Award System

Marriott Bonvoy

Marriott Bonvoy »

Bank

JP Morgan Chase

Bank Details »

Reconsideration Phone
800.935.9935

Breaking Points

January 29, 2024
Alaska Airlines Visa Signature
Mini Points - January 2024

- Alaska Airlines Visa limited time offer of 70,000 miles + companion fare after spending $3000 in 3 months, $95 annual fee.

- Marriott Boundless - 5 FREE NIGHTS after spending $5000 in 3 months, $95 annual fee.

- United Business Card - 100,000 Bonus Miles after spending $5000 in 3 months, $95 annual fee.

August 21, 2023
JP Morgan Chase
Mini Points - September 2023

- Marriott Bonvoy Boundless Chase Card has a sign up offer with 3 Free Nights after spending $3000 in 3 months - $95/annual fee.

- Barclays Miles & More Lufthansa card has 100,000 miles sign up bonus right now after spending $3000 in 3 months + lounge vouchers - $89/annual fee.

- Marriott Bonvoy Business American Express card has a 125,000 points sign up bonus if you spend $8000 in 6 months - $125/annual fee.

- World of Hyatt Business Chase Card offering a 75,000 bonus points sign up offer after spending $17,000 in the first 6 months - $199/annual fee.


May 22, 2023
American Express Green Personal
Mini Points - June 2023

- Amex Green Card Limited time offer - Get 60,000 Points after spending $3000 in 6 months + 20% Back on eligible purchases during the first 6 months.

- Southwest Personal Card - Offering 50,000 Points after spending $1000 in 3 months, $69 annual fee.

- Amex Marriott BonVoy Limited time offer - Get 175,000 Points after spending $5000 in 6 months, $250 annual fee.

- Amex Marriott BonVoy Brilliant Limited time offer - Get 200,000 Points after spending $6000 in 6 months, $650 annual fee.

- Chase Marriott BonVoy Boundless Limited time offer - Get 125,000 Points after spending $3000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, $95 annual fee.

- Chase BonVoy Bold Limited time offer - Get 100,000 Points after spending $1000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, NO annual fee.

February 13, 2023
JP Morgan Chase
Mini Points - January 2023

- Hilton Honors Amex Surpass card, limited time offer of 150,000 points after spending $3000 in 6 months, $95 annual fee.

- Hilton Honors Amex Business card, limited time offer of 165,000 points after spending $5000 in 3 months, $95 annual fee.

- Hilton Honors Amex, limited time offer of 100,000 points after spending $2000 in 6 months, no annual fee.

- Marriott Bonvoy Boundless card, limited time offer of 100,000 bonus points after spending $3000 in 6 months, $95 annual fee.

-Marriott Bonvoy Bold card, limited time offer of 60,000 bonus points after spending $2000 in 6 months, no annual fee.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
125,000 $5,000 0.6 ¢ $125 $95 $810
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs 2x on all other purchases, annual free night Bonvoy 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Offer Prior To Current Special: 90,000 Bonus points for a $3,000 spend ended Sep 2024
Card Type: Personal, Hotel

Spend Categories

All Other = »

2X points
1.2¢ Per Dollar Spent

Gas Stations = »

3X points
1.8¢ Per Dollar Spent

Grocery Stores + »

3X points
1.8¢ Per Dollar Spent

Hotels = »

16X points
9.6¢ Per Dollar Spent

Restaurants = »

3X points
1.8¢ Per Dollar Spent

Card Benefits

Free Room Annually »
On your card anniversary, you’ll receive a free-night certificate valid at participating Marriott hotels that cost up to 35,000 points per night.
Car Rental Insurance »
Using this card gives you $50,000 secondary car rental insurance for damage or theft of a rental vehicle. If you rent outside the US, coverage is upgraded to primary insurance.
Travel Insurance »
Lost luggage insurance up to $3,000 per person for checked and carry-on baggage and trip delay reimbursement up to $500 per ticket
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Hotel Perks »
Included Silver status includes: late checkout and free WiFi.
Purchase Protection »
You're protected for up to 120 days and up to $500 per claim.
Extended Warranty »
This card extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Marriott Bonvoy Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

3:1 67% value retained

Point Transfer Options
American Airlines Miles

3:1 72% value retained

Point Transfer Options
Avianca LifeMiles

3:1 83% value retained

Point Transfer Options
British Airway Executive Avios

3:1 56% value retained

Point Transfer Options
Cathay Pacific

3:1 61% value retained

Point Transfer Options
Delta SkyMiles

3:1 67% value retained

Point Transfer Options
Etihad Guest

3:1 67% value retained

Point Transfer Options
Flying Blue and Air France

3:1 67% value retained

Point Transfer Options
Qantas Frequent Flyer

3:1 72% value retained

Point Transfer Options
Qatar Qmiles

3:1 44% value retained

Point Transfer Options
Singapore KrisFlyer

3:1 72% value retained

Point Transfer Options
Southwest Rapid Rewards

3:1 72% value retained

Point Transfer Options
Turkish Airways

3:1 67% value retained

Point Transfer Options
United MileagePlus

3:1.1 92% value retained

Point Transfer Options
Virgin Atlantic Flying Club

3:1 83% value retained

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 43% value retained

Point Transfer Options
Chase Ultimate Rewards

1:1 38% value retained

Why You Might Want This Card

Major Brand Hotel Card With Great Value

This card has had so many major changes recently that you might not recognize it. So allow us to re-introduce it: You'll still get a big sign-up bonus after 3 months; your points start really growing when you utilize the card at a Marriott property with 6x points at participating Marriott hotels -- and 2% on all other eligible purchases. Because it still has the facial traits of its Chase parents, you'll still get standard Chase benefits like (secondary) car rental insurance, purchase protection, extended warranty, travel accident insurance, and return protection.The annual fee for the Boundless card is $95. So why pay an annual fee if you have virtually the same benefits as the Marriott Bold $0 annual fee credit card? The difference maker between the two cards is the free night. With the Boundless card, you get a free anniversary night every year at any hotel (35000 points or less -- so around $245), including hotels in 129 different countries. That bonus is something we think is well worth the $95 annual fee. Also, remember you get the 5th night free when you redeem points for four consecutive nights.

Check out our Marriott Bonvoy page for more details on how to best use Bonvoy Points.

Bottom Line

We like this card a lot. The anniversary night makes it well worth the annual fee, and puts it right up on the top of the list of great introductory cards. Don't let the automatic Silver status fool you. All that really gets you is faster internet, late check-out and 10%-point bonus for purchases made at Marriott properties. If you like Marriott though, you'll still really like this card. But if you're not chasing hotel points, we'd suggest going with a card that offers more flexibility or better transfer options.

Application Rules

You're allowed only 1 personal and 1 business Bonvoy Card at the same time, and only 1 bonus in the last 24 months

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

January 29, 2024
Alaska Airlines Visa Signature
Mini Points - January 2024

- Alaska Airlines Visa limited time offer of 70,000 miles + companion fare after spending $3000 in 3 months, $95 annual fee.

- Marriott Boundless - 5 FREE NIGHTS after spending $5000 in 3 months, $95 annual fee.

- United Business Card - 100,000 Bonus Miles after spending $5000 in 3 months, $95 annual fee.

August 21, 2023
JP Morgan Chase
Mini Points - September 2023

- Marriott Bonvoy Boundless Chase Card has a sign up offer with 3 Free Nights after spending $3000 in 3 months - $95/annual fee.

- Barclays Miles & More Lufthansa card has 100,000 miles sign up bonus right now after spending $3000 in 3 months + lounge vouchers - $89/annual fee.

- Marriott Bonvoy Business American Express card has a 125,000 points sign up bonus if you spend $8000 in 6 months - $125/annual fee.

- World of Hyatt Business Chase Card offering a 75,000 bonus points sign up offer after spending $17,000 in the first 6 months - $199/annual fee.


May 22, 2023
American Express Green Personal
Mini Points - June 2023

- Amex Green Card Limited time offer - Get 60,000 Points after spending $3000 in 6 months + 20% Back on eligible purchases during the first 6 months.

- Southwest Personal Card - Offering 50,000 Points after spending $1000 in 3 months, $69 annual fee.

- Amex Marriott BonVoy Limited time offer - Get 175,000 Points after spending $5000 in 6 months, $250 annual fee.

- Amex Marriott BonVoy Brilliant Limited time offer - Get 200,000 Points after spending $6000 in 6 months, $650 annual fee.

- Chase Marriott BonVoy Boundless Limited time offer - Get 125,000 Points after spending $3000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, $95 annual fee.

- Chase BonVoy Bold Limited time offer - Get 100,000 Points after spending $1000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, NO annual fee.

February 13, 2023
JP Morgan Chase
Mini Points - January 2023

- Hilton Honors Amex Surpass card, limited time offer of 150,000 points after spending $3000 in 6 months, $95 annual fee.

- Hilton Honors Amex Business card, limited time offer of 165,000 points after spending $5000 in 3 months, $95 annual fee.

- Hilton Honors Amex, limited time offer of 100,000 points after spending $2000 in 6 months, no annual fee.

- Marriott Bonvoy Boundless card, limited time offer of 100,000 bonus points after spending $3000 in 6 months, $95 annual fee.

-Marriott Bonvoy Bold card, limited time offer of 60,000 bonus points after spending $2000 in 6 months, no annual fee.

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