Rule

Chase 2/30

Quick Summary

You'll be declined if you apply for a third Chase card of any kind within 30 days

Banks That Use This Rule

Understanding the Chase 2/30 rule:

Chase business cards don't count towards 5/24. But they do count towards this rule: Apply for a third Chase card of any kind within 30 days, and you'll be declined. Don't worry, as long as you keep your cards up to date, we'll keep track and warn you if the rule is tripped.

About Approval Rules

Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards.  So here’s what you need to know:

  • Approval rules are rarely fully publicized by the banks
  • We use our own research and data points from other users in creating the rules listing
  • Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
  • There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.

Breaking Points