Delta SkyMiles Gold Business Card is offering 90,000 points after spending $6000 in 6 months with a $0 for first year ,then $150 annual fee.. That's up 30,000 points over their standard offer of 60,000 points after spending $4000 in 6 months. Offer expires 04/02/2025
Delta SkyMiles Gold Business Credit Card Review
Key Takeaways
Even with the annual fee of $150 waived the first year, if you want a Delta-specific business card, we recommend either the Reserve or the Platinum. Your choice depends on how often you fly Delta and whether you prioritize flying First Class (or avoiding the Main Cabin). The only reason to choose the Gold over the other two cards is if you plan to fly Delta just once in the first year, by yourself, and want to avoid paying an annual fee. If you expect to fly Delta more than once or with a companion during that first year, it’s worth considering the other two cards. Beyond the initial year, the best option depends on your loyalty to Delta and how frequently you fly with Delta or its SkyTeam partners.
Why This Card Could Be Right For You
The Delta SkyMiles Gold Business card is American Express's entry-level Delta-specific business card. It offers a strong start with a 60,000-point sign-up bonus after spending $4,000 in the first six months. This card can be an excellent introduction to airline-specific credit cards, though its value diminishes once the $150 annual fee kicks in after the first year.
Key benefits include:
- $150 in annual Delta Stay credits, which effectively offset the annual fee
- 15% discount on award travel bookings
- 20% savings on in-flight purchases
- Zone 5 priority boarding
- One free checked bag per flight
You can also earn $200 in flight credits by spending $10,000 within a specified period. However, since the sign-up bonus only requires $4,000 in spending, the additional $6,000 expenditure might be better used toward meeting another card's sign-up bonus requirements.
This card makes the most sense for occasional Delta flyers who travel solo about once per year. For more frequent Delta travelers or those who typically fly with companions, the Reserve or Platinum cards likely provide better long-term value despite their higher annual fees. The enhanced benefits of those cards can quickly outweigh their costs for regular Delta customers.
When The Usual Advice Doesn't Apply
Here are some exceptions where the card might not be good for you:
- You fly Delta more than once per year and would get better value from the Reserve or Platinum card.
- You want this card but prefer to wait for a higher sign-up bonus; this card has offered 90,000 points in the past.

What to Know About Delta SkyMiles
Delta is a good point system for both domestic and international flights.
- Delta offers many cards making initial collection relatively easy. But Amex’s “one bonus per card per lifetime” limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
How The Delta SkyMiles Gold Business Credit Card Fits In The Delta SkyMiles Ecosystem
The Delta SkyMiles Gold Business card is the lowest-tier business card offered by Delta. Its sign-up bonus and benefits are significantly lower than those of the Reserve or Platinum. Although the $150 annual fee is waived in the first year, the lack of a companion certificate (available with the other two cards) greatly reduces its overall value. The Reserve has a $650 annual fee and the Platinum has a $350 annual fee — neither is waived the first year — but each provides enough perks to justify the cost, in our opinion.
Card Information
Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
---|---|---|---|---|---|
60,000 | $4,000 | 1.2 ¢ | $0 | $0 |
$768
|
Best Value | Differentiating Perks | Rules |
---|---|---|
Delta International Flights | Priority Boarding, Free checked bag, 20% off in-flight purchases | No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10 |
Spend Categories
2X points
2.4¢ Per Dollar Spent
1X points
1.2¢ Per Dollar Spent
2X points
2.4¢ Per Dollar Spent
2X points
2.4¢ Per Dollar Spent
Card Benefits
Get zone 1 priority boarding for up to 9 travelers on the same Delta reservation.
20% Back on In-Flight Purchases
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Earn a $200 Delta Flight Credit for travel after you spend $10,000 in purchases on your Card in a calendar year. Also get up to up to $150 to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Your first checked bag is free on Delta flights, including up to 9 travel companions on the same reservation. Primary cardholder must be on the reservation.
You're protected for up to 90 days from the purchase date up to $1,000 ($500 on natural disasters).
Get up to 1 additional year on warranties of 5 years or less, up to $10,000 per purchase.
Delta SkyMiles Gold Business Application Rules
This business card will not show on your personal credit report, so it won't count against your 5/24 status
You might not be allowed to get a second card for a separate business (EIN)
Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth
You'll be declined if you apply for a fourth Amex card in 90 days
Card approval not subject to 5-personal-cards-in-24-months rule
Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)
Ranking of Cards Offering Delta SkyMiles
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
Breaking Points

American Express Delta Cards Making a Splash
- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.
- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.
- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.
- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.
- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.
- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.

Mini Points - July 2024
LIMITED TIME DEALS:
- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.
- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.
- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.
- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.
- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.
- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.
- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.
- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.
- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.
- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

Mini Points - February 2024
- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.
- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.
- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.
- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.
- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.
- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.
- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.