Delta SkyMiles Platinum Card is offering 90,000 points after spending $4000 in 6 months with a $350 annual fee.. That's up 30,000 points over their standard offer of 70,000 points after spending $3000 in 6 months. Offer expires 04/02/2025
Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
---|---|---|---|---|---|
90,000 | $4,000 | 1.2 ¢ | $200 | $350 | $978 |
Best Value | Differentiating Perks | Rules |
---|---|---|
Delta flights | $100 credit with Delta purchase, Anniversary companion pass | Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10 |
Spend Categories
3X points
3.6¢ Per Dollar Spent
1X points
1.2¢ Per Dollar Spent
2X points
2.4¢ Per Dollar Spent
3X points
3.6¢ Per Dollar Spent
2X points
2.4¢ Per Dollar Spent
Card Benefits
Get 20% back as a statement credit if you use your card for eligible Delta in-flight purchases, like food and alcohol.
Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month
Annual companion certificate, which gets you a main cabin, round-trip ticket to any domestic destination for free. Earned each year on anniversary.
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Get zone 1 priority boarding for up to 9 travelers on the same Delta reservation.
20% Back on In-Flight Purchases
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Lost luggage insurance up to $1,250 on carried-on baggage; lost luggage protection up to $3,000; trip delay protection up to $300; and trip cancellation protection up to $10,000 per trip.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Get up to up to $150 to book prepaid hotels or vacation rentals through Delta Stays on delta.com ,get up to $10 back each month for U.S. rideshare purchases with select providers and up to $10 per month on eligible purchases with U.S. Resy restaurants
Your first checked bag is free on Delta flights, including up to 9 travel companions on the same reservation. Primary cardholder must be on the reservation.
You're protected for up to 90 days from the purchase date up to $1,000 ($500 on natural disasters).
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.
Bottom Line
SkyMIles are extremely useful, which is why we love Amex Delta cards. But you might want to hold out for their special sign-up bonus throughout the year -- because when you go to book a flight with only your welcome SkyMiles, you'll find yourself wanting more.
Why You Might Want This Card
Wait For Special Bonus Offer
The best thing about this Delta card is the annual companion certificate, which gets you a main cabin, round-trip ticket to any domestic destination for free (plus taxes and fees). Also worth mentioning is the discounted Delta Sky Club access, first checked bag free, and the sign-up bonus of 40,000 miles, 5,000 MQMs and a $100 statement credit after you make a Delta purchase within the first 3 months.
Exceptions To The Rule
About Delta SkyMiles
- Delta SkyMiles are super easy to accumulate with American Express cards, whether they're specific for earning SkyMiles or American Express cards that have completely transferable and instant 1:1 ratio Amex points.
Redeeming SkyMiles isn’t difficult, but you might find that their value isn't as high as you'd think -- especially if you do a side-by-side comparison with our personal favorite, United. Delta’s redeeming quality, however, is the fact that they fly to over 325 locations. So sometimes when you want to go somewhere that United doesn't, you’ll find Delta’s got your back.
When Delta removed its online reward charts in 2015, no one was happy. Now, the more flexible you are, the more value you can squeeze out of your Miles -- especially when Delta runs one of its regular award sales that offer some deep discounts in economy and Delta One.
But the real ace up the sleeve here is booking international Business or First Class using alliances like China Eastern or one of their non-alliance partners like Virgin Atlantic. This can be done for fewer points than if you booked directly through the Delta website -- as long as the flight is operated by Delta, Delta Connections or Virgin Atlantic. Searching around for Delta’s flash sales based on region or utilizing one of their partners can get you a pretty impressive trip.
Where Delta SkyMiles Platinum Fits In This Point Ecosystem
Personal Experience
Application Rules
Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth
You'll be declined if you apply for a fourth Amex card in 90 days
Card approval not subject to 5-personal-cards-in-24-months rule
Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)
What to Know Before Canceling
If you don't qualify for the Platinum business delta, which would be our first choice, this one is the card to keep in our book for Delta. Even if you only use your companion pass every other year, the perks of this card outweigh the fee.
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
Breaking Points
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American Express Delta Cards Making a Splash
- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.
- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.
- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.
- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.
- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.
- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.
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Mini Points - July 2024
LIMITED TIME DEALS:
- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.
- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.
- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.
- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.
- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.
- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.
- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.
- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.
- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.
- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.
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Mini Points - February 2024
- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.
- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.
- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.
- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.
- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.
- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.
- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.