Approval Rules No 2nd Biz
You might not be allowed to get a second card for a separate business (EIN)
You might not be allowed to get a second card for a separate business (EIN)
Deep Dive into the No 2nd Biz Rule
For Chase (and most other banks) as long as you have two businesses with different EINs, you can get a second/third version of the same exact card for each business. This is awesome for the Chase Ink cards. Unfortunately, Amex and Citi don't allow for a second business card for the same individual.
Related Rules
How Does This Affect Your Credit Card Strategy?
Importance of this Rule
Cards Subject to This Rule
FAQs
About Approval Rules
Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards. So here's what you need to know:
- Approval rules are rarely fully publicized by the banks
- We use our own research and data points from other users in creating the rules listing
- Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
- There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.