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Wells Fargo Autograph Credit Card

Written by: Lenny Pappano
Wells Fargo Autograph Apply Now
Wells Fargo Autograph Apply Now

Wells Fargo Autograph Credit Card Review

Wells Fargo Go Far Rewards

What to Know About Wells Fargo Go Far Rewards

Wells Fargo Rewards should only be considered when you've exhausted Chase, Amex, or Capital One

  • One unique feature of Wells Fargo Rewards is that they can be transferred or gifted to another Wells Fargo customer
  • The Autograph cards are the only cards with transferable miles to partners
  • Wells Fargo doesn’t have the same robust list of transfer partners as other Rewards programs like Chase or Amex
  • But there is still value to be had, like transferring to Flying Blue and redeeming miles for one of their monthly Promo Rewards

Card Information

Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
20,000 $1,000 1.4 ¢ $0 $0
$294
Best Value Differentiating Perks Rules
3x in Restaurants & Gas No 5/24

AWARD SYSTEM

Wells Fargo Go Far Rewards

BANK

Wells Fargo

Reconsideration Phone 800.642.4720

CURRENT OFFER

20,000 points for
$1,000 spend.

Spend Categories

Airfare - »

3X points
4.2¢ Per Dollar Spent

All Other - »

1X points
1.4¢ Per Dollar Spent

Entertainment and Streaming - »

3X points
4.2¢ Per Dollar Spent

Gas Stations = »

3X points
4.2¢ Per Dollar Spent

Hotels - »

3X points
4.2¢ Per Dollar Spent

Restaurants = »

3X points
4.2¢ Per Dollar Spent

Cell Phone Carriers - »

3X points
4.2¢ Per Dollar Spent

Rideshare and Transit = »

3X points
4.2¢ Per Dollar Spent

Card Benefits

Cell Phone Protection »
Up to $600 protection (subject to a $25 deductible) on damage or theft of your cell phone when you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card.
Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Travel Insurance »
Get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason & up to $3,000 in luggage reimbursement per trip if your bags are lost due to theft or misdirection by a common carrier while traveling.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Roadside Assistance »
Tire changing, jump starting, locksmith service, fuel delivery and winching; cardholder will be charged for any additional services or goods provided.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System Wells Fargo Go Far Rewards

Transfers Out To
Point Transfer Options
Cash in Cents

1:1 71% value retained

Wells Fargo Autograph Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

Breaking Points