United Club Infinite Card is offering 90,000 points after spending $5000 in 3 months with a $525 annual fee.. That's up 10,000 points over their standard offer of 80,000 points after spending $5000 in 3 months. Offer expires 1/29/25
United Club Infinite
Apply now Award System
Bank
Reconsideration Phone
800.935.9935
Breaking Points
November 15, 2024
United Club Infinite Card
June 18, 2024
Time to stock up on United Points
- United Explorer Chase Card - 60,000 miles after spending $3000 in 3 months - Annual fee waived first year, then $95/year.
- United Quest Chase Card - 70,000 miles + 500 PQP after spending $4000 in 3 months - $250/annual fee.
- United Club Infinite Card - Up to 100,000 miles after spending $5000 in 3 months, using your promotional code & adding an authorized user - $525/annual fee.
November 14, 2023
Mini Points - December 2023
Limited Time Offers Going on NOW:
- United Explorer Chase Card - 60,000 Miles after spending $3000 in 3 Months - $95 Annual fee (waived the first year).
- United Quest Chase Card - 70,000 Miles after spending $4000 in 3 Months - $250 Annual fee (card comes with 5000 PQP).
- United Club Infinite Chase Card - 90,000 Miles after spending $5000 in 3 Months - $525 Annual fee (card comes with lot's of extras to off-set the annual fee).
November 10, 2022
United Sign Up Bonus on 3 different Cards
Chase United Cards have 3 Limited Time offers:
1. United Explorer - 60,000 Bonus miles after spending $3000 in 3 months, $95 annual fee is waived for the first year.
2. United Quest Card - 80,000 Bonus miles after spending $5000 in 3 months, $250 annual fee.
3. United Club Infinite Card - 100,000 Bonus miles after spending $5000 in 3 months, $525 annual fee.
Remember the higher the annual fee the more the card has to offer, so before you get scared away by that, look into if it makes sense for your upcoming travel plans.
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
|---|---|---|---|---|---|
| 95,000 | $5,000 | 1.3 ¢ | $95 | $695 | $700 |
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Int. Biz Class | United Club Access + Star Alliance lounges, 2 bags free for you & 1 companion | 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6 |
Most Recent Special Offer:
90,000 Bonus Points
for
$5,000 spend
ended Jan 2025
Card Type:
Personal, Airline
Spend Categories
Airfare - »
9X points
11.7¢ Per Dollar Spent
All Other = »
1X points
1.3¢ Per Dollar Spent
Hotels - »
5X points
6.5¢ Per Dollar Spent
Restaurants = »
2X points
2.6¢ Per Dollar Spent
Travel = »
2X points
2.6¢ Per Dollar Spent
Rideshare and Transit = »
2X points
2.6¢ Per Dollar Spent
Card Benefits
Lounge Access »
Get unlimited access to United Club lounges and Star Alliance when flying United.
Get unlimited access to United Club lounges and Star Alliance when flying United.
TSA Pre Check »
You will receive up to $100 credit for TSA Precheck or Global Entry.
You will receive up to $100 credit for TSA Precheck or Global Entry.
Preferred Boarding »
The Primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
The Primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
Airline Incidentals »
25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights
25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights
Car Rental Insurance »
Using this card gives you primary car rental insurance, providing reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
Using this card gives you primary car rental insurance, providing reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
Travel Insurance »
Travel accident insurance up to $500,000; lost luggage insurance up to $3,000 per person; trip cancellation insurance up to $10,000 per person; baggage delay insurance up to $100 per day for 3 days; trip delay reimbursement up to $500 per ticket.
Travel accident insurance up to $500,000; lost luggage insurance up to $3,000 per person; trip cancellation insurance up to $10,000 per person; baggage delay insurance up to $100 per day for 3 days; trip delay reimbursement up to $500 per ticket.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Roadside Assistance »
Free roadside assistance through Cross Country Motor Club at 1-866-860-7978. Up to $50 maximum for each service event, up to 4 events each year, separated by at least 7 days.
Free roadside assistance through Cross Country Motor Club at 1-866-860-7978. Up to $50 maximum for each service event, up to 4 events each year, separated by at least 7 days.
Free Checked Bag »
You and one traveling companion will each receive 2 free checked bags.
You and one traveling companion will each receive 2 free checked bags.
Hotel Perks »
Automatic Platinum status includes: priority check-in, late checkout, free internet & complimentary room upgrades (not available during reward stays).
Automatic Platinum status includes: priority check-in, late checkout, free internet & complimentary room upgrades (not available during reward stays).
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft, up to $10,000 per claim, and $50,000 per year.
Your new purchases are covered for 120 days against damage or theft, up to $10,000 per claim, and $50,000 per year.
Extended Warranty »
Eligible warranties of 3 years or less can be extended up to 1 additional year.
Eligible warranties of 3 years or less can be extended up to 1 additional year.
Price Protection »
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. The limit is $500 per item, $1,000 per year.
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. The limit is $500 per item, $1,000 per year.
Point Transfer Options
Transfer To Spouse/Partner Yes - $$
Transfer To Friends Yes - $$
Travel Partner Transfers
Outside Point System United MileagePlus
Transfers In From
Chase Ultimate Rewards
1:1 81% value retained
Marriott Bonvoy
3:1.1 68% value retained
World of Hyatt
5:2 33% value retained
Bottom Line
If you have a trip or two planned for this year -- on which you're flying United -- the current 90k sign-up bonus (we’ve seen it as high as 100k) might make getting this card worth it, based stritcly on the bonus points and United Club membership. Whether you cancel after the fist year is another decision. Do you live near a United hub and fly on United more than 2x per year? In that case, the United Club Infinite card might be a good card to keep in your wallet, despite the high annual fee of $525. To help, read the “Where United Club Infinite fits into this point ecosystem” section below for other United-specific card options before making your decision.
Why You Might Want This Card
You may want to wait for the elevated 100k sing-up bonus on this one, but the current 90k points (on only $5k spending in 3 months) is nothing to sneeze at. And along with the United Club membership (valued at $650 annually), which gets you (and eligible travel companions) unlimited access to United Clubs and select Star Alliance lounges, this is a good card for anyone who flies United (or a partner airline) multiple times per year. First and second checked bags for you and one companion traveling on the same reservation, up to 9x points (5x miles on fares as a MileagePlus member and 4x miles while using this card) on United purchases, TSA Precheck/Global Entry reimbursement, Platinum Elite status in IHG One Rewards, and a variety of travel and purchase coverages are just some of the additional benefits this card offers. You can also redeem MileagePlus miles on any Star Alliance partner airlines to maximize your miles.
Exceptions To The Rule
Here are some exceptions where the card might not be good for you:
- You don’t fly United/Star Alliance multiple times per year
- You don’t fly through an airport that has a United Club or participating Star Alliance lounges, which is the most valuable perk this card offers
About United MileagePlus
United Airlines MileagePlus is the most flexible rewards program for international flights, especially if you're invested in the Chase ecosystem. They tend to be more available and cost fewer points than Delta or American Airlines. (The biggest exception is Southwest to the Caribbean.)
With a little planning, you can get some fantastic redemption rates. Even if you have the Reserve Card 1.5x multiplier, we usually find better value using United's portal directly. For example, we booked first-class flights to Africa searching the "Business Saver" seats through United and got flights for 80,000 points. That would've cost 250,000 points through the Chase Portal.
Plus, being part of the Star Alliance, points have more flexibility in terms of global destinations, including smaller cities in Asia, Africa and other niche locations. So if you're focusing on international flights and/or Chase transfers, United is a great go-to for flexibility and solid value.
Where United Club Infinite Fits In This Point Ecosystem
There is a United card for everyone, depending on your travel situation. This card has a narrow customer base, and the only people who will want to keep this beyond the first year are people who travel on United several times per year and will take advantage of the United Club membership. If this one is too rich for your blood, the United Gateway has a $0 annual fee but a low sign-up bonus and lack of benefits that align with not having to pay an annual fee. The United Explorer has a decent 60k sign-up bonus, a $95 annual fee (waived for the first year), plus 2 United Club passes per year that might be good for those who might only fly United once per year. The United Quest card has a $250 annual fee with a 70k sign-up bonus, along with free checked bags, $125 in annual United credits, and up to 10k miles in flight credits (5000 2x per year after you take a United operated award flight).
If you're coming up against your 5/24, there are two business cards you may want to check out if Mileage Plus points is something you want to go after. The United Business Card offers a 75k sign-up bonus with a $99 annual fee (waived for the first year), along with quite a few benefits to go along with it, like 2 United Club passes per year and a first checked bag for free. The United Club Business card is a step up, with a $450 annual fee (it currently has only a 50k sign-up bonus) that also offers United Club membership and quite a few spending multipliers.
Personal Experience
We held this card for one year, then bounced because of the $525 annual fee. That was too much of a premium to pay for (basically) United Club membership. But we can't say enough about how valuable United Points are for traveling business class internationally. We've scored some deep discounted "lie flat" seats so we can be spoiled and sleep while crossing the Atlantic!
Application Rules
If you've received a bonus from this card within the last 24 month, you are not eligible for another bonus.
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
You'll be declined if you apply for a third Chase card of any kind within 30 days
Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months
Ranking of Cards Offering United MileagePlus
What to Know Before Canceling
United Business Explorer with $99 tax deductible fee is our favorite United card to keep. You don't need this card to keep your United points.
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
Rank
6th
Rank
1st
Honorable Mention
Breaking Points
November 15, 2024
United Club Infinite Card
United Club Infinite Card is offering 90,000 points after spending $5000 in 3 months with a $525 annual fee.. That's up 10,000 points over their standard offer of 80,000 points after spending $5000 in 3 months. Offer expires 1/29/25
June 18, 2024
Time to stock up on United Points
- United Explorer Chase Card - 60,000 miles after spending $3000 in 3 months - Annual fee waived first year, then $95/year.
- United Quest Chase Card - 70,000 miles + 500 PQP after spending $4000 in 3 months - $250/annual fee.
- United Club Infinite Card - Up to 100,000 miles after spending $5000 in 3 months, using your promotional code & adding an authorized user - $525/annual fee.
November 14, 2023
Mini Points - December 2023
Limited Time Offers Going on NOW:
- United Explorer Chase Card - 60,000 Miles after spending $3000 in 3 Months - $95 Annual fee (waived the first year).
- United Quest Chase Card - 70,000 Miles after spending $4000 in 3 Months - $250 Annual fee (card comes with 5000 PQP).
- United Club Infinite Chase Card - 90,000 Miles after spending $5000 in 3 Months - $525 Annual fee (card comes with lot's of extras to off-set the annual fee).
November 10, 2022
United Sign Up Bonus on 3 different Cards
Chase United Cards have 3 Limited Time offers:
1. United Explorer - 60,000 Bonus miles after spending $3000 in 3 months, $95 annual fee is waived for the first year.
2. United Quest Card - 80,000 Bonus miles after spending $5000 in 3 months, $250 annual fee.
3. United Club Infinite Card - 100,000 Bonus miles after spending $5000 in 3 months, $525 annual fee.
Remember the higher the annual fee the more the card has to offer, so before you get scared away by that, look into if it makes sense for your upcoming travel plans.
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