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United MileagePlus

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JP Morgan Chase

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Reconsideration Phone
800.935.9935

Breaking Points

June 18, 2024
JP Morgan Chase
Time to stock up on United Points

- United Explorer Chase Card - 60,000 miles after spending $3000 in 3 months - Annual fee waived first year, then $95/year.

- United Quest Chase Card - 70,000 miles + 500 PQP after spending $4000 in 3 months - $250/annual fee.

- United Club Infinite Card - Up to 100,000 miles after spending $5000 in 3 months, using your promotional code & adding an authorized user - $525/annual fee.

November 14, 2023
JP Morgan Chase
Mini Points - December 2023

Limited Time Offers Going on NOW:

- United Explorer Chase Card - 60,000 Miles after spending $3000 in 3 Months - $95 Annual fee (waived the first year).

- United Quest Chase Card - 70,000 Miles after spending $4000 in 3 Months - $250 Annual fee (card comes with 5000 PQP).

- United Club Infinite Chase Card - 90,000 Miles after spending $5000 in 3 Months - $525 Annual fee (card comes with lot's of extras to off-set the annual fee).


November 10, 2022
JP Morgan Chase
United Sign Up Bonus on 3 different Cards

Chase United Cards have 3 Limited Time offers:

1. United Explorer - 60,000 Bonus miles after spending $3000 in 3 months, $95 annual fee is waived for the first year.

2. United Quest Card - 80,000 Bonus miles after spending $5000 in 3 months, $250 annual fee.

3. United Club Infinite Card - 100,000 Bonus miles after spending $5000 in 3 months, $525 annual fee.


Remember the higher the annual fee the more the card has to offer, so before you get scared away by that, look into if it makes sense for your upcoming travel plans.

November 10, 2022
United MileagePlus
3 United Cards Offering Big Sign Up Bonuses

1. United Explorer MileagePlus - 60,000 Points after spending $3000 in the first 3 months - $95/annual fee.

2. United Quest MileagePlus - 80,000 Points after spending $5000 in the first 3 months - $250/annual fee.

3. United Club Infinite MileagePlus - 100,000 Points after spending $5000 in the first 3 months - $525/annual fee.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
80,000 $5,000 1.5 ¢ $95 $525 $845
Best Value Differentiating Perks Rules
Int. Biz Class United Club Access + Star Alliance lounges, 2 bags free for you & 1 companion 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Most Recent Special Offer: 90,000 Bonus Points for $5,000 spend ended Aug 2024
Card Type: Personal, Airline

Spend Categories

Airfare - »

2X points
3¢ Per Dollar Spent

All Other = »

1X points
1.5¢ Per Dollar Spent

Hotels = »

2X points
3¢ Per Dollar Spent

Restaurants = »

2X points
3¢ Per Dollar Spent

Travel = »

2X points
3¢ Per Dollar Spent

Rideshare and Transit = »

2X points
3¢ Per Dollar Spent

Card Benefits

Lounge Access »
Get unlimited access to United Club lounges and Star Alliance when flying United.
TSA Pre Check »
You will receive up to $100 credit for TSA Precheck or Global Entry.
Preferred Boarding »
The Primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
Airline Incidentals »
25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights
Car Rental Insurance »
Using this card gives you primary car rental insurance, providing reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
Travel Insurance »
Travel accident insurance up to $500,000; lost luggage insurance up to $3,000 per person; trip cancellation insurance up to $10,000 per person; baggage delay insurance up to $100 per day for 3 days; trip delay reimbursement up to $500 per ticket.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Roadside Assistance »
Free roadside assistance through Cross Country Motor Club at 1-866-860-7978. Up to $50 maximum for each service event, up to 4 events each year, separated by at least 7 days.
Free Checked Bag »
You and one traveling companion will each receive 2 free checked bags.
Hotel Perks »
Automatic Platinum status includes: priority check-in, late checkout, free internet & complimentary room upgrades (not available during reward stays).
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft, up to $10,000 per claim, and $50,000 per year.
Extended Warranty »
Eligible warranties of 3 years or less can be extended up to 1 additional year.
Price Protection »
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. The limit is $500 per item, $1,000 per year.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System United MileagePlus

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 94% value retained

Point Transfer Options
Marriott Bonvoy

3:1.1 92% value retained

Point Transfer Options
World of Hyatt

5:2 38% value retained

Why You Might Want This Card

Big Fee and Big Perks

This is one United's newest (and most expensive) cards. So, let’s look at who the United Club Infinite card would be a good match for. Those whose travel plans lean heavily toward United are its target audience. The reason is that you can justify the annual fee if you are spending through United. You’ll get 4x miles per $1 on all United purchases, United club membership valued at up to $650 annually, plus 1st and 2nd checked bags included. You also get trip and baggage insurance, lost luggage and trip delay reimbursement, primary rental insurance, and protection and extended warranty protection. For all you United loyalists, that $525 annual fee isn’t looking so bad anymore, is it?

Check out our United Mileage Plus page for more details on United Points.

Bottom Line

If you love the annual United Club Access, along with some of the other perks, you might consider this card. But, you should wait for the 100,000 point special bonus offer.

Application Rules

If you've received a bonus from this card within the last 24 month, you are not eligible for another bonus.

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

What to Know Before Canceling

United Business Explorer with $99 tax deductible fee is our favorite United card to keep. You don't need this card to keep your United points.

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

June 18, 2024
JP Morgan Chase
Time to stock up on United Points

- United Explorer Chase Card - 60,000 miles after spending $3000 in 3 months - Annual fee waived first year, then $95/year.

- United Quest Chase Card - 70,000 miles + 500 PQP after spending $4000 in 3 months - $250/annual fee.

- United Club Infinite Card - Up to 100,000 miles after spending $5000 in 3 months, using your promotional code & adding an authorized user - $525/annual fee.

November 14, 2023
JP Morgan Chase
Mini Points - December 2023

Limited Time Offers Going on NOW:

- United Explorer Chase Card - 60,000 Miles after spending $3000 in 3 Months - $95 Annual fee (waived the first year).

- United Quest Chase Card - 70,000 Miles after spending $4000 in 3 Months - $250 Annual fee (card comes with 5000 PQP).

- United Club Infinite Chase Card - 90,000 Miles after spending $5000 in 3 Months - $525 Annual fee (card comes with lot's of extras to off-set the annual fee).


November 10, 2022
JP Morgan Chase
United Sign Up Bonus on 3 different Cards

Chase United Cards have 3 Limited Time offers:

1. United Explorer - 60,000 Bonus miles after spending $3000 in 3 months, $95 annual fee is waived for the first year.

2. United Quest Card - 80,000 Bonus miles after spending $5000 in 3 months, $250 annual fee.

3. United Club Infinite Card - 100,000 Bonus miles after spending $5000 in 3 months, $525 annual fee.


Remember the higher the annual fee the more the card has to offer, so before you get scared away by that, look into if it makes sense for your upcoming travel plans.

November 10, 2022
United MileagePlus
3 United Cards Offering Big Sign Up Bonuses

1. United Explorer MileagePlus - 60,000 Points after spending $3000 in the first 3 months - $95/annual fee.

2. United Quest MileagePlus - 80,000 Points after spending $5000 in the first 3 months - $250/annual fee.

3. United Club Infinite MileagePlus - 100,000 Points after spending $5000 in the first 3 months - $525/annual fee.

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