Special Offer Credit Card Rankings
Ranked by First Year Value
All Cards
Personal 
Business 
Airline 
Hotel 
Cash 
Special Offers
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 150,000 | $20,000 | 1.6 ¢ | $230 | $695 |
$2255
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Airline partner transfers | Premier Airport Lounges, Hilton & Marriott Gold Status, $200 Hilton credit | No CR , No 2nd Biz , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $15,000 | 1.6 ¢ | $2 | $375 |
$1467
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Airline partner transfers | Unique 4X spend categories | No CR , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $5,000 | 1.3 ¢ | $125 | $150 |
$1340
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Intl Biz Class | 2 United Club Passes Annually, Free Bag for you and a companion, Priority boarding | No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 125,000 | $15,000 | 1.2 ¢ | $270 | $650 |
$1300
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Delta flights | Delta sky club access, Annual companion certificate | Amex 3/90 , No CR , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 200,000 | $9,000 | 0.6 ¢ | $125 | $99 |
$1280
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| IHG Hotels | Platinum Elite status, Anniversary Free Night | No CR , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $4,000 | 1.3 ¢ | $21 | $99 |
$1274
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| US & Caribbean Flights | 3000 bonus points annually | SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 125,000 | $6,000 | 1.2 ¢ | $310 | $650 |
$1232
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Delta flights | Delta sky club access, annual companion certificate | Amex 3/90 , Amex 4 Credit , Delta Family , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $4,000 | 1.3 ¢ | $1 | $149 |
$1204
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| US & Caribbean Flights | Companion Pass, 6000 bonus points annually | SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $8,000 | 1.2 ¢ | $250 | $350 |
$1196
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Delta flights | $100 credit with Delta purchase, Anniversary companion pass | Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $5,000 | 1.5 ¢ | $0 | $99 |
$1176
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Hawaiian Airlines flight | 50% off companion discount | Barclay 6/24 , No 5/24 , Barclay 0/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $3,500 | 1.4 ¢ | $0 | $0 |
$1169
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| AA International Flights | Free checked bag & preferred boarding on AA | AA Personal 48 , No 5/24 , Citi 2/65 , Citi 1/8 , Citi 6/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 90,000 | $6,000 | 1.2 ¢ | $0 | $0 |
$1152
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Delta International Flights | Priority Boarding, Free checked bag, 20% off in-flight purchases | Amex 3/90 , No CR , No 2nd Biz , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $4,000 | 1.3 ¢ | $1 | $229 |
$1124
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Companion Pass, US & Caribbean Flights | 7500 bonus points annually, 4 A-list boarding, $75 travel credit | SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $7,500 | 1.1 ¢ | $25 | $95 |
$1113
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Short haul flights that don't include London | 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 165,000 | $3,000 | 0.6 ¢ | $152 | $99 |
$1061
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| IHG Hotels | Platinum Elite status, Anniversary Free Night, 4th Reward Night Free | IHG Personal 1/24 , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $6,000 | 1.3 ¢ | $0 | $99 |
$1019
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| JetBlue Flights | 6x Points on JetBlue purchases, Free first checked bag, 50% inflight savings. | Barclay 6/24 , No 5/24 , Barclay 0/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $6,000 | 1.3 ¢ | $0 | $99 |
$1019
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| JetBlue Flights | 6x Points on JetBlue purchases, Free first checked bag, 50% inflight savings. | No CR , No 5/24 , Barclay 0/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $3,000 | 1.2 ¢ | $0 | $0 |
$996
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| International Delta Flights | Free checked bag, priority boarding | Amex 3/90 , Amex 4 Credit , Delta Family , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 90,000 | $4,000 | 1.2 ¢ | $200 | $350 |
$978
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Delta flights | $100 credit with Delta purchase, Anniversary companion pass | Amex 3/90 , Amex 4 Credit , Delta Family , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 155,000 | $5,000 | 0.7 ¢ | $0 | $250 |
$870
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Marriott stays & transfer top-offs | Amex 3/90 , Amex 4 Credit , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $5,000 | 1.3 ¢ | $195 | $695 |
$865
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Int. Biz Class | United Club Access + Star Alliance lounges, 2 bags free for you & 1 companion | No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 185,000 | $6,000 | 0.7 ¢ | $175 | $650 |
$862
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Marriott stays & transfer top-offs | $300 Statement Credit on Marriott purchases, free night annually | Amex 3/90 , Amex 4 Credit , Bonvoy 1/24 , No 5/24 , Amex 1/10 , Amex Popup Jail |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $2,000 | 0.6 ¢ | $0 | $0 |
$612
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| IHG hotels | Gold Elite status, 4th Reward Night Free | IHG Personal 1/24 , 5/24 , Chase 2/30 , Chase 4/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 80,000 | $5,000 | 1.3 ¢ | $0 | $499 |
$606
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| JetBlue Flights | 6x Points on JetBlue purchases & Free first checked bag | Barclay 6/24 , No 5/24 , Barclay 0/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 20,000 | $500 | 1.3 ¢ | $0 | $0 |
$267
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Wyndham transfers | Solid benefits for a card with no annual | No 5/24 , Cap One 1/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 20,000 | $500 | 1.0 ¢ | $0 | $0 |
$205
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Cash Back | 3% Cash Back on Dining & Entertainment, 3% Grocery, $200 Cash Bonus. | No 5/24 , Cap One 1/6 |
Card Details
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 20,000 | $500 | 1.0 ¢ | $0 | $0 |
$205
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Easier approval for those looking to build credit | No 5/24 , Cap One 1/6 |
