Best Credit Card For Cell Phone Carriers

You want to maximize the return on your Cell Phone Carriers credit card spends. Since not all points are of equal value, we give the best multipliers based on the value of those points.
This is a common spend category on business cards, but it's also great on the personal side. You'd be hard-pressed to find a U.S. family who doesn't spend $1,000+ in this category every year. Some credit cards offer up to 5% cash back, while others feature perks like cell phone protection (check out our card Benefits section under Cell Phone Protection for more details). If you buy your phone through your carrier, it's an additional built-in discount. The (+) version are the cards we recommend based on multiplier. The (-) versions have limitations you should be aware of.

The Chase Ink Preferred is the only card with both a spend multiplier and cell phone insurance. Note, it covers employees only, not family.
Chase Ink Business Cash Chase Ink Business Cash
5X | 8.0 Per Dollar Spent
Earn 5x on the first $25,000 spent on office supply stores, internet, cable, and phone services combined every year
Chase Ultimate Rewards »
Point System
JP Morgan Chase »
Bank
$1,448
1st Year Value
75,000
Bonus Points
$7,500
Minimum Spend
1.6¢
Max Point Value
1.6¢
Max Point Value
Card Details
Chase Ink Business Preferred Chase Ink Business Preferred
3X | 4.8 Per Dollar Spent
For up to $150,000 in purchases annually between travel, shipping, internet, cable, phone & internet advertising.
Chase Ultimate Rewards »
Point System
JP Morgan Chase »
Bank
$1,598
1st Year Value
90,000
Bonus Points
$8,000
Minimum Spend
1.6¢
Max Point Value
1.6¢
Max Point Value
Card Details
Marriott Bonvoy Business Marriott Bonvoy Business
4X | 2.8 Per Dollar Spent
Purchases directly from U.S. service providers.
Marriott Bonvoy »
Point System
American Express »
Bank
$672
1st Year Value
90,000
Bonus Points
$6,000
Minimum Spend
0.7¢
Max Point Value
0.7¢
Max Point Value
Card Details
Explore More Spend Categories

Our Top Selections for Cell Phone Carriers (+)

Multiplier Point Value Per $ Spent
Chase Ink Business Cash Chase Ink Business Cash

Earn 5x on the first $25,000 spent on office supply stores, internet, cable, and phone services combined every year

 5x 1.6¢ 8.0¢
Chase Ink Business Preferred Chase Ink Business Preferred

For up to $150,000 in purchases annually between travel, shipping, internet, cable, phone & internet advertising.

 3x 1.6¢ 4.8¢
Marriott Bonvoy Business Marriott Bonvoy Business

Purchases directly from U.S. service providers.

 4x 0.7¢ 2.8¢

Other Cards with Solid Value for Cell Phone Carriers (=)

Multiplier Point Value Per $ Spent
US Bank Triple Cash Rewards Business US Bank Triple Cash Rewards Business 3x 1.1¢ 3.3¢
American Airlines Citi Business American Airlines Citi Business

Includes merchants that sell telecom equipment & telecom services providers.

 2x 1.4¢ 2.8¢
Southwest Rapid Rewards Performance Business Southwest Rapid Rewards Performance Business 2x 1.3¢ 2.6¢
Citi Double Cash Citi Double Cash

All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off

 2x 1.0¢ 2.0¢
Amazon Business Prime Amazon Business Prime

purchased directly from U.S. service providers

 2x 0.7¢ 1.4¢

Cards Offering Some Value for Cell Phone Carriers with Limitations (-)

Multiplier Point Value Per $ Spent
US Bank Shopper Cash Rewards US Bank Shopper Cash Rewards

If selected as one of two 6x categories quarterly.

 6x 1.1¢ 6.6¢
US Bank Cash Plus US Bank Cash Plus

If selected as one of two 5x categories quarterly.

 5x 1.0¢ 5.0¢
Wells Fargo Autograph Wells Fargo Autograph 3x 1.4¢ 4.2¢
Bank of America Customized Cash Rewards Bank of America Customized Cash Rewards

3% cash back in the category of your choice

 3x 1.0¢ 3.0¢
US Bank Business Leverage US Bank Business Leverage

On two highest categories per statement.

 2x 1.1¢ 2.2¢