No 2nd Biz

Understanding the No 2nd Biz rule:

For Chase (and most other banks) as long as you have two businesses with different EINs, you can get a second/third version of the same exact card for each business. This is awesome for the Chase Ink cards. Unfortunately, Amex and Citi don't allow for a second business card for the same individual.

About Approval Rules

Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards.  So here’s what you need to know:

• Approval rules are rarely fully publicized by the banks
• We use our own research and data points from other users in creating the rules listing
• Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
• There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.