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Delta SkyMiles

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800.492.3344

Breaking Points

September 12, 2024
American Express
American Express Delta Cards Making a Splash

- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.

- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.

- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.

- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.


June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

February 13, 2024
American Express
Mini Points - February 2024

- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.

- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.

- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.

- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.

- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.

- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.

- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.


September 18, 2023
American Express
American Express - Delta Cards Limited Offers

- SkyMiles Gold Business Card - 80,000 Bonus Miles after spending $6000 in 6 months + 5,000 miles after making an eligible Delta purchase - $99 annual fee.

- SkyMiles Platinum Business Card - 100,000 Bonus Miles after spending $8000 in 6 months + 10,000 miles after making an eligible Delta purchase - $250 annual fee.

- SkyMiles Reserve Business Card - 110,000 Bonus Miles after spending $12000 in 6 months + 10,000 miles after making an eligible Delta purchase - $550 annual fee.


Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $4,000 1.2 ¢ $0 $0 $768
Best Value Differentiating Perks Rules
Delta International Flights Priority Boarding, Free checked bag, 20% off in-flight purchases No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Most Recent Special Offer: 90,000 Bonus Points for $6,000 spend ended Oct 2024
Card Type: Business, Airline

Spend Categories

Airfare = »

2X points
2.4¢ Per Dollar Spent

All Other - »

1X points
1.2¢ Per Dollar Spent

Online Advertising = »

2X points
2.4¢ Per Dollar Spent

Shipping + »

2X points
2.4¢ Per Dollar Spent

Card Benefits

Preferred Boarding »
Get zone 1 priority boarding for up to 9 travelers on the same Delta reservation.
Airline Incidentals »
20% Back on In-Flight Purchases
Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Statement Credits »
Earn a $200 Delta Flight Credit for travel after you spend $10,000 in purchases on your Card in a calendar year. Also get up to up to $150 to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Free Checked Bag »
Your first checked bag is free on Delta flights, including up to 9 travel companions on the same reservation. Primary cardholder must be on the reservation.
Purchase Protection »
You're protected for up to 90 days from the purchase date up to $1,000 ($500 on natural disasters).
Extended Warranty »
Get up to 1 additional year on warranties of 5 years or less, up to $10,000 per purchase.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System Delta SkyMiles

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 86% value retained

Point Transfer Options
IHG Rewards

5:1 40% value retained

Point Transfer Options
Marriott Bonvoy

3:1 67% value retained

Point Transfer Options
World of Hyatt

5:2 30% value retained

Why You Might Want This Card

Jump When There's A Special Offer

This is a business card you'll want to jump on when there's a special sign-up offer. You'll normally earn 40,000 bonus miles after you spend $2,000 in the first 3 months, but special offers are usually 60,000. You'll also get a waived annual fee, $50 statement credit, priority boarding and first checked bag free for you and 2 of your companions. But some of the best value you'll receive is when you utilize the Pay With Miles option. What is Pay With Miles? You can essentially use 10,000 points like $100. Let's go back in time when you actually had to HUNT for cheap flights. Well, imagine you go to book a Delta flight with miles and stumble upon one of those old fashion accident fares. You can use your Sky Miles like money to book your flight. That will save tons of miles and money, making it a great perk attached to this card.

Check out our Delta SkyMiles page for more details on how to best use Delta Points.

Bottom Line

If you're a business owner, you'll almost certainly want this Delta card at some point. But you should wait until Amex offers a special sign-up bonus. Amex waives the annual fee your first year, and your 10,000 annual anniversary points will offset the normal annual fee of $99. If you refer friends, it might be one worth keeping for the referral bonuses alone. Remember, Amex cards are one bonus per lifetime (at least ten years).

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

You might not be allowed to get a second card for a separate business (EIN)

Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

What to Know Before Canceling

We love the Platinum card as the keepers for Delta over the other versions, especially the Business Platinum.

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

September 12, 2024
American Express
American Express Delta Cards Making a Splash

- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.

- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.

- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.

- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.


June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

February 13, 2024
American Express
Mini Points - February 2024

- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.

- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.

- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.

- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.

- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.

- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.

- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.


September 18, 2023
American Express
American Express - Delta Cards Limited Offers

- SkyMiles Gold Business Card - 80,000 Bonus Miles after spending $6000 in 6 months + 5,000 miles after making an eligible Delta purchase - $99 annual fee.

- SkyMiles Platinum Business Card - 100,000 Bonus Miles after spending $8000 in 6 months + 10,000 miles after making an eligible Delta purchase - $250 annual fee.

- SkyMiles Reserve Business Card - 110,000 Bonus Miles after spending $12000 in 6 months + 10,000 miles after making an eligible Delta purchase - $550 annual fee.


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