Award System

Marriott Bonvoy

Marriott Bonvoy »

Bank

American Express

Bank Details »

Reconsideration Phone
800.492.3344

Breaking Points

May 27, 2024
American Express
Mini Points - June 2024

- Citi Strata Premier Mastercard - 75,000 bonus points, spend $4000 in 3 months, $95/annual fee.

- Marriott Bonvoy Business American Express card - 5 Free Nights, spend $8000 in 6 months, $125/annual fee.

- Hilton Honors Surpass American Express card - 130,000 points + 1 Free Night, spend $3000 in 6 months, $150/annual fee.

- Hilton Honors Business American Express card - 175,000 points, spend $8000 in 6 months, $195/annual fee.

- Hilton Honors American Express Card - 70,000 points, spend $2000 in 6 months, No annual fee.

- Hilton Honors Aspire American Express Card - 175,000 points, spend $6000 in 6 months, $550/annual fee.



August 21, 2023
JP Morgan Chase
Mini Points - September 2023

- Marriott Bonvoy Boundless Chase Card has a sign up offer with 3 Free Nights after spending $3000 in 3 months - $95/annual fee.

- Barclays Miles & More Lufthansa card has 100,000 miles sign up bonus right now after spending $3000 in 3 months + lounge vouchers - $89/annual fee.

- Marriott Bonvoy Business American Express card has a 125,000 points sign up bonus if you spend $8000 in 6 months - $125/annual fee.

- World of Hyatt Business Chase Card offering a 75,000 bonus points sign up offer after spending $17,000 in the first 6 months - $199/annual fee.


March 6, 2023
JetBlue Plus
Mini Points - March 2023

- JetBlue Plus Card - Limited time offer - Barclay Bank - earn 60,000 points after spending $1000 in 3 months, $99/annual fee.

- Venture One Card - Limited time offer - Capital One Bank - earn 40,000 miles after spending $1000 in 3 months, $0/annual fee.

- Alaska Airlines Business Card - Limited time offer - Bank of America - earn 70,000 miles after spending $4000 in 3 months, $70/annual fee.

- Marriott Bonvoy Business Card - Limited time offer - American Express - earn 125,000 points after spending $5000 in 3 months, $125/annual fee.

- Chase Freedom / Chase Freedom Flex cardholders Q2 2023 - Activation is now open - Amazon & Lowes.

- Discover It - cash back Categories are Live - April - June Restaurants & Wholesale Clubs.

September 22, 2022
American Express
Limited Time offer - Amex Marriott Business Card

Score Marriott points with this Amex card - Marriott Bonvoy Business, earn 100,000 points after spending $4000 in 3 months, $125 annual fee not waived.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
90,000 $6,000 0.6 ¢ $125 $125 $576
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs Solid 4x categories, annual free room No CR , No 2nd Biz , Bonvoy 1/24 , Amex 3/90 , No 5/24 , Amex 1/10
Most Recent Special Offer: 150,000 Bonus Points for $8,000 spend ended Oct 2024
Card Type: Business, Hotel

Spend Categories

All Other - »

2X points
1.2¢ Per Dollar Spent

Gas Stations - »

4X points
2.4¢ Per Dollar Spent

Hotels = »

6X points
3.6¢ Per Dollar Spent

Restaurants = »

4X points
2.4¢ Per Dollar Spent

Shipping = »

4X points
2.4¢ Per Dollar Spent

Cell Phone Carriers + »

4X points
2.4¢ Per Dollar Spent

Card Benefits

Free Room Annually »
Your awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. This will get you a nice room.
Car Rental Insurance »
Using this card gives you $50,000 secondary coverage for damage or theft of a rental vehicle.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Hotel Perks »
Included Gold status includes: late checkout and free WiFi.
Extended Warranty »
Get up to 1 additional year on original manufacturer’s warranties of 5 years or less.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Marriott Bonvoy Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

3:1 67% value retained

Point Transfer Options
American Airlines Miles

3:1 72% value retained

Point Transfer Options
Avianca LifeMiles

3:1 83% value retained

Point Transfer Options
British Airway Executive Avios

3:1 56% value retained

Point Transfer Options
Cathay Pacific

3:1 61% value retained

Point Transfer Options
Delta SkyMiles

3:1 67% value retained

Point Transfer Options
Etihad Guest

3:1 67% value retained

Point Transfer Options
Flying Blue and Air France

3:1 67% value retained

Point Transfer Options
Qantas Frequent Flyer

3:1 72% value retained

Point Transfer Options
Qatar Qmiles

3:1 44% value retained

Point Transfer Options
Singapore KrisFlyer

3:1 72% value retained

Point Transfer Options
Southwest Rapid Rewards

3:1 72% value retained

Point Transfer Options
Turkish Airways

3:1 67% value retained

Point Transfer Options
United MileagePlus

3:1.1 92% value retained

Point Transfer Options
Virgin Atlantic Flying Club

3:1 83% value retained

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 43% value retained

Point Transfer Options
Chase Ultimate Rewards

1:1 38% value retained

Why You Might Want This Card

Should Be On Your List of Amex Cards

This is a smart option if you're a small business owner who loves Marriott. And what's not to love when you consider that Marriott is a high-end brand that offers both hotel rooms as well as all-inclusive resort stays. They have a reputation to keep, so even if you go to a “lesser-developed” area, you’re still guaranteed a great stay at a Marriott. You'll get an annual free night with this card, as well as Silver Elite Status. This card also earns 6x points at Marriott Bonvoy hotels, 4x points at restaurants, gas stations and cell phone services. And 2x points on all other purchases. The welcome offer is substantial. And though you’re able to transfer points to 42 different airline partners, the best value still comes from using them toward Marriott stays.

Bottom Line

This particular card is an Amex, which is great if you’ve reached your Chase 5/24 limit. It’s not a great choice if you haven’t. American Express cards aren’t accepted everywhere, and it does have a $125 annual fee. That said, the free annual anniversary night can offset the annual fee.

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

You might not be allowed to get a second card for a separate business (EIN)

You're allowed only 1 personal and 1 business Bonvoy Card at the same time, and only 1 bonus in the last 24 months

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

May 27, 2024
American Express
Mini Points - June 2024

- Citi Strata Premier Mastercard - 75,000 bonus points, spend $4000 in 3 months, $95/annual fee.

- Marriott Bonvoy Business American Express card - 5 Free Nights, spend $8000 in 6 months, $125/annual fee.

- Hilton Honors Surpass American Express card - 130,000 points + 1 Free Night, spend $3000 in 6 months, $150/annual fee.

- Hilton Honors Business American Express card - 175,000 points, spend $8000 in 6 months, $195/annual fee.

- Hilton Honors American Express Card - 70,000 points, spend $2000 in 6 months, No annual fee.

- Hilton Honors Aspire American Express Card - 175,000 points, spend $6000 in 6 months, $550/annual fee.



August 21, 2023
JP Morgan Chase
Mini Points - September 2023

- Marriott Bonvoy Boundless Chase Card has a sign up offer with 3 Free Nights after spending $3000 in 3 months - $95/annual fee.

- Barclays Miles & More Lufthansa card has 100,000 miles sign up bonus right now after spending $3000 in 3 months + lounge vouchers - $89/annual fee.

- Marriott Bonvoy Business American Express card has a 125,000 points sign up bonus if you spend $8000 in 6 months - $125/annual fee.

- World of Hyatt Business Chase Card offering a 75,000 bonus points sign up offer after spending $17,000 in the first 6 months - $199/annual fee.


March 6, 2023
JetBlue Plus
Mini Points - March 2023

- JetBlue Plus Card - Limited time offer - Barclay Bank - earn 60,000 points after spending $1000 in 3 months, $99/annual fee.

- Venture One Card - Limited time offer - Capital One Bank - earn 40,000 miles after spending $1000 in 3 months, $0/annual fee.

- Alaska Airlines Business Card - Limited time offer - Bank of America - earn 70,000 miles after spending $4000 in 3 months, $70/annual fee.

- Marriott Bonvoy Business Card - Limited time offer - American Express - earn 125,000 points after spending $5000 in 3 months, $125/annual fee.

- Chase Freedom / Chase Freedom Flex cardholders Q2 2023 - Activation is now open - Amazon & Lowes.

- Discover It - cash back Categories are Live - April - June Restaurants & Wholesale Clubs.

September 22, 2022
American Express
Limited Time offer - Amex Marriott Business Card

Score Marriott points with this Amex card - Marriott Bonvoy Business, earn 100,000 points after spending $4000 in 3 months, $125 annual fee not waived.

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