Special Offer Credit Card Rankings

Ranked by First Year Value
Clear Filters
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
150,000 $20,000 1.5 ¢ $230 $695
$2153
Best Value Differentiating Perks Rules
1.54 cents in Amex Travel Portal Premier Airport Lounges, Hilton Gold Status, 5x points on Amex travel No CR , No 2nd Biz , Amex 3/90 , No 5/24 , Amex 1/10
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
100,000 $5,000 1.6 ¢ $92 $95
$1677
Best Value Differentiating Perks Rules
Southwest, United & Hyatt transfers 3X points on dining, 2X on travel. 125% Point redemption on Chase portal 1/48 Sapphire , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
150,000 $30,000 1.1 ¢ $0 $395
$1585
Best Value Differentiating Perks Rules
10x Miles at hotels.com, 2x miles everything else 5/24
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
100,000 $15,000 1.4 ¢ $2 $375
$1237
Best Value Differentiating Perks Rules
Delta & Hilton transfers Unique 4X spend categories No CR , Amex 3/90 , No 5/24 , Amex 1/10
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
75,000 $5,000 1.4 ¢ $50 $0
$1170
Best Value Differentiating Perks Rules
AA International Flights First checked bag free, Preferred boarding, Double miles at gas stations & restaurants No CR , AA Personal 48 , No 2nd Biz , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
90,000 $2,000 1.0 ¢ $205 $75
$1050
Best Value Differentiating Perks Rules
Wyndham Hotels, All Inclusives 7,500 bonus points annually, Avis & Budget upgrade No 5/24 , Barclay 0/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
100,000 $4,000 1.1 ¢ $0 $95
$1049
Best Value Differentiating Perks Rules
Wyndham transfers 10x Miles at hotels.com, 2x miles everything else 5/24
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
75,000 $12,000 1.0 ¢ $205 $95
$980
Best Value Differentiating Perks Rules
Wyndham Hotels, All Inclusives 15,000 bonus points annually, Avis & Budget upgrade and Suite upgrades. No CR , No 5/24 , Barclay 0/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
155,000 $5,000 0.7 ¢ $0 $250
$870
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Amex 3/90 , No 5/24 , Amex 1/10
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
60,000 $3,000 1.3 ¢ $50 $0
$869
Best Value Differentiating Perks Rules
Int. Biz Class 2 United Club Passes Annually, Free Bag for you and a companion, Priority boarding 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
185,000 $6,000 0.7 ¢ $175 $650
$862
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs $300 Statement Credit on Marriott purchases, free night annually Amex 4 Credit , Bonvoy 1/24 , Amex 3/90 , No 5/24 , Amex 1/10
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
85,000 $5,000 1.0 ¢ $25 $95
$830
Best Value Differentiating Perks Rules
Short haul flights that don't include London 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
75,000 $4,000 1.3 ¢ $125 $350
$802
Best Value Differentiating Perks Rules
Int. Biz Class $125 annual United purchase credit & 2 bags free for you & 1 companion 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
70,000 $1,000 1.2 ¢ $0 $99
$753
Best Value Differentiating Perks Rules
JetBlue Flights 6x Points on JetBlue purchases, Free first checked bag, 50% inflight savings. No 5/24 , Barclay 0/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
95,000 $5,000 1.3 ¢ $100 $695
$705
Best Value Differentiating Perks Rules
Int. Biz Class United Club Access + Star Alliance lounges, 2 bags free for you & 1 companion 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
60,000 $3,000 1.2 ¢ $0 $95
$661
Best Value Differentiating Perks Rules
Alaskan Airline Flights Annual $99 companion Fare No 5/24
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
60,000 $2,000 1.0 ¢ $0 $0
$620
Best Value Differentiating Perks Rules
Wyndham Hotels Gold level, 5x points at Wyndham properties, $0 annual fee. No 5/24 , Barclay 0/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
30,000 $1,000 1.4 ¢ $0 $0
$443
Best Value Differentiating Perks Rules
5/24 , Chase 2/30 , Chase 4/6
Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
15,000 $0 0.7 ¢ $150 $0
$255
Best Value Differentiating Perks Rules
Amazon Purchases 5% back on Amazon & at Whole Foods 5/24 , Chase 2/30 , Chase 4/6