Best Credit Card For Digital Wallet

You want to maximize the return on your Digital Wallet credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.
Your cell phone probably features a mobile wallet, giving you the ability to pay digitally. This includes Apple Pay®, Google Pay™ and Samsung Pay -- plus specific credit card apps like Chase Pay or Masterpass. Many cards are now offering sign-up bonuses and rewards for these digital purchases.
Discover It Miles Discover It Miles
3X | 3.0 Per Dollar Spent
1.5x back on statement plus 1.5x matching at the end of year one only
Discover IT Miles »
Point System
Discover »
Bank
$0
1st Year Value
0
Bonus Points
$1
Minimum Spend
1.0¢
Max Point Value
1.0¢
Max Point Value
Card Details
Citi Double Cash Citi Double Cash
2X | 2.0 Per Dollar Spent
All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off
Cash in Cents »
Point System
CitiBank »
Bank
$215
1st Year Value
20,000
Bonus Points
$1,500
Minimum Spend
1.0¢
Max Point Value
1.0¢
Max Point Value
Card Details
Explore More Spend Categories

Our Top Selections for Digital Wallet (+)

Multiplier Point Value Per $ Spent
Discover It Miles Discover It Miles

1.5x back on statement plus 1.5x matching at the end of year one only

 3x 1.0¢ 3.0¢
Citi Double Cash Citi Double Cash

All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off

 2x 1.0¢ 2.0¢

Other Cards with Solid Value for Digital Wallet (=)

Multiplier Point Value Per $ Spent
Wells Fargo Active Cash Wells Fargo Active Cash

2% cash back on all purchases

 2x 1.4¢ 2.8¢
US Bank Business Altitude Power US Bank Business Altitude Power

2.5x on up to $5,000 in mobile wallet purchases each quarter.

 2x 1.1¢ 2.2¢

Cards Offering Some Value for Digital Wallet with Limitations (-)

Multiplier Point Value Per $ Spent
US Bank Shopper Cash Rewards US Bank Shopper Cash Rewards

If selected as one of two 6x categories quarterly

 6x 1.1¢ 6.6¢