IHG Premier Chase card is offering 5 FREE nights after spending $4000 in 3 months. Each night is up to 60,000 points meaning you can potentially get a value of 300,000 points - $99/annual fee.
Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
---|---|---|---|---|---|
140,000 | $3,000 | 0.6 ¢ | $152 | $99 | $911 |
Best Value | Differentiating Perks | Rules |
---|---|---|
IHG Hotels | Platinum Elite status, Anniversary Free Night, 4th Reward Night Free | 5/24 , Chase 2/30 , Chase 4/6 |
Spend Categories
3X points
1.8¢ Per Dollar Spent
5X points
3¢ Per Dollar Spent
26X points
15.6¢ Per Dollar Spent
5X points
3¢ Per Dollar Spent
5X points
3¢ Per Dollar Spent
Card Benefits
You get 1 standard room night free. You're responsible for all incidental charges, such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged.
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
You'll receive 40,000 bonus points each account anniversary year.
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle.
Travel accident insurance up to $500,000; lost luggage insurance up to $3,000 per person; trip cancellation insurance up to $5,000 per person; baggage delay insurance up to $100 per day for 5 days
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Automatic Platinum status includes: priority check-in, late checkout, free internet & complimentary room upgrades (not available during reward stays). Fourth night free on award stays.
You're protected for 120 days from the date of purchase, up to $10,000 per claim, and $50,000 per account.
$500 per item and $2,500 per year when a lower price is found within 90 days of the purchase.
Why You Might Want This Card
Earning For Free Nights
If you map it out right, your next long weekend away can be free just from this one card. With a nice sign-up bonus, finding 3 nights in the 25,000-point range is realistic. Then add on the 4th night free perk when you book with your points. As long as you book the entire stay with points -- and you have enough points for the whole time -- you won’t actually be paying for the free night.
Bottom Line
The IHG Premier card has some easy-to-use perks right from the start. With the sign-up bonus, the 4th night free, Platinum Elite status and the fact that there are 5,000+ IHG brand hotels globally, this is a great card if you stay often at IHG properties. It does count against Chase's 5/24 rule, though, so make sure you'll take full advantage of the benefits before getting this card.
Application Rules
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
You'll be declined if you apply for a third Chase card of any kind within 30 days
Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months
What to Know Before Canceling
The annual free room offsets the annual fee. You won't lose your IHG points if you do cancel the card though (perhaps because you are eligible for another bonus).
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
Breaking Points
IHG Best Ever Offer
IHG Premier Chase card is offering 5 FREE nights after spending $4000 in 3 months. Each night is up to 60,000 points meaning you can potentially get a value of 300,000 points - $99/annual fee.
Mini Points - February 2024
- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.
- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.
- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.
- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.
- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.
- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.
- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.
IHG Limited Time Offer Expires 12/4/23
Awesome Limited Time offer on the IHG Premier card. Get 175,000 Bonus Points after spending $8000 in 6 months. 100,000 Points after spending $3000 in 3 months and another 75,000 Bonus Points after spending $8000 total in the first 6 months of opening the account.
Hurry up - Deal ends December 4, 2023!!!
IHG Premier Chase Credit Card - Special Offer
IHG Premier Chase Credit Card has a sign up bonus of 140,000 Points PLUS up to $100 Statement Credit. Spend $3000 in the first 3 months to earn your points and spend money on purchases at IHG Hotels & Resorts during the first 12 months and earn up to $100 Statement Credit.
$99 Annual fee.
This is only for new cardmembers so make sure you qualify if you've had this card in the past.