United Quest Card is offering 70,000 points after spending $4000 in 3 months with a $250 annual fee.. That's up 10,000 points over their standard offer of 60,000 after spending $4000 in 3 months. Offer expires 1/29/25
United Quest Credit Card Review
Key Takeaways
If you already fly on United once or twice per year (or plan to in the next 12 months), the United Quest card is one of the two primary United Airlines cards you should consider. If you value checked bags as a major perk, this card offers two free bags each for the cardholder and one companion. A strong welcome bonus adds to its appeal, although it’s not dramatically different from other United credit card bonuses. The $200 annual United travel credit is a standout feature because it effectively reduces the $350 annual fee to $150.
Why This Card Could Be Right For You
The welcome bonus for the United Quest card is 90,000 miles plus 500 PQPs (Premier Qualifying Points). This is a solid starting point balance that can be redeemed for shorter domestic flights, international flights, or even business class. If United Club access is not a priority (or you don’t live near an airport with a United Club), but you still fly United annually, this card may serve you better than the United Explorer card. They have similar welcome bonuses, benefits, and annual fees, but the Quest card’s perks can make it more worthwhile for certain travelers.
As for travel benefits, you’ll receive the $200 annual United credit plus two free checked bags for the cardholder and one traveling companion (potentially worth $360 round trip). You also get a 10,000-mile anniversary discount for award flights. If you’re working toward status, cardholders receive 1,000 PQPs each year and 1 PQP for every $20 spent, up to 18,000 dollars annually.
The Quest card additionally offers several credits:
- $120 toward TSA PreCheck, Global Entry, or NEXUS every four years
- $100 annually on rideshares (broken into monthly $8 credits, with $12 in December)
- $40 (in United TravelBank Cash) to Avis or Budget twice per year
- One $10 and one $5 Instacart credit each month
- $150 each for prepaid hotel stays through Renowned Hotels and flights purchased through JSX
When The Usual Advice Doesn't Apply
Consider these exceptions where the United Quest card might not be right for you:
- You fly United more than a couple of times per year and would benefit more from the United Club Card.
- You place a higher value on United Club access than on a second checked bag. (The United Quest offers two checked bags but no club access, whereas the United Explorer offers one free checked bag plus two United Club passes annually.)
What to Know About United MileagePlus
United is our favorite point system for international flights, especially for business class.
- United has ample cards for collecting large sums of points.
- International business class seats can be found for as low as 120,000 points.
- They’re a partner in our favorite rewards system, making top offs from Chase Ultimate Rewards both easy and a good value.
- United is also a decent option for domestic flights and standard international fares, but we generally use Southwest, American or Delta for those.
- We save our United points for those long international flights where business class is a difference maker.
How The United Quest Credit Card Fits In The United MileagePlus Ecosystem
United provides numerous co-branded cards. The Quest (90,000 bonus) and Explorer (80,000 bonus) cards have similar welcome offers. If you only fly United once or twice per year but want a United Airlines card, ask yourself which matters more: a second checked bag (available with Quest) or United Club access (two passes per year with Explorer). The Quest card’s credits are somewhat higher, but not so high as to make it the clear winner in every scenario. There’s also a no-fee United Gateway card, though most travelers will find the Quest or Explorer more useful. If you no longer want to pay an annual fee after your first year, you could downgrade to the Gateway card.
If you fly United three times or more per year, the United Club Card could be a better option. It offers United Club membership (worth $750 annually) plus two free checked bags, though its $695 annual fee is high. In return, it also has a 95,000-mile welcome bonus and many other perks that can justify the cost for frequent United flyers.
If you’re close to reaching Chase’s 5/24 limit, the United Business Card offers a 125,000-mile welcome bonus and a $150 annual fee. It provides several benefits, such as two United Club passes per year and one free checked bag. Meanwhile, the United Club Business Card is a bigger step up, with a $695 annual fee, a 125,000-mile welcome bonus, full United Club membership, and additional credits that may make the high annual fee worthwhile.
Card Information
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 90,000 | $4,000 | 1.3 ¢ | $125 | $350 |
$997
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Int. Biz Class | $125 annual United purchase credit & 2 bags free for you & 1 companion | 5/24 , Chase 2/30 , Chase 4/6 |
Spend Categories
Airfare - »
8X points
10.4¢ Per Dollar Spent
All Other = »
1X points
1.3¢ Per Dollar Spent
Entertainment and Streaming + »
2X points
2.6¢ Per Dollar Spent
Hotels = »
2X points
2.6¢ Per Dollar Spent
Restaurants = »
2X points
2.6¢ Per Dollar Spent
Travel = »
2X points
2.6¢ Per Dollar Spent
Rideshare and Transit = »
2X points
2.6¢ Per Dollar Spent
Card Benefits
Travel Credits »
Purchases include airline tickets purchased from United, Economy Plus seat upgrades, inflight food, beverages and Wi-Fi, baggage service charges,
Purchases include airline tickets purchased from United, Economy Plus seat upgrades, inflight food, beverages and Wi-Fi, baggage service charges,
TSA Pre Check »
You will receive up to $1200 credit for TSA Precheck or Global Entry.
You will receive up to $1200 credit for TSA Precheck or Global Entry.
Anniversary Date Bonus Points »
5,000 miles back on United- or United Express-operated award flights, up to two times per anniversary year.
5,000 miles back on United- or United Express-operated award flights, up to two times per anniversary year.
Preferred Boarding »
The Primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
The Primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
Airline Incidentals »
25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights
25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights
Car Rental Insurance »
Using this card gives you primary car rental insurance, providing reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
Using this card gives you primary car rental insurance, providing reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Statement Credits »
Automatically receive up to $200 in statement credits as reimbursement for United purchases charged to your United Quest Card each account anniversary year.
Automatically receive up to $200 in statement credits as reimbursement for United purchases charged to your United Quest Card each account anniversary year.
Free Checked Bag »
You and one traveling companion will each receive 2 free checked bags.
You and one traveling companion will each receive 2 free checked bags.
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft, up to $10,000 per claim, and $50,000 per year.
Your new purchases are covered for 120 days against damage or theft, up to $10,000 per claim, and $50,000 per year.
Extended Warranty »
Eligible warranties of 3 years or less can be extended up to 1 additional year.
Eligible warranties of 3 years or less can be extended up to 1 additional year.
Price Protection »
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. The limit is $500 per item, $1,000 per year.
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. The limit is $500 per item, $1,000 per year.
Point Transfer Options
Transfer To Spouse/Partner Yes - $$
Transfer To Friends Yes - $$
Travel Partner Transfers
Outside Point System United MileagePlus
Transfers In From
Chase Ultimate Rewards
1:1 81% value retained
Marriott Bonvoy
3:1.1 68% value retained
World of Hyatt
5:2 33% value retained
United Quest Application Rules
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
You'll be declined if you apply for a third Chase card of any kind within 30 days
Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months
Ranking of Cards Offering United MileagePlus
Breaking Points
November 15, 2024
United Quest Card
June 18, 2024
Time to stock up on United Points
- United Explorer Chase Card - 60,000 miles after spending $3000 in 3 months - Annual fee waived first year, then $95/year.
- United Quest Chase Card - 70,000 miles + 500 PQP after spending $4000 in 3 months - $250/annual fee.
- United Club Infinite Card - Up to 100,000 miles after spending $5000 in 3 months, using your promotional code & adding an authorized user - $525/annual fee.
November 14, 2023
Mini Points - December 2023
Limited Time Offers Going on NOW:
- United Explorer Chase Card - 60,000 Miles after spending $3000 in 3 Months - $95 Annual fee (waived the first year).
- United Quest Chase Card - 70,000 Miles after spending $4000 in 3 Months - $250 Annual fee (card comes with 5000 PQP).
- United Club Infinite Chase Card - 90,000 Miles after spending $5000 in 3 Months - $525 Annual fee (card comes with lot's of extras to off-set the annual fee).
November 10, 2022
United Sign Up Bonus on 3 different Cards
Chase United Cards have 3 Limited Time offers:
1. United Explorer - 60,000 Bonus miles after spending $3000 in 3 months, $95 annual fee is waived for the first year.
2. United Quest Card - 80,000 Bonus miles after spending $5000 in 3 months, $250 annual fee.
3. United Club Infinite Card - 100,000 Bonus miles after spending $5000 in 3 months, $525 annual fee.
Remember the higher the annual fee the more the card has to offer, so before you get scared away by that, look into if it makes sense for your upcoming travel plans.