Best Credit Card for Airfare

If you travel for work, this is an attention-getting spend category. But even if you only take to the skies for vacation -- cards can offer a wide range of multipliers (and point values) for booked flights. So the card you use can dramatically impact the travel value you build. You can opt for a branded card like Amex Delta or the Chase United card (which require you book through the airline). Or go with more generic options like the Chase Sapphire Reserve or Amex Platinum, which offer more flexibility.

The biggest factors in making the decision on which card to use comes down to (1) where you need a bonus spend and (2) Which points system you are most invested in. The (+) versions are the cards we recommend based on multiplier and signup bonus. The (-) versions are limited to select airlines, or don't include trip insurance. If you are heavily invested in a particular airline, the (-) choice still might be best in your case, but rarely (see JetBlue).

Our Top Selections for Airfare (+)

Multiplier Point Value Per $ Spent
Chase Sapphire Reserve Chase Sapphire Reserve

Purchases made with all airlines and travel portals.

5x 1.7¢ 8.5¢
Amex Platinum Amex Platinum

Flights booked directly with airlines or via American Express Travel.

5x 1.5¢ 7.7¢
Hilton Honors Aspire Hilton Honors Aspire

Flights booked directly with airlines or via American Express Travel.

7x 0.6¢ 4.2¢

Other Cards with Solid Value for Airfare (=)

Multiplier Point Value Per $ Spent
Citi American Airlines AAdvantage Executive Citi American Airlines AAdvantage Executive

Purchases made directly with American Airlines .

4x 1.4¢ 5.6¢
Southwest Rapid Rewards Performance Business Southwest Rapid Rewards Performance Business

Earn 3 points for each $1 spent on purchases made directly with Southwest Airlines.

4x 1.3¢ 5.2¢
US Bank Business Altitude Connect US Bank Business Altitude Connect

On the first $150,000 in combined annual spend.

4x 1.1¢ 4.4¢
Amex Gold Amex Gold

Earn 3x Membership Rewards points on flights booked directly with airlines or on amextravel.com.

3x 1.4¢ 4.2¢
Chase Aeroplan Chase Aeroplan

Purchases made directly with Air Canada

3x 1.4¢ 4.2¢
Citi Strata Premier Citi Strata Premier

Purchases from airlines & travel agencies (e.g. Expedia).

3x 1.2¢ 3.6¢
Chase Sapphire Preferred Chase Sapphire Preferred

2X points on all travel purchases. 5X on purchases made through the Chase Travel portal.

2x 1.6¢ 3.2¢
World of Hyatt World of Hyatt

Earn 2 points per $1 spent on flights purchased directly from the airline.

2x 1.6¢ 3.2¢
Bank of America Business Travel Bank of America Business Travel

Earn 3 points per every $1 spent on travel purchases (car, hotel, airline) booked through the Bank of America Travel Center.

3x 1.0¢ 3.0¢
Amex Business Green Amex Business Green

Booked on AmexTravel.com

2x 1.4¢ 2.8¢
Delta SkyMiles Gold Business Delta SkyMiles Gold Business

Purchases made directly with Delta only.

2x 1.2¢ 2.4¢
Marriott Bonvoy Brilliant Marriott Bonvoy Brilliant

Purchases made directly with passenger airlines.

3x 0.7¢ 2.1¢
Marriott Bonvoy Bold Marriott Bonvoy Bold

Purchases made directly with passenger airlines.

2x 0.7¢ 1.4¢

Cards Offering Some Value for Airfare with Limitations (-)

Multiplier Point Value Per $ Spent
United Gateway United Gateway

Purchases made directly with United Airlines.

7x 1.4¢ 10.0¢
Amex Business Platinum Amex Business Platinum

Flights and prepaid hotels on amextravel.com

5x 1.5¢ 7.7¢
JetBlue Business JetBlue Business

Purchases made directly from JetBlue.

6x 1.2¢ 7.2¢
JetBlue Plus JetBlue Plus

Purchases made directly from JetBlue.

6x 1.2¢ 7.2¢
JetBlue Premier JetBlue Premier

Purchases made directly from JetBlue.

6x 1.2¢ 7.2¢
Wells Fargo Autograph Journey Wells Fargo Autograph Journey 4x 1.4¢ 5.6¢
Capital One Venture X Capital One Venture X

Purchases made directly with Capital One

5x 1.1¢ 5.5¢
Capital One Venture X Business  Capital One Venture X Business

Purchases made directly with Capital One

5x 1.1¢ 5.5¢
Amex Business Gold Amex Business Gold

When booked on AmexTravel.com

3x 1.4¢ 4.2¢
Alaska Airlines Alaska Airlines

Purchases made directly with Alaska Airlines.

3x 1.3¢ 3.9¢
Alaska Airlines Business Alaska Airlines Business

3x miles for purchases made directly with Alaska Airlines.

3x 1.3¢ 3.9¢
Southwest Rapid Rewards Premier Southwest Rapid Rewards Premier

Purchases made directly with Southwest Airlines

3x 1.3¢ 3.9¢
Southwest Rapid Rewards Premier Business Southwest Rapid Rewards Premier Business

Earn 2 points for each $1 spent on purchases made directly with Southwest Airlines.

3x 1.3¢ 3.9¢
Southwest Rapid Rewards Priority Southwest Rapid Rewards Priority

Purchases made directly with Southwest Airlines

3x 1.3¢ 3.9¢
United Quest United Quest

Purchases made directly with United Airlines.

3x 1.3¢ 3.9¢
Air France KLM Air France KLM

purchases made directly with Air France and KLM Royal Dutch Airlines

3x 1.2¢ 3.6¢
Delta SkyMiles Platinum Delta SkyMiles Platinum

Purchases made directly with Delta.

3x 1.2¢ 3.6¢
Delta SkyMiles Platinum Business Delta SkyMiles Platinum Business

Purchases made directly with Delta.

3x 1.2¢ 3.6¢
Delta SkyMiles Reserve Delta SkyMiles Reserve

Purchases made directly with Delta.

3x 1.2¢ 3.6¢
Delta SkyMiles Reserve Business Delta SkyMiles Reserve Business

Purchases made directly with Delta.

3x 1.2¢ 3.6¢
JetBlue JetBlue

Purchases made directly from JetBlue.

3x 1.2¢ 3.6¢
World of Hyatt Business World of Hyatt Business

Each quarter, Chase auto-selects the top 3 spend categories for 2x points. (8 categories Incl: Digital Ads, Restaurants, Gas, Shipping, Transit, Car Rental, Airlines & Internet/Phone)

2x 1.6¢ 3.2¢
British Airways British Airways

Purchases made directly with British Airways, Aer Lingus and Iberia

3x 1.0¢ 3.0¢
American Airlines AAvantage Aviator American Airlines AAvantage Aviator

Earn 2 miles for every $1 spent directly with American Airlines.

2x 1.4¢ 2.8¢
American Airlines CitiBusiness American Airlines CitiBusiness

Purchases made directly with American Airlines (items billed by American Airlines as merchant of record booked through American Airlines channels).

2x 1.4¢ 2.8¢
Citi American Airlines AAdvantage MileUp Citi American Airlines AAdvantage MileUp

Earn 2 miles for every $1 spent directly with American Airlines.

2x 1.4¢ 2.8¢
Citi American Airlines AAdvantage Platinum Citi American Airlines AAdvantage Platinum

Earn 2 miles for every $1 spent directly with American Airlines.

2x 1.4¢ 2.8¢
Southwest Rapid Rewards Plus Southwest Rapid Rewards Plus

Purchases made directly with Southwest Airlines

2x 1.3¢ 2.6¢
United Business United Business

Purchases made directly with United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges

2x 1.3¢ 2.6¢
United Club Business United Club Business

Purchases made directly with United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges

2x 1.3¢ 2.6¢
United Club Infinite United Club Infinite

Purchases made directly with United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges

2x 1.3¢ 2.6¢
United Explorer United Explorer

Purchases made directly with United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.

2x 1.3¢ 2.6¢
Delta SkyMiles Blue Delta SkyMiles Blue

Purchases made directly with Delta.

2x 1.2¢ 2.4¢
Delta SkyMiles Gold Delta SkyMiles Gold

Purchases made directly with Delta

2x 1.2¢ 2.4¢
Lufthansa Miles and More Lufthansa Miles and More 2x 1.1¢ 2.2¢
Hawaiian Airlines Business Hawaiian Airlines Business 3x 0.7¢ 2.1¢