Award System

Southwest Rapid Rewards

Southwest Rapid Rewards »

Bank

JP Morgan Chase

Bank Details »

Reconsideration Phone
800.453.9719

Breaking Points

June 28, 2024
JP Morgan Chase
Southwest cards with huge Offers

Now that we need 135,000 for Southwest companion pass' these cards give us a hefty jump to reach that goal:

- Southwest Performance Chase Business Card - 120,000 POINTS - 80,000 points after spending $5000 in 3 months + 40,000 points after spending $15,000 in 9 months - $199/annual fee.

- Southwest Premier Chase Business Card - 120,000 POINTS - 60,000 points after spending $3000 in 3 months + 60,000 after spending $15,000 in 9 months - $99/annual fee.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
80,000 $5,000 1.3 ¢ $130 $199 $1036
Best Value Differentiating Perks Rules
Companion Pass, US & Caribbean Flights 9000 bonus points annually, 4 A-list boardings, WiFi credit, TSA Credit No CR , 5/24 , Chase 2/30 , Chase 4/6
Most Recent Special Offer: 120,000 Bonus Points for $15,000 spend ended Sep 2024
Card Type: Business, Airline

Spend Categories

Airfare = »

4X points
5.2¢ Per Dollar Spent

All Other = »

1X points
1.3¢ Per Dollar Spent

Hotels - »

3X points
3.9¢ Per Dollar Spent

Online Advertising + »

2X points
2.6¢ Per Dollar Spent

Cell Phone Carriers = »

2X points
2.6¢ Per Dollar Spent

Travel - »

3X points
3.9¢ Per Dollar Spent

Rideshare and Transit = »

2X points
2.6¢ Per Dollar Spent

Internet and Cable = »

2X points
2.6¢ Per Dollar Spent

Card Benefits

TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Anniversary Date Bonus Points »
You'll receive 9,000 points on the card anniversary.
Preferred Boarding »
Get 4 upgraded boardings per year when available.
Airline Incidentals »
Reimbursed up to $8 a day for Southwest inflight Wi-Fi
Car Rental Insurance »
Using this card gives you primary car rental insurance when using for business on collision and theft, up to the cost of the vehicle.
Travel Insurance »
Travel accident insurance up to $500,000; lost luggage insurance up to $3,000 per person; baggage delay insurance up to $100 per day for 3 days.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Free Checked Bag »
Travelers get two free checked bags, which they provide to everyone.
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft, up to $500 per claim, and $50,000 per account.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System Southwest Rapid Rewards

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 81% value retained

Point Transfer Options
Marriott Bonvoy

3:1 72% value retained

Point Transfer Options
World of Hyatt

5:2 33% value retained

Why You Might Want This Card

The SouthWest Business Card To Get

Let's face it: you need 125,000 points to get the coveted Southwest Companion Pass status. But you have to strategize because Southwest has rules... rules like, you can only get one sign up bonus per 24 months on a Southwest card. Thankfully, you can skirt that rule by getting one personal card and one business card. That said, this is probably the business card you want because this one card gives you a standard sign-up bonus of 70,000 points after spending only $5,000 in 3 months. That's well past the half-way mark needed for a Companion Pass. Besides the points, this card reimburses you several ways: Reimbursement for 4 upgraded boarding passes annually, putting you in the A1-A15 group (first group to board). Reimbursement for Inflight WiFi. And reimbursement for Global Entry or TSA Pre Check every 4 years.

Check out our Southwest Rapid Rewards page for more details on how to best use Southwest Points.

Bottom Line

Yes, this card has the highest annual fee of all the current Southwest cards. But with this one card, you'll be close to getting your Companion Pass. And you get reimbursed for all kinds of goodies, not to mention you get a gift of 9,000 anniversary points annually. Take that with the valuable traits of Southwest -- like 2 free checked bags and no penalty to change or cancel your flight -- and we think if you haven't reached your 5/24 Chase rule yet (and you haven't collected a bonus on a Southwest business card in the last 2 years) it's time you apply for this one.

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

What to Know Before Canceling

This is our favorite card to keep if you use Southwest at least once a year since the annual fee is generally tax deductable. You don't need this card to keep your Southwest points.

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

June 28, 2024
JP Morgan Chase
Southwest cards with huge Offers

Now that we need 135,000 for Southwest companion pass' these cards give us a hefty jump to reach that goal:

- Southwest Performance Chase Business Card - 120,000 POINTS - 80,000 points after spending $5000 in 3 months + 40,000 points after spending $15,000 in 9 months - $199/annual fee.

- Southwest Premier Chase Business Card - 120,000 POINTS - 60,000 points after spending $3000 in 3 months + 60,000 after spending $15,000 in 9 months - $99/annual fee.

        Add Card Notes