Delta SkyMiles Platinum Card is offering 90,000 points after spending $4000 in 6 months with a $350 annual fee.. That's up 30,000 points over their standard offer of 70,000 points after spending $3000 in 6 months. Offer expires 04/02/2025
Delta SkyMiles Platinum Credit Card Review
Key Takeaways
If you fly Delta annually with a companion, the Delta SkyMiles Platinum card can be a solid choice. It currently offers a 60,000-mile sign-up bonus, although past offers have reached 90,000 miles, so waiting for a higher bonus might be advantageous. Even if you can't wait, the benefits can easily offset the $350 annual fee.
These perks include a yearly companion certificate valid for a main cabin flight within the United States, Mexico, the Caribbean, or Central America. You'll also receive several statement credits. If you fly Delta at least once a year with someone else, this card may quickly justify its cost.
Why This Card Could Be Right For You
The Delta SkyMiles Platinum card is well-suited for people who fly Delta once or twice per year, especially if they travel with a companion. Its standout feature is an annual companion certificate good for a main cabin flight within the U.S., Mexico, the Caribbean, or Central America. The current 60,000-mile bonus can cover one or two round-trip flights, depending on the route, although previous offers have been as high as 90,000 miles. The $350 annual fee is offset by the companion certificate and additional credits, such as:
- $120 in annual rideshare credits
- A $150 Delta Stay credit
- $120 in Resy credits
- A free checked bag
- Global Entry or TSA PreCheck credit
- Hertz 5 Star status
- 15% savings on award travel booked with miles
If you fly Delta once or twice a year with a partner, friend, or colleague, this card can deliver substantial ongoing value.
When The Usual Advice Doesn't Apply
Here are some exceptions where the card might not be good for you:
- If you fly Delta more than a few times per year, you might get more value from the higher-fee Delta SkyMiles Reserve card.
- If you usually fly alone, the companion certificate might not be worth the cost.
What to Know About Delta SkyMiles
Delta is a good point system for both domestic and international flights.
- Delta offers many cards making initial collection relatively easy. But Amex’s “one bonus per card per lifetime” limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
How The Delta SkyMiles Platinum Credit Card Fits In The Delta SkyMiles Ecosystem
Of American Express’s four Delta-branded personal credit cards, Delta SkyMiles Platinum strikes a good balance of perks for its $350 annual fee. It’s ideal if you fly Delta once or twice a year with another person. If you fly more often or prefer First Class or Comfort+, the Delta SkyMiles Reserve card has more benefits but carries a $650 annual fee.
If you’re an infrequent Delta flyer, consider the Delta SkyMiles Gold card. Its $150 annual fee is waived in the first year, and even though its sign-up bonus is currently 50,000 miles (previously as high as 80,000), it may still be enough if you only fly Delta occasionally. For a no-fee option, the Delta SkyMiles Blue card has minimal perks but can be a good downgrade path if you want to avoid annual fees without closing your account.
Card Information
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 60,000 | $3,000 | 1.2 ¢ | $200 | $350 |
$606
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Delta flights | $100 credit with Delta purchase, Anniversary companion pass | Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10 |
Spend Categories
Airfare - »
3X points
3.6¢ Per Dollar Spent
All Other - »
1X points
1.2¢ Per Dollar Spent
Grocery Stores = »
2X points
2.4¢ Per Dollar Spent
Hotels - »
3X points
3.6¢ Per Dollar Spent
Restaurants = »
2X points
2.4¢ Per Dollar Spent
Card Benefits
Travel Credits »
Get 20% back as a statement credit if you use your card for eligible Delta in-flight purchases, like food and alcohol.
Get 20% back as a statement credit if you use your card for eligible Delta in-flight purchases, like food and alcohol.
Cell Phone Protection »
Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month
Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month
Companion Pass »
Annual companion certificate, which gets you a main cabin, round-trip ticket to any domestic destination for free. Earned each year on anniversary.
Annual companion certificate, which gets you a main cabin, round-trip ticket to any domestic destination for free. Earned each year on anniversary.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Preferred Boarding »
Get zone 1 priority boarding for up to 9 travelers on the same Delta reservation.
Get zone 1 priority boarding for up to 9 travelers on the same Delta reservation.
Airline Incidentals »
20% Back on In-Flight Purchases
20% Back on In-Flight Purchases
Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Travel Insurance »
Lost luggage insurance up to $1,250 on carried-on baggage; lost luggage protection up to $3,000; trip delay protection up to $300; and trip cancellation protection up to $10,000 per trip.
Lost luggage insurance up to $1,250 on carried-on baggage; lost luggage protection up to $3,000; trip delay protection up to $300; and trip cancellation protection up to $10,000 per trip.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Statement Credits »
Get up to up to $150 to book prepaid hotels or vacation rentals through Delta Stays on delta.com ,get up to $10 back each month for U.S. rideshare purchases with select providers and up to $10 per month on eligible purchases with U.S. Resy restaurants
Get up to up to $150 to book prepaid hotels or vacation rentals through Delta Stays on delta.com ,get up to $10 back each month for U.S. rideshare purchases with select providers and up to $10 per month on eligible purchases with U.S. Resy restaurants
Free Checked Bag »
Your first checked bag is free on Delta flights, including up to 9 travel companions on the same reservation. Primary cardholder must be on the reservation.
Your first checked bag is free on Delta flights, including up to 9 travel companions on the same reservation. Primary cardholder must be on the reservation.
Purchase Protection »
You're protected for up to 90 days from the purchase date up to $1,000 ($500 on natural disasters).
You're protected for up to 90 days from the purchase date up to $1,000 ($500 on natural disasters).
Extended Warranty »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.
Point Transfer Options
Transfer To Spouse/Partner Yes - $$
Transfer To Friends Yes - $$
Travel Partner Transfers
Outside Point System Delta SkyMiles
Transfers In From
Amex Member Rewards
1:1 86% value retained
IHG Rewards
5:1 40% value retained
Marriott Bonvoy
3:1 57% value retained
World of Hyatt
5:2 30% value retained
Delta SkyMiles Platinum Application Rules
Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth
You'll be declined if you apply for a fourth Amex card in 90 days
Card approval not subject to 5-personal-cards-in-24-months rule
Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)
Ranking of Cards Offering Delta SkyMiles
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
Rank
4th
Rank
5th
Honorable Mention
Breaking Points
February 6, 2025
Delta SkyMiles Platinum
September 12, 2024
American Express Delta Cards Making a Splash
- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.
- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.
- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.
- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.
- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.
- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.
June 14, 2024
Mini Points - July 2024
LIMITED TIME DEALS:
- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.
- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.
- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.
- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.
- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.
- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.
- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.
- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.
- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.
- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.
February 13, 2024
Mini Points - February 2024
- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.
- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.
- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.
- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.
- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.
- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.
- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.