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Delta SkyMiles

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American Express

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800.492.3344

Breaking Points

September 12, 2024
American Express
American Express Delta Cards Making a Splash

- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.

- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.

- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.

- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.


June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

July 3, 2023
Chase Ink Business Preferred
Mini Points - July 2023

- American Express Delta Skymiles Platinum Business - Limited Time Offer - 90,000 Miles after spending $4000 in 3 months, $250 annual fee.

- American Express Delta Skymiles Gold Business - Limited Time Offer - 70,000 Miles after spending $3000 in 3 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Business - Limited Time Offer - 100,000 Miles after spending $6000 in 3 months, $550 annual fee.

- American Express Delta Skymiles Platinum Personal - Limited Time Offer - 85,000 Miles after spending $4000 in 6 months, $250 annual fee.

- American Express Delta Skymiles Gold Personal - Limited Time Offer - 65,000 Miles after spending $2000 in 6 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Personal - Limited Time Offer - 85,000 Miles after spending $6000 in 6 months, $550 annual fee.

- Chase Ink Business Preferred - 100,000 Points after spending NEW LOWER $8000 requirement in the first 3 months, $95 annual fee.

September 29, 2022
American Express
Time to Get Your Delta Points - Limited Time Offer

These American Express Cards are offering Limited Time sign up bonus' for Delta:

- Delta SkyMiles Platinum Business Card - 85,000 Miles - After spending $4000 in 3 months, $250 Annual Fee.

- Delta SkyMiles Gold Business Card - 70,000 Miles - After spending $3000 in 3 months, $99 Annual Fee, waived for the first year.

- Delta SkyMiles Platinum Card - 80,000 Miles - After spending $4000 in 6 months, $250 Annual Fee.

- Delta SkyMiles Gold Card - 65,000 Miles - After spending $2000 in 6 months, $99 Annual Fee, waived for the first year.

- Delta SkyMiles Reserve Business Card - 100,000 Miles - After spending $6000 in 3 months, $550 Annual Fee.

- Delta SkyMiles Reserve Card - 95,000 Miles - After spending $6000 in 6 months, $550 Annual Fee.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
70,000 $6,000 1.2 ¢ $250 $350 $812
Best Value Differentiating Perks Rules
Delta flights $100 credit with Delta purchase, Anniversary companion pass No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Most Recent Special Offer: 100,000 Bonus Points for $8,000 spend ended Oct 2024
Card Type: Business, Airline

Spend Categories

Airfare - »

3X points
3.6¢ Per Dollar Spent

All Other - »

1X points
1.2¢ Per Dollar Spent

Hotels = »

3X points
3.6¢ Per Dollar Spent

Shipping = »

1.5X points
1.8¢ Per Dollar Spent

Rideshare and Transit = »

1.5X points
1.8¢ Per Dollar Spent

Card Benefits

Companion Pass »
Annual companion certificate, which gets you a main cabin, round-trip ticket to any domestic destination for free. Earned each year on anniversary.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Preferred Boarding »
Get zone 1 priority boarding for up to 9 travelers on the same Delta reservation. reservation. Not valid for additional card members.
Airline Incidentals »
20% Back on In-Flight Purchases
Car Rental Insurance »
Using this card gives you $50,000 secondary coverage for damage or theft of a rental vehicle.
Travel Insurance »
Travel accident insurance up to $100,000; trip delay reimbursement up to $300 per ticket; lost luggage insurance up to $1,250 for carry-on luggage and $500 for checked luggage per person
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Statement Credits »
Get up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants, get up to $10 back in statement credits each month for U.S. rideshare purchases with select providers and an annual statement credit of up to $200
Free Checked Bag »
Your first checked bag is free on Delta flights, including up to 9 travelers on the same reservation. The primary cardholder must be on reservation.
Purchase Protection »
Your purchases are covered for 90 days from the purchase date, up to $1,000 ($500 on natural disasters).
Extended Warranty »
Get up to 1 additional year on warranties of 5 years or less, up to $10,000 per purchase.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System Delta SkyMiles

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 86% value retained

Point Transfer Options
IHG Rewards

5:1 40% value retained

Point Transfer Options
Marriott Bonvoy

3:1 67% value retained

Point Transfer Options
World of Hyatt

5:2 30% value retained

Why You Might Want This Card

Worth the $250 Annual Fee?

The $250 annual fee is on the high end. But what's included? Delta is wonderful for international and domestic flights -- and your SkyMiles don't expire. You get 3x miles on Delta purchases and hotels, a TSA PreCheck / Global Entry credit, and $100 statement credit after making a Delta purchase in the first 3 months. And after you reach your first anniversary, Amex will give you 20,000 SkyMiles points. So maybe that $250 isn’t looking so bad anymore. Plus as a business card, the fee is generally tax deductable.

Bring A Companion

One of the best things about this card is the annual companion certificate. Every year after your first anniversary, you’ll receive a main cabin round-trip companion certificate, good for a free domestic flight (excluding taxes and fees). Flying perks include free first checked bag for you and up to 8 guests on the same reservation, early boarding, and discounts for in-flight purchases.

Check out our Delta SkyMiles page for more details on how to best use Delta Points.

Bottom Line

This card is going to be near the top of list for most business owners. But as with all Amex cards, we strongly suggest you wait till Amex extends a special offer for this Delta card (80,000 points). You're only eligible for a "once in a lifetime" sign-up bonus for each card. So we'd encourage you to wait for a larger offer than the standard 45,000 points. Your annual companion pass and 20,000 anniversary points will more than offset the $250 annual fee.

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

You might not be allowed to get a second card for a separate business (EIN)

Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

What to Know Before Canceling

We love this card as "the one you keep" for Delta. The fee is a business expense, and even if you only use your companion pass every other year, the perks of this card outweigh the fee.

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

September 12, 2024
American Express
American Express Delta Cards Making a Splash

- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.

- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.

- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.

- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.


June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

July 3, 2023
Chase Ink Business Preferred
Mini Points - July 2023

- American Express Delta Skymiles Platinum Business - Limited Time Offer - 90,000 Miles after spending $4000 in 3 months, $250 annual fee.

- American Express Delta Skymiles Gold Business - Limited Time Offer - 70,000 Miles after spending $3000 in 3 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Business - Limited Time Offer - 100,000 Miles after spending $6000 in 3 months, $550 annual fee.

- American Express Delta Skymiles Platinum Personal - Limited Time Offer - 85,000 Miles after spending $4000 in 6 months, $250 annual fee.

- American Express Delta Skymiles Gold Personal - Limited Time Offer - 65,000 Miles after spending $2000 in 6 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Personal - Limited Time Offer - 85,000 Miles after spending $6000 in 6 months, $550 annual fee.

- Chase Ink Business Preferred - 100,000 Points after spending NEW LOWER $8000 requirement in the first 3 months, $95 annual fee.

September 29, 2022
American Express
Time to Get Your Delta Points - Limited Time Offer

These American Express Cards are offering Limited Time sign up bonus' for Delta:

- Delta SkyMiles Platinum Business Card - 85,000 Miles - After spending $4000 in 3 months, $250 Annual Fee.

- Delta SkyMiles Gold Business Card - 70,000 Miles - After spending $3000 in 3 months, $99 Annual Fee, waived for the first year.

- Delta SkyMiles Platinum Card - 80,000 Miles - After spending $4000 in 6 months, $250 Annual Fee.

- Delta SkyMiles Gold Card - 65,000 Miles - After spending $2000 in 6 months, $99 Annual Fee, waived for the first year.

- Delta SkyMiles Reserve Business Card - 100,000 Miles - After spending $6000 in 3 months, $550 Annual Fee.

- Delta SkyMiles Reserve Card - 95,000 Miles - After spending $6000 in 6 months, $550 Annual Fee.

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