On January 11th all legacy cardholders will automatically be updated to the newer card. If your annual fee is before August, you'll still only pay $75, thereafter all annual fees will be $95. Some of our writers are electing to cancel theirs prior and then apply for the new one to receive a new bonus, which based on the age of the card would be beyond 24 month bonus rule.
Hyatt 1/24
Quick Summary
You'll be declined if you are a current cardholder, or if you've received a card signup BONUS in last 24 monthsUnderstanding the Hyatt 1/24 rule:
Hyatt's card offerings and rules are pretty simple. For the purpose of these the rules, the newer card (which was updated in 2019) is considered the same as the old card. You can't have two Hyatt cards, nor can you get the card again if you have received a sign-up bonus in the past 24 months. Please note this is 24 months from the date of the statement on which you receive your bonus, not the application date. To be safe, we recommend waiting until the first day of the next month after these 24 months. So basically, a safe easy estimate is 28 months from the time you got your last Hyatt card. The Point Navigator estimates your bonus date as 3 months from sign-up. You can update your actual date by looking at your statements and adjusting on "My Cards" page.
About Approval Rules
Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards. So here’s what you need to know:
- Approval rules are rarely fully publicized by the banks
- We use our own research and data points from other users in creating the rules listing
- Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
- There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.