Award System

United MileagePlus

United MileagePlus »

Bank

JP Morgan Chase

Bank Details »

Reconsideration Phone
800.453.9719

Breaking Points

January 29, 2024
Alaska Airlines Visa Signature
Mini Points - January 2024

- Alaska Airlines Visa limited time offer of 70,000 miles + companion fare after spending $3000 in 3 months, $95 annual fee.

- Marriott Boundless - 5 FREE NIGHTS after spending $5000 in 3 months, $95 annual fee.

- United Business Card - 100,000 Bonus Miles after spending $5000 in 3 months, $95 annual fee.

October 11, 2023
JP Morgan Chase
United Chase Cards Limited Time Offers

- United Business Card - 75,000 Miles after spending $5000 in 3 months, $99 annual fee.

- United Club Business Card - 75,000 Miles after spending $5000 in 3 months, $450 annual fee, with lot's of extras to off-set the annual fee.

August 11, 2022
United MileagePlus
Spend Big with United Business Cards - Earn Big

2 New Limited Time offers on United Business Cards:

1. United Business MileagePlus Card - Spend $5000 in 3 months for 75,000 points + another 75,000 points after spending $20,000 in 6 months, that would be 150,000 United points in 6 months - $99/annual fee applies.

2. United Club Business MileagePlus Card - Spend $10,000 in 3 months for 100,000 points - $450/annual fee applies.

January 13, 2022
United Business Card
Earn Up to 150,000 Points with United Card

If you are a "person of business", which is kinda a relative term, and a big spender, this is a great deal for you. United Business is offering a limited time offer: earn 75,000 miles after spending $5,000 in the first 3 months +75,000 more miles after spending $20,000 in the first 6 months.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $5,000 1.5 ¢ $120 $0 $1320
Best Value Differentiating Perks Rules
Intl Biz Class 2 United Club Passes Annually, Free Bag for you and a companion, Priority boarding No CR , 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Most Recent Special Offer: 100,000 Bonus Points for $5,000 spend ended Apr 2024
Card Type: Business, Airline

Spend Categories

Airfare - »

2X points
3¢ Per Dollar Spent

All Other = »

1X points
1.5¢ Per Dollar Spent

Gas Stations = »

2X points
3¢ Per Dollar Spent

Hotels - »

3X points
4.5¢ Per Dollar Spent

Office Supplies + »

2X points
3¢ Per Dollar Spent

Restaurants = »

2X points
3¢ Per Dollar Spent

Rideshare and Transit + »

2X points
3¢ Per Dollar Spent

Card Benefits

Travel Credits »
$100 United travel credit after 7 United flight purchases of $100 or more within each account anniversary year
Lounge Access »
Get 2 one-time passes annually to the United Club.
Anniversary Date Bonus Points »
You'll receive 5,000 bonus miles each card anniversary when you have both the United Business card and a personal United credit card.
Preferred Boarding »
The primary cardholder and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
Airline Incidentals »
25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights
Car Rental Insurance »
Using this card gives you primary car rental insurance when renting for business purposes.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides & sending gifts/flowers.
Roadside Assistance »
Free roadside assistance through Cross Country Motor Club at 1-866-860-7978. Up to $50 maximum for each service event, up to 4 events each year, separated by at least 7 days.
Free Checked Bag »
The primary cardholder and one companion traveling on the same reservation will each receive their first standard checked bag free.
Hotel Perks »
Chase Luxury resort collection: Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout, and other amenities at more than 900 luxury hotels and resorts worldwide.
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft, up to $10,000 per claim, and $50,000 per year.
Extended Warranty »
Eligible warranties of 3 years or less can be extended up to 1 additional year.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System United MileagePlus

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 94% value retained

Point Transfer Options
Marriott Bonvoy

3:1.1 92% value retained

Point Transfer Options
World of Hyatt

5:2 38% value retained

Why You Might Want This Card

Huge Perks for $99

Chase now has 2 power business cards they've co-branded with United. Let’s start with the annual fee on United Business Card. Considering the benefits that come with card, the $99 annual fee is well worth it. When you use the 2 one-time club passes and the first free checked bag, you’ve earned back more than the cost of the annual fee. Additionally, you'll receive on priority boarding, $100 annual United credit after 7 United flight purchases, and 25% back on United in-flight purchases. This card also includes some of those great benefits a lot of the other cards dropped recently, like car rental and travel accident insurance, lost luggage reimbursement and more.

Check out our United Mileage Plus page for more details on United Points.

Bottom Line

There are so many extras with this card, it's more than worth the $99 annual fee. We suggest you apply when Chase is offering a special sign-up bonus -- which we've seen as high as 100,000 points.

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

If you've received a bonus from this card within the last 24 month, you are not eligible for another bonus.

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

What to Know Before Canceling

This is our card to keep for United... at least until you are eligible for another bonus on this card. You don't need this card to keep your United points.

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Rank 1st Honorable Mention

Breaking Points

January 29, 2024
Alaska Airlines Visa Signature
Mini Points - January 2024

- Alaska Airlines Visa limited time offer of 70,000 miles + companion fare after spending $3000 in 3 months, $95 annual fee.

- Marriott Boundless - 5 FREE NIGHTS after spending $5000 in 3 months, $95 annual fee.

- United Business Card - 100,000 Bonus Miles after spending $5000 in 3 months, $95 annual fee.

October 11, 2023
JP Morgan Chase
United Chase Cards Limited Time Offers

- United Business Card - 75,000 Miles after spending $5000 in 3 months, $99 annual fee.

- United Club Business Card - 75,000 Miles after spending $5000 in 3 months, $450 annual fee, with lot's of extras to off-set the annual fee.

August 11, 2022
United MileagePlus
Spend Big with United Business Cards - Earn Big

2 New Limited Time offers on United Business Cards:

1. United Business MileagePlus Card - Spend $5000 in 3 months for 75,000 points + another 75,000 points after spending $20,000 in 6 months, that would be 150,000 United points in 6 months - $99/annual fee applies.

2. United Club Business MileagePlus Card - Spend $10,000 in 3 months for 100,000 points - $450/annual fee applies.

January 13, 2022
United Business Card
Earn Up to 150,000 Points with United Card

If you are a "person of business", which is kinda a relative term, and a big spender, this is a great deal for you. United Business is offering a limited time offer: earn 75,000 miles after spending $5,000 in the first 3 months +75,000 more miles after spending $20,000 in the first 6 months.

        Add Card Notes