Business Credit Card Rankings
Ranked by First Year Value
All Cards
Personal 
Business 
Airline 
Hotel 
Cash 
Special Offers
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 200,000 | $30,000 | 1.6 ¢ | $620 | $795 |
$2905
|
| Bonus Extra | Differentiating Perks | Rules |
|---|---|---|
| $300 Travel Credit on Signup & Annually | $500 Edit Hotel Credit, 4x on Flights & Hotels, 3x on Digital Marketing | 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 200,000 | $20,000 | 1.6 ¢ | $380 | $895 |
$2605
|
| Differentiating Perks | Rules |
|---|---|
| Airport Lounges, Hilton & Marriott Gold Status, $800 in Hotel Credits | No CR , No 2nd Biz , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 200,000 | $30,000 | 1.3 ¢ | $0 | $150 |
$2240
|
| Differentiating Perks | Rules |
|---|---|
| 2% Back on Every Purchase. Points Transferable to Miles Cards. | No CR , No 5/24 , Cap One 1/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 90,000 | $6,000 | 1.6 ¢ | $127 | $0 |
$1543
|
| Differentiating Perks | Rules |
|---|---|
| 5X Points at Office Supply Stores, Phone, Internet & Cable Services | No CR , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 90,000 | $6,000 | 1.6 ¢ | $25 | $0 |
$1441
|
| Differentiating Perks | Rules |
|---|---|
| 1.5X on All Purchases | No CR , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 90,000 | $8,000 | 1.6 ¢ | $126 | $95 |
$1439
|
| Differentiating Perks | Rules |
|---|---|
| 3X Points on All Travel, Shipping, Internet, Cable, Phone & Online Advertising | No CR , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 150,000 | $30,000 | 1.3 ¢ | $0 | $395 |
$1345
|
| Bonus Extra | Differentiating Perks | Rules |
|---|---|---|
| $300 Travel Credit on Signup & Annually | Capital One & Priority Pass Lounges, 10,000 Miles Each Anniversary | No CR , No 5/24 , Cap One 1/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 120,000 | $10,000 | 1.3 ¢ | $131 | $299 |
$1322
|
| Differentiating Perks | Rules |
|---|---|
| 9000 bonus points annually, 4 A-list boardings, WiFi credit, TSA Credit | No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $5,000 | 1.3 ¢ | $125 | $150 |
$1240
|
| Differentiating Perks | Rules |
|---|---|
| 2 United Club Passes Annually, Free Bag for you and a companion, Priority boarding | No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $10,000 | 1.3 ¢ | $0 | $0 |
$1230
|
| Differentiating Perks | Rules |
|---|---|
| 2% Back on every purchase | No 5/24 , Cap One 1/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $15,000 | 1.6 ¢ | $2 | $375 |
$1167
|
| Differentiating Perks | Rules |
|---|---|
| Unique 4X spend categories | No CR , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $5,000 | 1.5 ¢ | $0 | $70 |
$1105
|
| Differentiating Perks | Rules |
|---|---|
| Annual $99 companion Fare | No CR , B of A 1/24 , No 5/24 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 200,000 | $9,000 | 0.6 ¢ | $125 | $99 |
$1100
|
| Differentiating Perks | Rules |
|---|---|
| Platinum Elite status, Anniversary Free Night | No CR , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 75,000 | $5,000 | 1.4 ¢ | $50 | $0 |
$1070
|
| Differentiating Perks | Rules |
|---|---|
| First checked bag free, Preferred boarding, Double miles at gas stations & restaurants | No CR , Citi 1/95 , No 2nd Biz , No 5/24 , Citi 2/65 , Citi 1/8 , Citi 6/6 , Citi 5 Day Rule |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $8,000 | 1.2 ¢ | $250 | $350 |
$1036
|
| Differentiating Perks | Rules |
|---|---|
| $100 credit with Delta purchase, Anniversary companion pass | Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 90,000 | $6,000 | 1.2 ¢ | $0 | $0 |
$1032
|
| Differentiating Perks | Rules |
|---|---|
| Priority Boarding, Free checked bag, 20% off in-flight purchases | Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 125,000 | $15,000 | 1.2 ¢ | $270 | $650 |
$1000
|
| Differentiating Perks | Rules |
|---|---|
| Delta sky club access, Annual companion certificate | Amex 3/90 , No CR , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 75,000 | $6,000 | 1.3 ¢ | $0 | $0 |
$933
|
| Differentiating Perks | Rules |
|---|---|
| 1.5 Miles on every purchase | No 5/24 , Cap One 1/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $6,000 | 1.3 ¢ | $0 | $99 |
$899
|
| Differentiating Perks | Rules |
|---|---|
| 6x Points on JetBlue purchases, Free first checked bag, 50% inflight savings. | No CR , No 5/24 , Barclay 0/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 60,000 | $5,000 | 1.7 ¢ | $50 | $199 |
$856
|
| Differentiating Perks | Rules |
|---|---|
| Discoverist Status & 9x points toward Hyatt hotel purchases | No CR , Hyatt 1/24 , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 75,000 | $6,000 | 1.1 ¢ | $0 | $0 |
$771
|
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $5,000 | 1.3 ¢ | $195 | $695 |
$765
|
| Differentiating Perks | Rules |
|---|---|
| United Club Access + Star Alliance lounges, 2 bags free for you & 1 companion | No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 60,000 | $3,000 | 1.3 ¢ | $81 | $149 |
$691
|
| Differentiating Perks | Rules |
|---|---|
| 6000 bonus points annually | No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 75,000 | $7,500 | 1.1 ¢ | $0 | $95 |
$663
|
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 50,000 | $4,500 | 1.3 ¢ | $0 | $0 |
$619
|
| Differentiating Perks | Rules |
|---|---|
| 2x Miles on every purchase, erase travel purchases, primary car insurance. | No 5/24 , Cap One 1/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 50,000 | $4,500 | 1.3 ¢ | $0 | $0 |
$619
|
| Differentiating Perks | Rules |
|---|---|
| 1.5 Miles on every purchase | No 5/24 , Cap One 1/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 50,000 | $5,000 | 1.3 ¢ | $0 | $0 |
$615
|
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 175,000 | $8,000 | 0.5 ¢ | $50 | $195 |
$610
|
| Differentiating Perks | Rules |
|---|---|
| Room Upgrades,Free breakfast, Late Checkout, 12X points on Hilton bookings, 6X on many other purchases, 10 Lounge passes | Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 60,000 | $6,000 | 1.1 ¢ | $0 | $0 |
$606
|
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 90,000 | $6,000 | 0.7 ¢ | $125 | $125 |
$552
|
| Differentiating Perks | Rules |
|---|---|
| Solid 4x categories, annual free room | Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , Bonvoy 1/24 , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 75,000 | $10,000 | 1.1 ¢ | $0 | $195 |
$540
|
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 45,000 | $3,000 | 1.0 ¢ | $205 | $95 |
$530
|
| Differentiating Perks | Rules |
|---|---|
| 15,000 bonus points annually, Avis & Budget upgrade and Suite upgrades. | No CR , No 5/24 , Barclay 0/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $10,000 | 0.7 ¢ | $125 | $195 |
$445
|
| Differentiating Perks | Rules |
|---|---|
| 5X points on travel, unlimited 2x cash back | No CR , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 30,000 | $3,000 | 1.0 ¢ | $0 | $0 |
$270
|
| Differentiating Perks | Rules |
|---|---|
| 3X multiplier for travel purchases with no annual fee | No CR , B of A 1/24 , No 5/24 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 30,000 | $3,000 | 1.0 ¢ | $0 | $0 |
$270
|
| Differentiating Perks | Rules |
|---|---|
| No CR , B of A 1/24 , No 5/24 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 15,000 | $3,000 | 1.6 ¢ | $0 | $0 |
$228
|
| Differentiating Perks | Rules |
|---|---|
| Amex 3/90 , No CR , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 25,000 | $3,000 | 1.0 ¢ | $0 | $0 |
$220
|
| Differentiating Perks | Rules |
|---|---|
| Amex 3/90 , No CR , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 15,000 | $3,000 | 1.6 ¢ | $0 | $95 |
$133
|
| Differentiating Perks | Rules |
|---|---|
| 2x points on restaurants,entertainment and Grocery stores | No CR , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 12,500 | $1 | 0.8 ¢ | $0 | $0 |
$100
|
| Differentiating Perks | Rules |
|---|---|
| 5% back on Amazon & at Whole Foods | Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 0 | $0 | 1.0 ¢ | $0 | $0 |
$0
|
