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Amex Business Platinum Amex Member Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
150,000 $20,000 1.5 ¢ $230 $695 $2153
Best Value Differentiating Perks Rules
1.54 cents in Amex Travel Portal Premier Airport Lounges, Hilton Gold Status, 5x points on Amex travel No CR , No 2nd Biz , Amex 3/90 , No 5/24 , Amex 1/10

IHG One Rewards Premier Business IHG Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
200,000 $9,000 0.6 ¢ $125 $99 $1280
Best Value Differentiating Perks Rules
IHG Hotels Platinum Elite status, Anniversary Free Night No CR , 5/24 , Chase 2/30 , Chase 4/6

Amex Business Gold Amex Member Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $15,000 1.4 ¢ $2 $375 $1237
Best Value Differentiating Perks Rules
Delta & Hilton transfers Unique 4X spend categories No CR , Amex 3/90 , No 5/24 , Amex 1/10

Delta SkyMiles Platinum Business Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $8,000 1.2 ¢ $250 $350 $1196
Best Value Differentiating Perks Rules
Delta flights $100 credit with Delta purchase, Anniversary companion pass No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Delta SkyMiles Gold Business Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
90,000 $6,000 1.2 ¢ $0 $0 $1152
Best Value Differentiating Perks Rules
Delta International Flights Priority Boarding, Free checked bag, 20% off in-flight purchases No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Citi American Airlines AAdvantage Platinum American Airlines Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $3,500 1.4 ¢ $0 $0 $1099
Best Value Differentiating Perks Rules
AA International Flights Free checked bag & preferred boarding on AA AA Personal 48 , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Delta SkyMiles Reserve Business Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
110,000 $12,000 1.2 ¢ $270 $650 $1084
Best Value Differentiating Perks Rules
Delta flights Delta sky club access, Annual companion certificate No CR , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Wyndham Rewards Earner Plus Wyndham Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
90,000 $2,000 1.0 ¢ $205 $75 $1050
Best Value Differentiating Perks Rules
Wyndham Hotels, All Inclusives 7,500 bonus points annually, Avis & Budget upgrade No 5/24 , Barclay 0/6

Capital One Venture Capital One Miles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $4,000 1.1 ¢ $0 $95 $1049
Best Value Differentiating Perks Rules
Wyndham transfers 10x Miles at hotels.com, 2x miles everything else 5/24

Delta SkyMiles Gold Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
80,000 $3,000 1.2 ¢ $0 $0 $996
Best Value Differentiating Perks Rules
International Delta Flights Free checked bag, priority boarding Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Wyndham Rewards Earner Business Wyndham Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $12,000 1.0 ¢ $205 $95 $980
Best Value Differentiating Perks Rules
Wyndham Hotels, All Inclusives 15,000 bonus points annually, Avis & Budget upgrade and Suite upgrades. No CR , No 5/24 , Barclay 0/6

Delta SkyMiles Platinum Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
90,000 $4,000 1.2 ¢ $200 $350 $978
Best Value Differentiating Perks Rules
Delta flights $100 credit with Delta purchase, Anniversary companion pass Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Hilton Honors Business Hilton Honors »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
175,000 $8,000 0.6 ¢ $50 $195 $953
Best Value Differentiating Perks Rules
Hilton Stays & Perks Room Upgrades,Free breakfast, Late Checkout, 12X points on Hilton bookings, 6X on many other purchases, 10 Lounge passes No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Delta SkyMiles Reserve Delta SkyMiles »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $6,000 1.2 ¢ $310 $650 $932
Best Value Differentiating Perks Rules
Delta flights Delta sky club access, annual companion certificate Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Alaska Airlines Business Alaska Airlines Mileage Plan »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $4,000 1.3 ¢ $0 $70 $892
Best Value Differentiating Perks Rules
Alaskan Airline Flights Annual $99 companion Fare No CR , B of A 1/24 , No 5/24

Citi Strata Premier Citi ThankYou Points »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $4,000 1.2 ¢ $21 $95 $874
Best Value Differentiating Perks Rules
ThankYou points 3x Points on travel, 2x Points on dining, Transfer toward statement credit, airfare, hotels TY 1/24 , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Marriott Bonvoy Bevy Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
155,000 $5,000 0.7 ¢ $0 $250 $870
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Amex 3/90 , No 5/24 , Amex 1/10

Marriott Bonvoy Brilliant Marriott Bonvoy »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
185,000 $6,000 0.7 ¢ $175 $650 $862
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs $300 Statement Credit on Marriott purchases, free night annually Amex 4 Credit , Bonvoy 1/24 , Amex 3/90 , No 5/24 , Amex 1/10

Alaska Airlines Alaska Airlines Mileage Plan »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $3,000 1.3 ¢ $0 $95 $854
Best Value Differentiating Perks Rules
Alaskan Airline Flights Annual $99 companion Fare No 5/24

Hilton Honors Aspire Hilton Honors »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
175,000 $6,000 0.6 ¢ $240 $550 $776
Best Value Differentiating Perks Rules
Hilton Stays & Perks 14x Points Hilton hotel purchases. $250 Resort Statement Credit. $200 Airline Fee Credit. $100 Hilton On-property credit. Unlimited lounge visits you+2 guest. Hilton Diamond status. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

JetBlue Plus jetBlue trueBlue »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $1,000 1.2 ¢ $0 $99 $753
Best Value Differentiating Perks Rules
JetBlue Flights 6x Points on JetBlue purchases, Free first checked bag, 50% inflight savings. No 5/24 , Barclay 0/6

Hilton Honors Surpass Hilton Honors »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
130,000 $3,000 0.6 ¢ $51 $150 $699
Best Value Differentiating Perks Rules
Hilton Stays & Perks 6x Points restaurants, supermarkets and gas. Complimentary Gold Status. 10 Free Priority Pass airport lounge visits annually. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Wyndham Rewards Earner Wyndham Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $2,000 1.0 ¢ $0 $0 $620
Best Value Differentiating Perks Rules
Wyndham Hotels Gold level, 5x points at Wyndham properties, $0 annual fee. No 5/24 , Barclay 0/6

Hilton Honors Hilton Honors »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $2,000 0.6 ¢ $0 $0 $432
Best Value Differentiating Perks Rules
Hilton Stays & Perks 6x Points restaurants, supermarkets and gas. Complimentary Silver Status. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

Chase Freedom Unlimited Chase Ultimate Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
25,000 $500 1.6 ¢ $0 $0 $408
Best Value Differentiating Perks Rules
Cash Back, Ultimate Rewards: Southwest, United & Hyatt transfers. 3% Cash back on purchases up to $20000 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6

Southwest Rapid Rewards Plus Southwest Rapid Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $4,000 1.3 ¢ $0 $69 $373
Best Value Differentiating Perks Rules
US & Caribbean Flights 3000 bonus points annually SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Southwest Rapid Rewards Premier Southwest Rapid Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $4,000 1.3 ¢ $0 $99 $343
Best Value Differentiating Perks Rules
US & Caribbean Flights Companion Pass, 6000 bonus points annually SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Southwest Rapid Rewards Priority Southwest Rapid Rewards »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $4,000 1.3 ¢ $0 $149 $293
Best Value Differentiating Perks Rules
Companion Pass, US & Caribbean Flights 7500 bonus points annually, 4 A-list boarding, $75 travel credit SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6

Capital One Savor Cash in Cents »

Card Details
Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
25,000 $500 1.0 ¢ $0 $0 $255
Best Value Differentiating Perks Rules
Cash Back 3% Cash Back on Dining & Entertainment, 3% Grocery, $200 Cash Bonus. 5/24