Best Credit Card For Department Stores

You want to maximize the return on your Department Stores credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.
Get rewarded for purchases made directly with stores with Department Store merchant codes, including: Bealls, Belk, Bloomingdale's, Bon Ton Stores, Boscov's, Century 21 Department Stores, Dillard's, J.C. Penney (JCP), Kohl's, Lord & Taylor, Macy's, Neiman Marcus, Nordstrom, Saks Fifth Avenue, Sears, Stein Mart. Note that some of these stores offer different rewards for for online vs. in-store purchases. The (+) version are the cards we recommend based on multiplier and signup bonus. The (-) versions include only listed stores.
Citi Double Cash Citi Double Cash
2X | 3.2 Per Dollar Spent
All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off
Citi ThankYou Rewards »
Point System
CitiBank »
Bank
$316
1st Year Value
20,000
Bonus Points
$1,500
Minimum Spend
1.6¢
Max Point Value
1.6¢
Max Point Value
Card Details
Discover It Miles Discover It Miles
3X | 3.0 Per Dollar Spent
1.5x back on statement plus 1.5x matching at the end of year one only
Discover it Miles »
Point System
Discover »
Bank
$1
1st Year Value
0
Bonus Points
$1
Minimum Spend
1.0¢
Max Point Value
1.0¢
Max Point Value
Card Details
Wells Fargo Active Cash Wells Fargo Active Cash
2X | 2.6 Per Dollar Spent
2% cash back on all purchases
Wells Fargo Go Far Rewards »
Point System
Wells Fargo »
Bank
$334
1st Year Value
20,000
Bonus Points
$500
Minimum Spend
1.3¢
Max Point Value
1.3¢
Max Point Value
Card Details
Explore More Spend Categories

Our Top Selections for Department Stores (+)

Multiplier Point Value Per $ Spent
Citi Double Cash Citi Double Cash

All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off

 2x 1.6¢ 3.2¢
Discover It Miles Discover It Miles

1.5x back on statement plus 1.5x matching at the end of year one only

 3x 1.0¢ 3.0¢
Wells Fargo Active Cash Wells Fargo Active Cash

2% cash back on all purchases

2x 1.3¢ 2.6¢
Bank of America Travel Rewards Bank of America Travel Rewards 1.5x 1.0¢ 1.5¢

Other Cards with Solid Value for Department Stores (=)

Multiplier Point Value Per $ Spent
Capital One Spark Cash Business Capital One Spark Cash Business

2% cash back on all purchases

 2x 1.3¢ 2.6¢
US Bank Business Leverage US Bank Business Leverage

On two highest categories per statement.

 2x 1.1¢ 2.2¢

Cards Offering Some Value for Department Stores with Limitations (-)

Multiplier Point Value Per $ Spent
Amazon Business Prime Amazon Business Prime

Earn on Amazon.com purchases with an eligible Prime membership

 5x 0.8¢ 4.0¢
Amazon Prime Amazon Prime

Earn 5% on purchases with an eligible Prime membership

 5x 0.8¢ 4.0¢