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Amex Business Platinum Amex Member Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
150,000 $20,000 1.5 ¢ $230 $695 $2153
Best Value Differentiating Perks Rules
1.54 cents in Amex Travel Portal Premier Airport Lounges, Hilton Gold Status, 5x points on Amex travel No CR , No 2nd Biz , Amex 3/90 , No 5/24 , Amex 1/10

United Business United MileagePlus »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $5,000 1.3 ¢ $120 $99 $1386
Best Value Differentiating Perks Rules
Intl Biz Class 2 United Club Passes Annually, Free Bag for you and a companion, Priority boarding No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6

Amex Business Gold Amex Member Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $15,000 1.4 ¢ $2 $375 $1237
Best Value Differentiating Perks Rules
Delta & Hilton transfers Unique 4X spend categories No CR , Amex 3/90 , No 5/24 , Amex 1/10

Delta SkyMiles Platinum Business Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $8,000 1.2 ¢ $250 $350 $1196
Best Value Differentiating Perks Rules
Delta flights $100 credit with Delta purchase, Anniversary companion pass No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Delta SkyMiles Gold Business Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
90,000 $6,000 1.2 ¢ $0 $0 $1152
Best Value Differentiating Perks Rules
Delta International Flights Priority Boarding, Free checked bag, 20% off in-flight purchases No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Citi American Airlines AAdvantage Platinum American Airlines Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $3,500 1.4 ¢ $0 $0 $1099
Best Value Differentiating Perks Rules
AA International Flights Free checked bag & preferred boarding on AA AA Personal 48 , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

IHG One Rewards Premier IHG Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
170,000 $4,000 0.6 ¢ $152 $99 $1097
Best Value Differentiating Perks Rules
IHG Hotels Platinum Elite status, Anniversary Free Night, 4th Reward Night Free 5/24 , Chase 2/30 , Chase 4/6

Delta SkyMiles Reserve Business Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
110,000 $12,000 1.2 ¢ $270 $650 $1084
Best Value Differentiating Perks Rules
Delta flights Delta sky club access, Annual companion certificate No CR , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

World of Hyatt Business World of Hyatt »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $15,000 1.6 ¢ $50 $199 $1051
Best Value Differentiating Perks Rules
Hyatt Hotel Stays, All Inclusive Discoverist Status & 9x points toward Hyatt hotel purchases 5/24 , No CR , Chase 2/30 , Chase 4/6

Capital One Venture Capital One Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $4,000 1.1 ¢ $0 $95 $1049
Best Value Differentiating Perks Rules
Wyndham transfers 10x Miles at hotels.com, 2x miles everything else 5/24

Delta SkyMiles Gold Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
80,000 $3,000 1.2 ¢ $0 $0 $996
Best Value Differentiating Perks Rules
International Delta Flights Free checked bag, priority boarding Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Delta SkyMiles Platinum Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
90,000 $4,000 1.2 ¢ $200 $350 $978
Best Value Differentiating Perks Rules
Delta flights $100 credit with Delta purchase, Anniversary companion pass Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Delta SkyMiles Reserve Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $6,000 1.2 ¢ $310 $650 $932
Best Value Differentiating Perks Rules
Delta flights Delta sky club access, annual companion certificate Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Marriott Bonvoy Business Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
125,000 $8,000 0.7 ¢ $125 $125 $931
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Solid 4x categories, annual free room No CR , No 2nd Biz , Bonvoy 1/24 , Amex 3/90 , No 5/24 , Amex 1/10

Alaska Airlines Business Alaska Airlines Mileage Plan »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $4,000 1.3 ¢ $0 $70 $892
Best Value Differentiating Perks Rules
Alaskan Airline Flights Annual $99 companion Fare No CR , B of A 1/24 , No 5/24

Citi Strata Premier Citi ThankYou Points »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $4,000 1.2 ¢ $21 $95 $874
Best Value Differentiating Perks Rules
ThankYou points 3x Points on travel, 2x Points on dining, Transfer toward statement credit, airfare, hotels TY 1/24 , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Alaska Airlines Alaska Airlines Mileage Plan »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $3,000 1.3 ¢ $0 $95 $854
Best Value Differentiating Perks Rules
Alaskan Airline Flights Annual $99 companion Fare No 5/24

Marriott Bonvoy Boundless Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $3,000 0.7 ¢ $125 $95 $751
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs 2x on all other purchases, annual free night Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6

IHG One Rewards Traveler IHG Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $2,000 0.6 ¢ $0 $0 $612
Best Value Differentiating Perks Rules
IHG hotels Gold Elite status, 4th Reward Night Free 5/24 , Chase 2/30 , Chase 4/6

Marriott Bonvoy Bold Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $2,000 0.7 ¢ $0 $0 $434
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Southwest Rapid Rewards Plus Southwest Rapid Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $4,000 1.3 ¢ $0 $69 $373
Best Value Differentiating Perks Rules
US & Caribbean Flights 3000 bonus points annually SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Southwest Rapid Rewards Premier Southwest Rapid Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $4,000 1.3 ¢ $0 $99 $343
Best Value Differentiating Perks Rules
US & Caribbean Flights Companion Pass, 6000 bonus points annually SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Southwest Rapid Rewards Priority Southwest Rapid Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $4,000 1.3 ¢ $0 $149 $293
Best Value Differentiating Perks Rules
Companion Pass, US & Caribbean Flights 7500 bonus points annually, 4 A-list boarding, $75 travel credit SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Amazon Prime Other Point System »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $0 0.7 ¢ $150 $0 $290
Best Value Differentiating Perks Rules
Amazon Purchases 5% back on Amazon & at Whole Foods 5/24 , Chase 2/30 , Chase 4/6

Capital One Savor Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
25,000 $500 1.0 ¢ $0 $0 $255
Best Value Differentiating Perks Rules
Cash Back 3% Cash Back on Dining & Entertainment, 3% Grocery, $200 Cash Bonus. 5/24