Award System

Southwest Rapid Rewards

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Bank

JP Morgan Chase

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Reconsideration Phone
800.935.9935

Breaking Points

September 16, 2024
JP Morgan Chase
Mini Points - October 2024

- Southwest Rapid Rewards Plus - Earn 85,000 points after spending $3000 in 3 months, $69/annual fee.

- Southwest Premier Credit Card - Earn 85,000 points after spending $3000 in 3 months, $99/annual fee.

- Southwest Priority Credit Card - Earn 85,000 points after spending $3000 in 3 months, $149/annual fee.

- British Airways - Signature Card - Earn 100,000 Avios after spending $7500 in 6 months, $95/annual fee.

June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

October 30, 2023
JP Morgan Chase
Southwest Chase Cards - Bringing In the New Year

- Southwest Rapid Rewards Plus Card - 75,000 Points after spending $3000 in 3 months, $69/annual fee.

- Southwest Rapid Rewards Premier Card - 75,000 Points after spending $3000 in 3 months, $99/annual fee.

- Southwest Rapid Rewards Priority Card - 75,000 Points after spending $3000 in 3 months, $149/annual fee.

November 4, 2022
JP Morgan Chase
Southwest offering 75,000 points bonus on 3 cards

Southwest is offering a nice sign up bonus of 75,000 bonus points on 3 of their personal cards right now after spending $3000 in 3 months:

1. Southwest Rapid Rewards Plus - $99 annual fee.

2. Southwest Rapid Rewards Premier - $99 annual fee.

3. Southwest Rapid Rewards Priority - $149 annual fee.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
40,000 $3,000 1.3 ¢ $0 $149 $410
Best Value Differentiating Perks Rules
Companion Pass, US & Caribbean Flights 7500 bonus points annually, 4 A-list boarding, $75 travel credit SW Pers 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Offer Prior To Current Special: 50,000 Bonus points for a $1,000 spend ended Nov 2024
Card Type: Personal, Airline

Spend Categories

Airfare - »

3X points
3.9¢ Per Dollar Spent

All Other = »

1X points
1.3¢ Per Dollar Spent

Entertainment and Streaming = »

2X points
2.6¢ Per Dollar Spent

Hotels - »

2X points
2.6¢ Per Dollar Spent

Travel - »

2X points
2.6¢ Per Dollar Spent

Rideshare and Transit = »

2X points
2.6¢ Per Dollar Spent

Internet and Cable = »

2X points
2.6¢ Per Dollar Spent

Card Benefits

Anniversary Date Bonus Points »
Receive 7,500 points on card anniversary.
Preferred Boarding »
Get 4 upgraded boardings per year when available.
Airline Incidentals »
25% savings on Southwest Airlines inflight food, beverage and Wi-Fi
Car Rental Insurance »
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle.
Travel Insurance »
Travel accident insurance up to $500,000; lost luggage insurance up to $3,000 per person; baggage delay insurance up to $100 per day for 3 days.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Free Checked Bag »
Travelers get two free checked bags, which they provide to everyone.
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft, up to $500 per claim, and $50,000 per account.
Extended Warranty »
This card extends the time period of the U.S. manufacturer's warranty by 1 additional year, on eligible warranties of 3 years or less.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System Southwest Rapid Rewards

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 81% value retained

Point Transfer Options
Marriott Bonvoy

3:1 72% value retained

Point Transfer Options
World of Hyatt

5:2 33% value retained

Why You Might Want This Card

The Go-To Southwest Card

This card offers you premium value by doing away with fluffy perks and getting you to fly more inexpensively. The annual fee is just $149, but that fee is whittled away by utilizing some of these premium, sensible perks. Let's begin with your anniversary points bonus of 7,500 -- which by itself has a value of about $110. Then you get your annual $75 Southwest Travel Credit which can actually be used on a ticket. You'll also get 4 boarding upgrades per year that you can use to skip ahead of the lines and board early. Finally, you'll get a chunk of sign-up bonus points (75,000) to use on yourself -- and as a head start on the 125,000 needed for the vaunted Southwest companion pass.

Bottom Line

If you enjoy flying Southwest -- and maybe even favor it over other airlines -- than you absolutely need this card. Beyond the extra perks for devoted Southwest travelers, several of our staff have gotten this card to score the Southwest Companion Pass (considering themselves seasoned Southwest travelers). But even if you don't get a companion pass, this card is good enough to stand alone in your portfolio of cards. The perks and sign-up bonus offset the meager spend multipliers. Southwest is a no-frills airline that gets you from there to there, and throws in free baggage. This card will get you -- at a minimum -- a couple of free domestic round trips.

Application Rules

You're not eligible for a new card bonus if you have received a bonus from a personal Southwest card within the last 24 months

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

What to Know Before Canceling

This is our second favorite card to keep (after the SW performance business) if you use Southwest at least once a year. You don't need this card to keep your Southwest points.

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

September 16, 2024
JP Morgan Chase
Mini Points - October 2024

- Southwest Rapid Rewards Plus - Earn 85,000 points after spending $3000 in 3 months, $69/annual fee.

- Southwest Premier Credit Card - Earn 85,000 points after spending $3000 in 3 months, $99/annual fee.

- Southwest Priority Credit Card - Earn 85,000 points after spending $3000 in 3 months, $149/annual fee.

- British Airways - Signature Card - Earn 100,000 Avios after spending $7500 in 6 months, $95/annual fee.

June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

October 30, 2023
JP Morgan Chase
Southwest Chase Cards - Bringing In the New Year

- Southwest Rapid Rewards Plus Card - 75,000 Points after spending $3000 in 3 months, $69/annual fee.

- Southwest Rapid Rewards Premier Card - 75,000 Points after spending $3000 in 3 months, $99/annual fee.

- Southwest Rapid Rewards Priority Card - 75,000 Points after spending $3000 in 3 months, $149/annual fee.

November 4, 2022
JP Morgan Chase
Southwest offering 75,000 points bonus on 3 cards

Southwest is offering a nice sign up bonus of 75,000 bonus points on 3 of their personal cards right now after spending $3000 in 3 months:

1. Southwest Rapid Rewards Plus - $99 annual fee.

2. Southwest Rapid Rewards Premier - $99 annual fee.

3. Southwest Rapid Rewards Priority - $149 annual fee.

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