Award System

United MileagePlus

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JP Morgan Chase

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Reconsideration Phone
800.935.9935

Breaking Points

November 15, 2024
United Explorer Card
United Explorer Card

United Explorer Card is offering 60,000 after spending $3000 in 3 months with a $0 intro annual fee for the first year, then $95.. That's up 10,000 points over their standard offer of 50,000 after spending $3000 in 3 months. Offer expires 1/29/25.

June 18, 2024
JP Morgan Chase
Time to stock up on United Points

- United Explorer Chase Card - 60,000 miles after spending $3000 in 3 months - Annual fee waived first year, then $95/year.

- United Quest Chase Card - 70,000 miles + 500 PQP after spending $4000 in 3 months - $250/annual fee.

- United Club Infinite Card - Up to 100,000 miles after spending $5000 in 3 months, using your promotional code & adding an authorized user - $525/annual fee.

November 14, 2023
JP Morgan Chase
Mini Points - December 2023

Limited Time Offers Going on NOW:

- United Explorer Chase Card - 60,000 Miles after spending $3000 in 3 Months - $95 Annual fee (waived the first year).

- United Quest Chase Card - 70,000 Miles after spending $4000 in 3 Months - $250 Annual fee (card comes with 5000 PQP).

- United Club Infinite Chase Card - 90,000 Miles after spending $5000 in 3 Months - $525 Annual fee (card comes with lot's of extras to off-set the annual fee).


November 10, 2022
JP Morgan Chase
United Sign Up Bonus on 3 different Cards

Chase United Cards have 3 Limited Time offers:

1. United Explorer - 60,000 Bonus miles after spending $3000 in 3 months, $95 annual fee is waived for the first year.

2. United Quest Card - 80,000 Bonus miles after spending $5000 in 3 months, $250 annual fee.

3. United Club Infinite Card - 100,000 Bonus miles after spending $5000 in 3 months, $525 annual fee.


Remember the higher the annual fee the more the card has to offer, so before you get scared away by that, look into if it makes sense for your upcoming travel plans.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $3,000 1.5 ¢ $45 $0 $990
Best Value Differentiating Perks Rules
Int. Biz Class 2 United Club Passes Annually, Free Bag for you and a companion, Priority boarding 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Offer Prior To Current Special: 50,000 Bonus points for a $3,000 spend ended Nov 2024
Card Type: Personal, Airline

Spend Categories

Airfare - »

2X points
3¢ Per Dollar Spent

All Other = »

1X points
1.5¢ Per Dollar Spent

Hotels = »

2X points
3¢ Per Dollar Spent

Restaurants = »

2X points
3¢ Per Dollar Spent

Card Benefits

Lounge Access »
Get 2 free one-time passes annually to the United Club lounge. After which, the fee is $59 per visit.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Preferred Boarding »
The Primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
Airline Incidentals »
25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights
Car Rental Insurance »
Using this card gives you primary car rental insurance, providing reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Free Checked Bag »
The primary cardholder and one companion traveling on the same reservation will each receive their first standard checked bag free.
Hotel Perks »
Chase Luxury resort collection: Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout, and other amenities at more than 900 luxury hotels and resorts worldwide.
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft, up to $10,000 per claim, and $50,000 per year.
Extended Warranty »
Eligible warranties of 3 years or less can be extended up to 1 additional year.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System United MileagePlus

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 94% value retained

Point Transfer Options
Marriott Bonvoy

3:1.1 92% value retained

Point Transfer Options
World of Hyatt

5:2 38% value retained

Why You Might Want This Card

A Lot Of Points And Perks For $0 In First Year

Some people aren't fans of collecting points that have to be used for specific airlines -- but when it comes to United, there's no need to worry. There are 27 Star Alliance partners in the United family which means whether you're going for domestic or international travel, these points will get you there. You'll get a nice sign-up bonus, and then 2x miles on United, dining and hotel spending. When it's time to redeem, the site makes it super easy. And after logging into your MileagePlus account, you'll get access to even better saver seats. This card may not have a ton of exciting perks attached to it, but the ones they include are worth mentioning. Day of travel perks include free first checked bag, 2 one-time United Club passes annually, priority boarding and 25% inflight savings. Some other strong perks from such a simple card are Global Entry or TSA Pre-Check credit, Luxury Hotel Access, primary car rental insurance, trip delay & travel cancellation protection, and lost baggage protection.

Check out our United Mileage Plus page for more details on United Points.

Bottom Line

The free first year annual fee and loads of travel perks make this a terrific add to your credit card portfolio. As always, check your card rankings to see where the Chase United fits into your strategy. It's usually a top tier card when the sign-up bonuses are big. And slips a bit when the sign-up bonus is not as generous.

Application Rules

If you've received a bonus from this card within the last 24 month, you are not eligible for another bonus.

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

What to Know Before Canceling

This is our favorite United card to keep if you don't qualify for business cards. United Business Explorer with $99 tax deductible fee is our overall favorite. You don't need this card to keep your United points.

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

November 15, 2024
United Explorer Card
United Explorer Card

United Explorer Card is offering 60,000 after spending $3000 in 3 months with a $0 intro annual fee for the first year, then $95.. That's up 10,000 points over their standard offer of 50,000 after spending $3000 in 3 months. Offer expires 1/29/25.

June 18, 2024
JP Morgan Chase
Time to stock up on United Points

- United Explorer Chase Card - 60,000 miles after spending $3000 in 3 months - Annual fee waived first year, then $95/year.

- United Quest Chase Card - 70,000 miles + 500 PQP after spending $4000 in 3 months - $250/annual fee.

- United Club Infinite Card - Up to 100,000 miles after spending $5000 in 3 months, using your promotional code & adding an authorized user - $525/annual fee.

November 14, 2023
JP Morgan Chase
Mini Points - December 2023

Limited Time Offers Going on NOW:

- United Explorer Chase Card - 60,000 Miles after spending $3000 in 3 Months - $95 Annual fee (waived the first year).

- United Quest Chase Card - 70,000 Miles after spending $4000 in 3 Months - $250 Annual fee (card comes with 5000 PQP).

- United Club Infinite Chase Card - 90,000 Miles after spending $5000 in 3 Months - $525 Annual fee (card comes with lot's of extras to off-set the annual fee).


November 10, 2022
JP Morgan Chase
United Sign Up Bonus on 3 different Cards

Chase United Cards have 3 Limited Time offers:

1. United Explorer - 60,000 Bonus miles after spending $3000 in 3 months, $95 annual fee is waived for the first year.

2. United Quest Card - 80,000 Bonus miles after spending $5000 in 3 months, $250 annual fee.

3. United Club Infinite Card - 100,000 Bonus miles after spending $5000 in 3 months, $525 annual fee.


Remember the higher the annual fee the more the card has to offer, so before you get scared away by that, look into if it makes sense for your upcoming travel plans.

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