Best Credit Card For Department Stores
You want to maximize the return on your Department Stores credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.

6X |
6.6 Per Dollar Spent
If selected as one of two 6x categories quarterly
US Bank Flex Perks »
Point System
|
US Bank »
Bank
|
$298
1st Year Value
|
25,000 Bonus Points
|
$2,000 Minimum Spend
|
1.1¢
Max Point Value
|
1.1¢
Max Point Value
|
Cash in Cents »
Point System
|
US Bank »
Bank
|
$211
1st Year Value
|
20,000 Bonus Points
|
$1,000 Minimum Spend
|
1.0¢
Max Point Value
|
1.0¢
Max Point Value
|
Chase Ultimate Rewards »
Point System
|
JP Morgan Chase »
Bank
|
$1,345
1st Year Value
|
75,000 Bonus Points
|
$7,500 Minimum Spend
|
1.6¢
Max Point Value
|
1.6¢
Max Point Value
|
Explore More Spend Categories
Our Top Selections for Department Stores (+)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
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US Bank Shopper Cash Rewards If selected as one of two 6x categories quarterly |
6x | 1.1¢ | 6.6¢ |
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US Bank Cash Plus If selected as one of two 5x categories quarterly. |
5x | 1.0¢ | 5.0¢ |
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Chase Ink Business Unlimited On all purchases. |
1.5x | 1.6¢ | 2.4¢ |
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US Bank Business Leverage On two highest categories per statement. |
2x | 1.1¢ | 2.2¢ |
Other Cards with Solid Value for Department Stores (=)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
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Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only |
3x | 1.0¢ | 3.0¢ |
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Wells Fargo Active Cash 2% cash back on all purchases |
2x | 1.4¢ | 2.8¢ |
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Capital One Spark Cash 2% cash back on all purchases |
2x | 1.1¢ | 2.2¢ |
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Capital One Spark Cash Plus 2% cash back on all purchases |
2x | 1.1¢ | 2.2¢ |
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Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.0¢ | 2.0¢ |
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Bank of America Travel Rewards | 1.5x | 1.0¢ | 1.5¢ |
Cards Offering Some Value for Department Stores with Limitations (-)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
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Chase Freedom Flex Quarterly category, ends June 30th. Purchases made on Amazon |
5x | 1.6¢ | 8.0¢ |
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Amazon Business Prime Earn on Amazon.com purchases with an eligible Prime membership |
5x | 0.7¢ | 3.5¢ |
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Amazon Prime Earn on Amazon.com purchases with an eligible Prime membership |
5x | 0.7¢ | 3.5¢ |