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Delta SkyMiles Platinum Business Credit Card

Written by: Lenny Pappano
Delta SkyMiles Platinum Business Apply Now

The Delta SkyMiles Platinum Business is ideal for occasional Delta flyers. The 70,000-point sign-up bonus and annual companion certificate can offset its $350 annual fee, offering solid value for mid-tier travelers.

Delta SkyMiles Platinum Business Apply Now

Delta SkyMiles Platinum Business Credit Card Review

Key Takeaways

The Delta SkyMiles Platinum Business card is an excellent choice if you plan to fly Delta once or twice per year. The 70,000-point sign-up bonus will help you build points to get started, and the annual companion certificate (in the main cabin) alone can be worth the annual fee of $350. The three main statement credits can also justify the annual fee, along with several other perks. If you fly Delta more than twice per year, it might be worth looking into the Delta SkyMiles Reserve Business card for better benefits—though it comes with a higher annual fee—and a higher sign-up bonus.

Why This Card Could Be Right For You

The Delta SkyMiles Platinum Business card comes with a 70,000-point sign-up bonus for $6,000 in purchases in your first six months. It’s the mid-tier business card out of the three that Delta and American Express offer. While it has a $350 annual fee, the benefits beyond the sign-up bonus make it a valuable card if you fly Delta once or twice per year. Since it’s a business card, it won’t affect your 5/24 status. However, remember that American Express only offers sign-up bonuses once per lifetime for each card, so if the current 70,000-point sign-up bonus doesn’t appeal to you, you may want to wait for an elevated offer (we’ve seen it as high as 100,000 points).

The companion certificate is the most significant perk, granting a free annual round-trip flight for a companion in the main cabin within the United States, Mexico, the Caribbean, or Central America. Depending on your destination, this benefit alone can justify the annual fee. Add in $200 in Delta Stay credits, $120 in rideshare credits, and $120 in Resy credits, and the total perks can easily offset the $350 annual fee. Other perks include complimentary Hertz 5-star status, a 15% discount on award travel, addition to the complimentary upgrade list, Zone 5 priority boarding, your first checked bag free, credit for Global Entry or TSA PreCheck, and decent trip delay, baggage, and car rental insurance.

When The Usual Advice Doesn't Apply

Here are some exceptions where the card might not be good for you:

  • You don’t fly Delta each year to take advantage of the companion certificate.
  • You wouldn’t use the credits to offset the $350 annual fee.
  • You want the card but prefer to wait for a higher sign-up bonus
Delta SkyMiles

What to Know About Delta SkyMiles

Delta is a good point system for both domestic and international flights.

  • Delta offers many cards making initial collection relatively easy. But Amex’s “one bonus per card per lifetime” limits that ability over time.
  • Delta is part of the Amex partner reward system and is a decent transfer value.
  • We save Delta points for specific flights, perhaps direct domestic or best value international.
  • We use easier-to-collect point systems such as Southwest and American ahead of Delta.

How The Delta SkyMiles Platinum Business Credit Card Fits In The Delta SkyMiles Ecosystem

Among Delta’s three business cards, the Delta SkyMiles Platinum Business card falls in the middle, with a $350 annual fee and a 70,000-mile sign-up bonus. The top-tier option is the Delta SkyMiles Reserve Business card, which has a $650 annual fee but offers a larger sign-up bonus and greater benefits to offset that fee. Both the Platinum and Reserve cards include a companion certificate; with the Platinum, your companion flies in the main cabin, while the Reserve allows First Class or Comfort+. Both cards also include several of the same statement credits, although the Platinum card’s credits are slightly lower.

There’s also the Delta SkyMiles Gold Business card, which has a $150 annual fee and a 60,000-mile sign-up bonus, but it does not offer a companion certificate. It does include a $200 flight credit after spending $10,000 in a year, but as with any high spending threshold, we usually recommend opening another card to earn a new sign-up bonus rather than putting all that spending on one card.

Card Information

Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
70,000 $6,000 1.2 ¢ $250 $350
$812
Best Value Differentiating Perks Rules
Delta flights $100 credit with Delta purchase, Anniversary companion pass No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

AWARD SYSTEM

Delta SkyMiles

BANK

American Express

Reconsideration Phone 800.492.3344

MOST RECENT SPECIAL OFFER

100,000 Bonus Points for
$8,000 spend ended Apr 2025

Spend Categories

Airfare - »

3X points
3.6¢ Per Dollar Spent

All Other - »

1X points
1.2¢ Per Dollar Spent

Hotels = »

3X points
3.6¢ Per Dollar Spent

Shipping = »

1.5X points
1.8¢ Per Dollar Spent

Rideshare and Transit = »

1.5X points
1.8¢ Per Dollar Spent

Card Benefits

Companion Pass »
Annual companion certificate, which gets you a main cabin, round-trip ticket to any domestic destination for free. Earned each year on anniversary.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Preferred Boarding »
Get zone 1 priority boarding for up to 9 travelers on the same Delta reservation. reservation. Not valid for additional card members.
Airline Incidentals »
20% Back on In-Flight Purchases
Car Rental Insurance »
Using this card gives you $50,000 secondary coverage for damage or theft of a rental vehicle.
Travel Insurance »
Travel accident insurance up to $100,000; trip delay reimbursement up to $300 per ticket; lost luggage insurance up to $1,250 for carry-on luggage and $500 for checked luggage per person
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Statement Credits »
Get up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants, get up to $10 back in statement credits each month for U.S. rideshare purchases with select providers and an annual statement credit of up to $200
Free Checked Bag »
Your first checked bag is free on Delta flights, including up to 9 travelers on the same reservation. The primary cardholder must be on reservation.
Purchase Protection »
Your purchases are covered for 90 days from the purchase date, up to $1,000 ($500 on natural disasters).
Extended Warranty »
Get up to 1 additional year on warranties of 5 years or less, up to $10,000 per purchase.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System Delta SkyMiles

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 86% value retained

Point Transfer Options
IHG Rewards

5:1 40% value retained

Point Transfer Options
Marriott Bonvoy

3:1 57% value retained

Point Transfer Options
World of Hyatt

5:2 30% value retained

Delta SkyMiles Platinum Business Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

You might not be allowed to get a second card for a separate business (EIN)

Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

February 6, 2025
Delta SkyMiles Platinum Business
Delta SkyMiles Platinum Business Card

Delta SkyMiles Platinum Business Card is offering 100,000 points after spending $8000 in 6 months with a $350 annual fee.. That's up 30,000 points over their standard offer of 70,000 points after spending $6000 in 6 months. Offer expires 04/02/2025

September 12, 2024
American Express
American Express Delta Cards Making a Splash

- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.

- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.

- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.

- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.


June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

July 3, 2023
Chase Ink Business Preferred
Mini Points - July 2023

- American Express Delta Skymiles Platinum Business - Limited Time Offer - 90,000 Miles after spending $4000 in 3 months, $250 annual fee.

- American Express Delta Skymiles Gold Business - Limited Time Offer - 70,000 Miles after spending $3000 in 3 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Business - Limited Time Offer - 100,000 Miles after spending $6000 in 3 months, $550 annual fee.

- American Express Delta Skymiles Platinum Personal - Limited Time Offer - 85,000 Miles after spending $4000 in 6 months, $250 annual fee.

- American Express Delta Skymiles Gold Personal - Limited Time Offer - 65,000 Miles after spending $2000 in 6 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Personal - Limited Time Offer - 85,000 Miles after spending $6000 in 6 months, $550 annual fee.

- Chase Ink Business Preferred - 100,000 Points after spending NEW LOWER $8000 requirement in the first 3 months, $95 annual fee.