Award System

IHG Rewards

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Bank

JP Morgan Chase

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Reconsideration Phone
800.935.9935

Breaking Points

October 30, 2024
IHG Rewards Club Traveler
IHG One Rewards Traveler

IHG One Rewards Traveler is offering 100,000 points after spending $2000 in 3 months with no annual fee.. That's up 20,000 points over their standard offer of 80,000 after spending $2000 in 3 months.

June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

December 6, 2022
IHG Rewards
IHG Sign Up Offers Coming in Hot

3 IHG Credit cards are offering some amazing sign up bonuses, these points can get you hotels on every continent:

1. IHG Reward Traveler - Get 120,000 Points after spending $2000 in 3 months - no annual fee.

2. IHG Rewards Premier - Get 140,000 Points after spending $3000 in 3 months, free anniversary night - $99 annual fee.

3. IHG Rewards Premier Business Business - Get 140,000 Points after spending $3000 in 3 months, free anniversary night + more, $99 annual fee.

March 28, 2022
IHG Rewards
IHG Consumer Cards with Limited Time Offers

2 Newly Enhanced IHG Chase Cards with Awesome Sign Up Offers:

- IHG Traveler Card, earn 120,000 Bonus Points after spending $2000 in 3 months with no annual fee.

- IHG Rewards Premier Credit Card, earn 140,000 Bonus Points after spending $3000 in 3 months with $99 annual fee.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $2,000 0.6 ¢ $0 $0 $612
Best Value Differentiating Perks Rules
IHG hotels Gold Elite status, 4th Reward Night Free 5/24 , Chase 2/30 , Chase 4/6
Offer Prior To Current Special: 80,000 Bonus points for a $2,000 spend ended Oct 2024
Card Type: Personal, Hotel

Spend Categories

All Other - »

2X points
1.2¢ Per Dollar Spent

Entertainment and Streaming = »

3X points
1.8¢ Per Dollar Spent

Gas Stations = »

3X points
1.8¢ Per Dollar Spent

Grocery Stores = »

3X points
1.8¢ Per Dollar Spent

Hotels - »

15X points
9¢ Per Dollar Spent

Restaurants = »

2X points
1.2¢ Per Dollar Spent

Internet and Cable = »

3X points
1.8¢ Per Dollar Spent

Card Benefits

No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Hotel Perks »
Automatic Silver status includes: priority check-in, late checkout & free internet. Fourth night free on award stays.
Price Protection »
$500 per item and $2,500 per year when a lower price is found within 90 days of the purchase.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System IHG Rewards

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

5:1 40% value retained

Point Transfer Options
Alaska Airlines Mileage Plan

5:1 43% value retained

Point Transfer Options
American Airlines Miles

5:1 43% value retained

Point Transfer Options
Avianca LifeMiles

5:1 50% value retained

Point Transfer Options
British Airway Executive Avios

5:1 33% value retained

Point Transfer Options
Delta SkyMiles

5:1 40% value retained

Point Transfer Options
Etihad Guest

5:1 40% value retained

Point Transfer Options
Flying Blue and Air France

5:1 40% value retained

Point Transfer Options
jetBlue trueBlue

5:1 40% value retained

Point Transfer Options
Lufthansa Miles and More

5:1 37% value retained

Point Transfer Options
Singapore KrisFlyer

5:1 43% value retained

Point Transfer Options
Turkish Airways

5:1 40% value retained

Point Transfer Options
Virgin Atlantic Flying Club

5:1 50% value retained

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 38% value retained

Why You Might Want This Card

Attractive No-Fee Card

This IHG card carries no annual fee, and the 60,000 welcome bonus comes after spending only $2,000 in 3 months. This bonus is good for several nights at an IHG hotel, or at least one free night in any IHG resort. This particular card -- even though it doesn’t pack as much as its big sister IHG card -- still has some solid benefits. That includes a 4th night free, no foreign transaction fees, Gold Elite Status after spending $10,000 annually, and 20% more points when you purchase points with your card. Earn 2x points towards gas, groceries and restaurants, and 15x points on all money spent at IHG Hotels and Resorts. Your options when looking for an IHG hotel are good. There are over 5,000+ hotels across 100 different countries. Wherever you go, IHG has you covered. They're one of the world’s leading hotel companies -- from convenient to all inclusive. Not too bad for a $0 annual fee card.

Bottom Line

This particular card has a certain appeal to it: namely, you get a lot of good stuff for no annual fee. Its sign-up bonus isn’t bad, and its perks are pretty appealing. That said, we think the IHG Rewards Club Premier Card is better all around. You'll pay an annual fee for the Premier card, but you get an anniversary night which offsets your fee. You also get 20,000 more bonus points, plus automatic Platinum Elite Status. So then why would you go with the IHG Traveler card? Basically, to get your feet wet -- or if you want a no annual fee card. Just one other consideration... if you sign up for this one or the Premier version, you cannot sign up for the other one within 24 months and qualify for the welcome bonus again.

Application Rules

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

What to Know Before Canceling

You won't lose your IHG points if you do cancel the card. (perhaps because you are eligible for another bonus).

Breaking Points

October 30, 2024
IHG Rewards Club Traveler
IHG One Rewards Traveler

IHG One Rewards Traveler is offering 100,000 points after spending $2000 in 3 months with no annual fee.. That's up 20,000 points over their standard offer of 80,000 after spending $2000 in 3 months.

June 14, 2024
JP Morgan Chase
Mini Points - July 2024

LIMITED TIME DEALS:

- IHG Traveler Chase card - 100,000 points after spending $2000 in 3 months - $0/annual fee.

- Southwest Plus Chase card - 50,000 points after spending $1000 in 3 months - $69/annual fee.

- Southwest Premier Chase card - 50,000 points after spending $1000 in 3 months - $99/annual fee.

- Southwest Priority Chase card - 50,000 points after spending $1000 in 3 months - $149/annual fee.

- Delta Platinum Business Amex card - 65,000 miles after spending $6000 in 6 months - $350/annual fee.

- Delta Reserve Business Amex card - 75,000 miles after spending $10,000 in 6 months - $650/annual fee.

- Delta Gold Business Amex card - 55,000 miles after spending $4000 in 6 months - Annual fee waived first year, then $150/annual fee.

- Delta Platinum Amex card - 50,000 miles after spending $3000 in 6 months - $350/annual fee.

- Delta Gold Amex card - 40,000 miles after spending $2000 in 6 months - Annual fee waived first year, then $150/annual fee.

- AA Executive Citi card - 70,000 miles after spending $7000 in 3 months - $595/annual fee.

December 6, 2022
IHG Rewards
IHG Sign Up Offers Coming in Hot

3 IHG Credit cards are offering some amazing sign up bonuses, these points can get you hotels on every continent:

1. IHG Reward Traveler - Get 120,000 Points after spending $2000 in 3 months - no annual fee.

2. IHG Rewards Premier - Get 140,000 Points after spending $3000 in 3 months, free anniversary night - $99 annual fee.

3. IHG Rewards Premier Business Business - Get 140,000 Points after spending $3000 in 3 months, free anniversary night + more, $99 annual fee.

March 28, 2022
IHG Rewards
IHG Consumer Cards with Limited Time Offers

2 Newly Enhanced IHG Chase Cards with Awesome Sign Up Offers:

- IHG Traveler Card, earn 120,000 Bonus Points after spending $2000 in 3 months with no annual fee.

- IHG Rewards Premier Credit Card, earn 140,000 Bonus Points after spending $3000 in 3 months with $99 annual fee.

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