 or under
  • $5000 or under
Clear Filters

World of Hyatt

World of Hyatt »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
60,000 $15,000 1.6 ¢ $176 $95
$1281
Best Value Differentiating Perks Rules
Hyatt Hotel Stays, All Inclusives Discoverist Status, 1 free night per year, 9x points toward Hyatt hotel purchases Hyatt 1/24 , 5/24 , Chase 2/30 , Chase 4/6
World of Hyatt I Already Own Make Personal Notes   

Marriott Bonvoy Boundless

Marriott Bonvoy »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
140,000 $6,000 0.7 ¢ $125 $95
$1052
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs 2x on all other purchases, annual free night Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Marriott Bonvoy Boundless I Already Own Make Personal Notes   

Wyndham Rewards Earner Plus

Wyndham Rewards »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
90,000 $2,000 1.0 ¢ $205 $75
$1050
Best Value Differentiating Perks Rules
Wyndham Hotels, All Inclusives 7,500 bonus points annually, Avis & Budget upgrade No 5/24 , Barclay 0/6
Wyndham Rewards Earner Plus I Already Own Make Personal Notes   

Capital One Venture Rewards

Capital One Miles »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
100,000 $4,000 1.1 ¢ $0 $95
$1049
Best Value Differentiating Perks Rules
Wyndham transfers 10x Miles at hotels.com, 2x miles everything else 5/24
Capital One Venture Rewards I Already Own Make Personal Notes   

Wyndham Rewards Earner Business

Wyndham Rewards »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
75,000 $12,000 1.0 ¢ $205 $95
$980
Best Value Differentiating Perks Rules
Wyndham Hotels, All Inclusives 15,000 bonus points annually, Avis & Budget upgrade and Suite upgrades. No CR , No 5/24 , Barclay 0/6
Wyndham Rewards Earner Business I Already Own Make Personal Notes   

IHG One Rewards Premier

IHG Rewards »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
140,000 $3,000 0.6 ¢ $152 $99
$911
Best Value Differentiating Perks Rules
IHG Hotels Platinum Elite status, Anniversary Free Night, 4th Reward Night Free 5/24 , Chase 2/30 , Chase 4/6
IHG One Rewards Premier I Already Own Make Personal Notes   

World of Hyatt Business

World of Hyatt »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
60,000 $5,000 1.6 ¢ $50 $199
$891
Best Value Differentiating Perks Rules
Hyatt Hotel Stays, All Inclusive Discoverist Status & 9x points toward Hyatt hotel purchases 5/24 , No CR , Chase 2/30 , Chase 4/6
World of Hyatt Business I Already Own Make Personal Notes   

IHG One Rewards Premier Business

IHG Rewards »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
140,000 $4,000 0.6 ¢ $125 $99
$890
Best Value Differentiating Perks Rules
IHG Hotels Platinum Elite status, Anniversary Free Night No CR , 5/24 , Chase 2/30 , Chase 4/6
IHG One Rewards Premier Business I Already Own Make Personal Notes   

Marriott Bonvoy Bevy

Marriott Bonvoy »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
155,000 $5,000 0.7 ¢ $0 $250
$870
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Amex 3/90 , No 5/24 , Amex 1/10
Marriott Bonvoy Bevy I Already Own Make Personal Notes   

Marriott Bonvoy Brilliant

Marriott Bonvoy »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
185,000 $6,000 0.7 ¢ $175 $650
$862
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs $300 Statement Credit on Marriott purchases, free night annually Amex 4 Credit , Bonvoy 1/24 , Amex 3/90 , No 5/24 , Amex 1/10
Marriott Bonvoy Brilliant I Already Own Make Personal Notes   

Hilton Honors Surpass

Hilton Honors »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
130,000 $3,000 0.6 ¢ $51 $150
$699
Best Value Differentiating Perks Rules
Hilton Stays & Perks 6x Points restaurants, supermarkets and gas. Complimentary Gold Status. 10 Free Priority Pass airport lounge visits annually. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Hilton Honors Surpass I Already Own Make Personal Notes   

Marriott Bonvoy Business

Marriott Bonvoy »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
90,000 $6,000 0.7 ¢ $125 $125
$672
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Solid 4x categories, annual free room No CR , No 2nd Biz , Bonvoy 1/24 , Amex 3/90 , No 5/24 , Amex 1/10
Marriott Bonvoy Business I Already Own Make Personal Notes   

Hilton Honors Business

Hilton Honors »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
130,000 $6,000 0.6 ¢ $50 $195
$671
Best Value Differentiating Perks Rules
Hilton Stays & Perks Room Upgrades,Free breakfast, Late Checkout, 12X points on Hilton bookings, 6X on many other purchases, 10 Lounge passes No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Hilton Honors Business I Already Own Make Personal Notes   

Hilton Honors Aspire

Hilton Honors »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
150,000 $6,000 0.6 ¢ $240 $550
$626
Best Value Differentiating Perks Rules
Hilton Stays & Perks 14x Points Hilton hotel purchases. $250 Resort Statement Credit. $200 Airline Fee Credit. $100 Hilton On-property credit. Unlimited lounge visits you+2 guest. Hilton Diamond status. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Hilton Honors Aspire I Already Own Make Personal Notes   

Wyndham Rewards Earner

Wyndham Rewards »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
60,000 $2,000 1.0 ¢ $0 $0
$620
Best Value Differentiating Perks Rules
Wyndham Hotels Gold level, 5x points at Wyndham properties, $0 annual fee. No 5/24 , Barclay 0/6
Wyndham Rewards Earner I Already Own Make Personal Notes   

Hilton Honors

Hilton Honors »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
80,000 $2,000 0.6 ¢ $0 $0
$492
Best Value Differentiating Perks Rules
Hilton Stays & Perks 6x Points restaurants, supermarkets and gas. Complimentary Silver Status. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Hilton Honors I Already Own Make Personal Notes   

IHG One Rewards Traveler

IHG Rewards »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
80,000 $2,000 0.6 ¢ $0 $0
$492
Best Value Differentiating Perks Rules
IHG hotels Gold Elite status, 4th Reward Night Free 5/24 , Chase 2/30 , Chase 4/6
IHG One Rewards Traveler I Already Own Make Personal Notes   

Marriott Bonvoy Bountiful

Marriott Bonvoy »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
85,000 $4,000 0.7 ¢ $1 $250
$374
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs 2x on all other purchases, annual free night 5/24 , Chase 2/30 , Chase 4/6
Marriott Bonvoy Bountiful I Already Own Make Personal Notes   

Marriott Bonvoy Bold

Marriott Bonvoy »
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
30,000 $1,000 0.7 ¢ $0 $0
$217
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Marriott Bonvoy Bold I Already Own Make Personal Notes