Best Credit Card for Airfare

If you travel for work, this is an attention-getting spend category. But even if you only take to the skies for vacation -- cards can offer a wide range of multipliers (and point values) for booked flights. So the card you use can dramatically impact the travel value you build. You can opt for a branded card like Amex Delta or the Chase United card (which require you book through the airline). Or go with more generic options like the Chase Sapphire Reserve or Amex Platinum, which offer more flexibility.

The biggest factors in making the decision on which card to use comes down to (1) where you need a bonus spend and (2) Which points system you are most invested in. The (+) versions are the cards we recommend based on multiplier and signup bonus. The (-) versions are limited to select airlines, or don't include trip insurance. If you are heavily invested in a particular airline, the (-) choice still might be best in your case, but rarely (see JetBlue).

Our Top Selections for Airfare (+)

Multiplier Point Value Per $ Spent
Chase Sapphire Reserve Chase Sapphire Reserve

Purchases made with all airlines and travel portals.

5x 1.7¢ 8.5¢
American Express Platinum Personal American Express Platinum Personal

Flights booked directly with airlines or via American Express Travel.

5x 1.5¢ 7.7¢
Hilton Honors Aspire Amex Hilton Honors Aspire Amex

Flights booked directly with airlines or via American Express Travel.

7x 0.6¢ 4.2¢

Other Cards with Solid Value for Airfare (=)

Multiplier Point Value Per $ Spent
AAdvantage Executive World Elite AAdvantage Executive World Elite

Purchases made directly with American Airlines .

4x 1.3¢ 5.2¢
Southwest Performance Business Southwest Performance Business

Earn 3 points for each $1 spent on purchases made directly with Southwest Airlines.

4x 1.3¢ 5.2¢
American Express Gold Personal American Express Gold Personal

Earn 3x Membership Rewards points on flights booked directly with airlines or on amextravel.com.

3x 1.4¢ 4.2¢
Chase Aeroplan Chase Aeroplan

Purchases made directly with Air Canada

3x 1.2¢ 3.6¢
Citi Premier Card Citi Premier Card

Purchases from airlines & travel agencies (e.g. Expedia).

3x 1.1¢ 3.3¢
Chase Sapphire Preferred Chase Sapphire Preferred

2X points on all travel purchases. 5X on purchases made through the Chase Travel portal.

2x 1.6¢ 3.2¢
World Of Hyatt Card World Of Hyatt Card

Earn 2 points per $1 spent on flights purchased directly from the airline.

2x 1.6¢ 3.2¢
Business Advantage Travel Rewards Business Advantage Travel Rewards

Earn 3 points per every $1 spent on travel purchases (car, hotel, airline) booked through the Bank of America Travel Center.

3x 1.0¢ 3.0¢
American Express Green Business American Express Green Business

Booked on AmexTravel.com

2x 1.4¢ 2.8¢
Delta SkyMiles Gold Business Delta SkyMiles Gold Business

Purchases made directly with Delta only.

2x 1.2¢ 2.4¢
Marriott Bonvoy Brilliant Amex Marriott Bonvoy Brilliant Amex

Purchases made directly with passenger airlines.

3x 0.6¢ 1.8¢
Marriott Bonvoy Bold Marriott Bonvoy Bold

Purchases made directly with passenger airlines.

2x 0.6¢ 1.2¢

Cards Offering Some Value for Airfare with Limitations (-)

Multiplier Point Value Per $ Spent
American Express Platinum Business American Express Platinum Business

Flights and prepaid hotels on amextravel.com

5x 1.5¢ 7.7¢
JetBlue Business JetBlue Business

Purchases made directly from JetBlue.

6x 1.2¢ 7.2¢
JetBlue Plus JetBlue Plus

Purchases made directly from JetBlue.

6x 1.2¢ 7.2¢
Capital One Venture X Capital One Venture X

Purchases made directly with Capital One

5x 1.1¢ 5.5¢
United Quest Card United Quest Card

Purchases made directly with United Airlines.

3x 1.5¢ 4.5¢
American Express Business Gold American Express Business Gold

When booked on AmexTravel.com

3x 1.4¢ 4.2¢
Alaska Airlines Visa Business Alaska Airlines Visa Business

3x miles for purchases made directly with Alaska Airlines.

3x 1.3¢ 3.9¢
Alaska Airlines Visa Signature Alaska Airlines Visa Signature

Purchases made directly with Alaska Airlines.

3x 1.3¢ 3.9¢
Southwest Premier Southwest Premier

Purchases made directly with Southwest Airlines

3x 1.3¢ 3.9¢
Southwest Premier Business Southwest Premier Business

Earn 2 points for each $1 spent on purchases made directly with Southwest Airlines.

3x 1.3¢ 3.9¢
Southwest Priority Southwest Priority

Purchases made directly with Southwest Airlines

3x 1.3¢ 3.9¢
Air France KLM World Elite Air France KLM World Elite

purchases made directly with Air France and KLM Royal Dutch Airlines

3x 1.2¢ 3.6¢
Delta SkyMiles Platinum Business Delta SkyMiles Platinum Business

Purchases made directly with Delta.

3x 1.2¢ 3.6¢
Delta Skymiles Platinum Personal Delta Skymiles Platinum Personal

Purchases made directly with Delta.

3x 1.2¢ 3.6¢
Delta Skymiles Reserve Business Delta Skymiles Reserve Business

Purchases made directly with Delta.

3x 1.2¢ 3.6¢
Delta SkyMiles Reserve Personal Delta SkyMiles Reserve Personal

Purchases made directly with Delta.

3x 1.2¢ 3.6¢
JetBlue card JetBlue card

Purchases made directly from JetBlue.

3x 1.2¢ 3.6¢
World Of Hyatt Business card World Of Hyatt Business card

Each quarter, Chase auto-selects the top 3 spend categories for 2x points. (8 categories Incl: Digital Ads, Restaurants, Gas, Shipping, Transit, Car Rental, Airlines & Internet/Phone)

2x 1.6¢ 3.2¢
British Airways Visa Signature British Airways Visa Signature

Purchases made directly with British Airways, Aer Lingus and Iberia

3x 1.0¢ 3.0¢
United Business Card United Business Card

Purchases made directly with United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges

2x 1.5¢ 3.0¢
United Club Card Business United Club Card Business

Purchases made directly with United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges

2x 1.5¢ 3.0¢
United Club Infinite Card United Club Infinite Card

Purchases made directly with United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges

2x 1.5¢ 3.0¢
United Explorer Card United Explorer Card

Purchases made directly with United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.

2x 1.5¢ 3.0¢
AAdvantage Aviator Red World Elite AAdvantage Aviator Red World Elite

Earn 2 miles for every $1 spent directly with American Airlines.

2x 1.3¢ 2.6¢
AAdvantage MileUp card AAdvantage MileUp card

Earn 2 miles for every $1 spent directly with American Airlines.

2x 1.3¢ 2.6¢
Citi AAdvantage Platinum Select WE MC Citi AAdvantage Platinum Select WE MC

Earn 2 miles for every $1 spent directly with American Airlines.

2x 1.3¢ 2.6¢
CitiBiz AAdvantage Platinum Select CitiBiz AAdvantage Platinum Select

Purchases made directly with American Airlines (items billed by American Airlines as merchant of record booked through American Airlines channels).

2x 1.3¢ 2.6¢
Southwest Plus Southwest Plus

Purchases made directly with Southwest Airlines

2x 1.3¢ 2.6¢
Delta SkyMiles Blue Personal Delta SkyMiles Blue Personal

Purchases made directly with Delta.

2x 1.2¢ 2.4¢
Delta SkyMiles Gold Personal Delta SkyMiles Gold Personal

Purchases made directly with Delta

2x 1.2¢ 2.4¢
Lufthansa Miles Mastercard Lufthansa Miles Mastercard 2x 1.1¢ 2.2¢
Hawaiian Airlines Business MC Hawaiian Airlines Business MC 3x 0.7¢ 2.1¢
Sonesta World Mastercard Sonesta World Mastercard 2x 0.7¢ 1.4¢