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IHG Rewards

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JP Morgan Chase

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Reconsideration Phone
800.453.9719

Breaking Points

April 2, 2024
JP Morgan Chase
Mini Points - April 2024

- IHG Business Chase Premier Card has an awesome offer of 140,000 points after spending $4000 in 3 months with a $99 annual fee.

- American Express Hilton Business card to increase annual fee from $95 - $195 + no more 6x categories or priority pass visits.

May 1, 2023
JP Morgan Chase
BIG Bonus on IHG Business Card

For a limited time get the IHG Rewards Premier Business Card and earn 165,000 Bonus IHG Points after spending $3000 in the first 3 months. $99 Annual Fee

December 6, 2022
IHG Rewards
IHG Sign Up Offers Coming in Hot

3 IHG Credit cards are offering some amazing sign up bonuses, these points can get you hotels on every continent:

1. IHG Reward Traveler - Get 120,000 Points after spending $2000 in 3 months - no annual fee.

2. IHG Rewards Premier - Get 140,000 Points after spending $3000 in 3 months, free anniversary night - $99 annual fee.

3. IHG Rewards Premier Business Business - Get 140,000 Points after spending $3000 in 3 months, free anniversary night + more, $99 annual fee.

March 28, 2022
IHG Rewards Premier Business
New IHG Business Credit Card from Chase

Very nice sign up bonus on a brand new IHG Business card. Right now, earn 140,000 points after spending $3000 in 3 months.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
140,000 $4,000 0.6 ¢ $125 $99 $890
Best Value Differentiating Perks Rules
IHG Hotels Platinum Elite status, Anniversary Free Night No CR , 5/24 , Chase 2/30 , Chase 4/6
Most Recent Special Offer: 175,000 Bonus Points for $7,000 spend ended May 2024
Card Type: Business, Hotel

Spend Categories

All Other = »

3X points
1.8¢ Per Dollar Spent

Gas Stations = »

5X points
3¢ Per Dollar Spent

Hotels = »

26X points
15.6¢ Per Dollar Spent

Office Supplies + »

5X points
3¢ Per Dollar Spent

Online Advertising = »

5X points
3¢ Per Dollar Spent

Restaurants = »

5X points
3¢ Per Dollar Spent

Travel = »

5X points
3¢ Per Dollar Spent

Card Benefits

Free Room Annually »
You get 1 standard room night free. You're responsible for all incidental charges, such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Travel Insurance »
Reimbursed up to $1,500 per person and $6,000 per trip
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Statement Credits »
Plus, earn up to $100 in statement credits on purchases at IHG properties during the first 12 months from account opening.
Hotel Perks »
Automatic Platinum status includes: priority check-in, late checkout, free internet & complimentary room upgrades (not available during reward stays). Fourth night free on award stays.
Purchase Protection »
You're protected for 120 days from the date of purchase, up to $500 per claim, and $50,000 per account.
Extended Warranty »
Get up to 1 additional year on warranties of 3 years or less

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System IHG Rewards

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

5:1 40% value retained

Point Transfer Options
Alaska Airlines Mileage Plan

5:1 43% value retained

Point Transfer Options
American Airlines Miles

5:1 43% value retained

Point Transfer Options
Avianca LifeMiles

5:1 50% value retained

Point Transfer Options
British Airway Executive Avios

5:1 33% value retained

Point Transfer Options
Delta SkyMiles

5:1 40% value retained

Point Transfer Options
Etihad Guest

5:1 40% value retained

Point Transfer Options
Flying Blue and Air France

5:1 40% value retained

Point Transfer Options
jetBlue trueBlue

5:1 40% value retained

Point Transfer Options
Lufthansa Miles and More

5:1 37% value retained

Point Transfer Options
Singapore KrisFlyer

5:1 43% value retained

Point Transfer Options
Turkish Airways

5:1 40% value retained

Point Transfer Options
Virgin Atlantic Flying Club

5:1 50% value retained

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 38% value retained

Bottom Line

Why You Might Want This Card

Exceptions To The Rule

About IHG Rewards

The IHG Rewards Club offers points toward a substantial network of hotels, including Holiday Inn, StayBridge Suites, Crowne Plaza, InterContinental and Hotel Indigo. It’s one of our personal favorite cards because you have options in more than 5,400 properties in approximately 100 countries, including hotels in major cities like New York City, Chicago, San Francisco, Paris and London.

Once you pick your stay, there are 4 membership levels to benefit from, each with its own perks: Club, Gold Elite, Platinum (which comes with the IHG Chase Visa) and Spire Elite. Earning is super easy through hotel stays within the IHG network, and on everyday purchases with partner vendors like GrubHub, OpenTable and Hertz.

Points can be transferred to more than 200 partner airlines -- but you'll lose 30% of their value. It's an option if you need to get that last-minute flight or if you're desperate to use your account to ensure that your points won't expire after 12 months of inactivity.

But the best redemption will be for hotel stays. When it comes time to book, make sure to check out the IHG PointBreak list that comes out every few months, where you can book hotels starting at just 5,000 points per night and extend your stay with your anniversary night and your fourth night free bonuses that come with the IHG Chase card.

(WRITER’S NOTE: While traveling through France, we were able to use our complimentary anniversary night in the beautiful city of Lyon. We stocked up on stinky cheese, delicious local wine and warm, fresh bread -- and took it all back to our beautiful hotel room. The room was exceptional: a loft layout with plenty of room for 4 more people, even though it was just the 2 of us. Everything was great. But upon check out, they actually charged us the extremely high one-night hotel rate, claiming they didn’t have any record of it being my anniversary night booking. We paid it with our card and when we got back to the States, we called the card company. Here is where a potentially extremely frustrating situation turns to our favor... It was a total of a 5-minute phone call and with a very apologetic tone the IHG rep sent out a check with the total amount of the hotel stay. So, not only did we walk away with 10x points per $1 from “paying” the nightly rate with our IHG card, but we also got completely reimbursed with no hassle. We’re all human and no system works flawlessly, but it sure is nice when customer service actually caters to … customers).

Where IHG Rewards Premier Business Fits In This Point Ecosystem

Personal Experience

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

Breaking Points

April 2, 2024
JP Morgan Chase
Mini Points - April 2024

- IHG Business Chase Premier Card has an awesome offer of 140,000 points after spending $4000 in 3 months with a $99 annual fee.

- American Express Hilton Business card to increase annual fee from $95 - $195 + no more 6x categories or priority pass visits.

May 1, 2023
JP Morgan Chase
BIG Bonus on IHG Business Card

For a limited time get the IHG Rewards Premier Business Card and earn 165,000 Bonus IHG Points after spending $3000 in the first 3 months. $99 Annual Fee

December 6, 2022
IHG Rewards
IHG Sign Up Offers Coming in Hot

3 IHG Credit cards are offering some amazing sign up bonuses, these points can get you hotels on every continent:

1. IHG Reward Traveler - Get 120,000 Points after spending $2000 in 3 months - no annual fee.

2. IHG Rewards Premier - Get 140,000 Points after spending $3000 in 3 months, free anniversary night - $99 annual fee.

3. IHG Rewards Premier Business Business - Get 140,000 Points after spending $3000 in 3 months, free anniversary night + more, $99 annual fee.

March 28, 2022
IHG Rewards Premier Business
New IHG Business Credit Card from Chase

Very nice sign up bonus on a brand new IHG Business card. Right now, earn 140,000 points after spending $3000 in 3 months.

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