SW Pers 1/24

Understanding the SW Pers 1/24 rule:

You're not eligible for a new card bonus if you have received a bonus from a personal Southwest card within the last 24 months. This is not applicable to Southwest business cards. This new rule makes getting the 110,000 points needed for a companion pass nearly impossible without either having a business or considerable flying and/or spending. Fortunately, it seems that since they have launched this rule, they are offering personal cards with a 1-year companion pass included in late February into March. Hopefully this continues.

About Approval Rules

Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards.  So here’s what you need to know:

• Approval rules are rarely fully publicized by the banks
• We use our own research and data points from other users in creating the rules listing
• Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
• There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.