Best Credit Card for Digital Wallet
Your cell phone probably features a mobile wallet, giving you the ability to pay digitally. This includes Apple Pay®, Google Pay™ and Samsung Pay -- plus specific credit card apps like Chase Pay or Masterpass. Many cards are now offering sign-up bonuses and rewards for these digital purchases.
3X | 3.0Per Dollar Spent
1.5x back on statement plus 1.5x matching at the end of year one only
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Discover IT Miles »
Point System
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Discover »
Bank
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$0 1st Year Value
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0 Bonus Points
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$1 Minimum Spend
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1.0¢ Max Point Value
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2X | 2.0Per Dollar Spent
All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off
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Cash in Cents »
Point System
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CitiBank »
Bank
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$215 1st Year Value
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20,000 Bonus Points
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$1,500 Minimum Spend
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1.0¢ Max Point Value
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Our Top Selections for Digital Wallet (+)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only |
3x | 1.0¢ | 3.0¢ |
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Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.0¢ | 2.0¢ |
Other Cards with Solid Value for Digital Wallet (=)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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Wells Fargo Active Cash 2% cash back on all purchases |
2x | 1.4¢ | 2.8¢ |
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US Bank Business Altitude Power up to $5,000 in mobile wallet purchases each quarter. |
2x | 1.1¢ | 2.2¢ |
Cards Offering Some Value for Digital Wallet with Limitations (-)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
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US Bank Shopper Cash Rewards If selected as one of two 6x categories quarterly |
6x | 1.1¢ | 6.6¢ |