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Delta SkyMiles

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American Express

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Reconsideration Phone
800.528.4800

Breaking Points

September 12, 2024
American Express
American Express Delta Cards Making a Splash

- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.

- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.

- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.

- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.


June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

February 13, 2024
American Express
Mini Points - February 2024

- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.

- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.

- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.

- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.

- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.

- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.

- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.


July 3, 2023
Chase Ink Business Preferred
Mini Points - July 2023

- American Express Delta Skymiles Platinum Business - Limited Time Offer - 90,000 Miles after spending $4000 in 3 months, $250 annual fee.

- American Express Delta Skymiles Gold Business - Limited Time Offer - 70,000 Miles after spending $3000 in 3 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Business - Limited Time Offer - 100,000 Miles after spending $6000 in 3 months, $550 annual fee.

- American Express Delta Skymiles Platinum Personal - Limited Time Offer - 85,000 Miles after spending $4000 in 6 months, $250 annual fee.

- American Express Delta Skymiles Gold Personal - Limited Time Offer - 65,000 Miles after spending $2000 in 6 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Personal - Limited Time Offer - 85,000 Miles after spending $6000 in 6 months, $550 annual fee.

- Chase Ink Business Preferred - 100,000 Points after spending NEW LOWER $8000 requirement in the first 3 months, $95 annual fee.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $3,000 1.2 ¢ $200 $350 $606
Best Value Differentiating Perks Rules
Delta flights $100 credit with Delta purchase, Anniversary companion pass Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Most Recent Special Offer: 90,000 Bonus Points for $4,000 spend ended Oct 2024
Card Type: Personal, Airline

Spend Categories

Airfare - »

3X points
3.6¢ Per Dollar Spent

All Other - »

1X points
1.2¢ Per Dollar Spent

Grocery Stores = »

2X points
2.4¢ Per Dollar Spent

Hotels - »

3X points
3.6¢ Per Dollar Spent

Restaurants = »

2X points
2.4¢ Per Dollar Spent

Card Benefits

Travel Credits »
Get 20% back as a statement credit if you use your card for eligible Delta in-flight purchases, like food and alcohol.
Cell Phone Protection »
Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month
Companion Pass »
Annual companion certificate, which gets you a main cabin, round-trip ticket to any domestic destination for free. Earned each year on anniversary.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Preferred Boarding »
Get zone 1 priority boarding for up to 9 travelers on the same Delta reservation.
Airline Incidentals »
20% Back on In-Flight Purchases
Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Travel Insurance »
Lost luggage insurance up to $1,250 on carried-on baggage; lost luggage protection up to $3,000; trip delay protection up to $300; and trip cancellation protection up to $10,000 per trip.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Statement Credits »
Get up to up to $150 to book prepaid hotels or vacation rentals through Delta Stays on delta.com ,get up to $10 back each month for U.S. rideshare purchases with select providers and up to $10 per month on eligible purchases with U.S. Resy restaurants
Free Checked Bag »
Your first checked bag is free on Delta flights, including up to 9 travel companions on the same reservation. Primary cardholder must be on the reservation.
Purchase Protection »
You're protected for up to 90 days from the purchase date up to $1,000 ($500 on natural disasters).
Extended Warranty »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System Delta SkyMiles

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 86% value retained

Point Transfer Options
IHG Rewards

5:1 40% value retained

Point Transfer Options
Marriott Bonvoy

3:1 67% value retained

Point Transfer Options
World of Hyatt

5:2 30% value retained

Why You Might Want This Card

Wait For Special Bonus Offer

The best thing about this Delta card is the annual companion certificate, which gets you a main cabin, round-trip ticket to any domestic destination for free (plus taxes and fees). Also worth mentioning is the discounted Delta Sky Club access, first checked bag free, and the sign-up bonus of 40,000 miles, 5,000 MQMs and a $100 statement credit after you make a Delta purchase within the first 3 months. The annual fee is $250 and is not waived. So make it worth it by utilizing your $100 statement credit, get your free checked bag, pay with miles, take advantage of your $39 Sky Club visits and get 20% off Delta in-flight purchases.

Bottom Line

SkyMIles are extremely useful, which is why we love Amex Delta cards. But you might want to hold out for their special sign-up bonus throughout the year -- because when you go to book a flight with only your welcome SkyMiles, you'll find yourself wanting more.

Application Rules

Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

What to Know Before Canceling

If you don't qualify for the Platinum business delta, which would be our first choice, this one is the card to keep in our book for Delta. Even if you only use your companion pass every other year, the perks of this card outweigh the fee.

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

September 12, 2024
American Express
American Express Delta Cards Making a Splash

- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.

- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.

- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.

- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.


June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

February 13, 2024
American Express
Mini Points - February 2024

- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.

- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.

- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.

- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.

- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.

- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.

- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.


July 3, 2023
Chase Ink Business Preferred
Mini Points - July 2023

- American Express Delta Skymiles Platinum Business - Limited Time Offer - 90,000 Miles after spending $4000 in 3 months, $250 annual fee.

- American Express Delta Skymiles Gold Business - Limited Time Offer - 70,000 Miles after spending $3000 in 3 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Business - Limited Time Offer - 100,000 Miles after spending $6000 in 3 months, $550 annual fee.

- American Express Delta Skymiles Platinum Personal - Limited Time Offer - 85,000 Miles after spending $4000 in 6 months, $250 annual fee.

- American Express Delta Skymiles Gold Personal - Limited Time Offer - 65,000 Miles after spending $2000 in 6 months, $0 annual fee for the first year then, $99.

- American Express Delta Skymiles Reserve Personal - Limited Time Offer - 85,000 Miles after spending $6000 in 6 months, $550 annual fee.

- Chase Ink Business Preferred - 100,000 Points after spending NEW LOWER $8000 requirement in the first 3 months, $95 annual fee.

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