Award System

Chase Ultimate Rewards

Chase Ultimate Rewards »

Bank

JP Morgan Chase

Bank Details »

Reconsideration Phone
800.453.9719

Breaking Points

September 27, 2022
JP Morgan Chase
New Chase Ink Business Card Just Released

Brand New Chase Ink Business Premier Credit card - Earn $1000 cash back after spending $10,000 in 3 months. $195 Annual Fee.

This card is unique in that the rewards cannot be transferred to travel partners, but can be redeemed as statement credits or used for purchases in the Chase portal.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $10,000 1.0 ¢ $120 $195 $1069
Best Value Differentiating Perks Rules
Gift cards or travel purchases 5X points on travel, unlimited 2x cash back No CR , 5/24 , Chase 2/30 , Chase 4/6
Card Type: Business

Spend Categories

All Other = »

2X points
2.1¢ Per Dollar Spent

Travel = »

5X points
5.2¢ Per Dollar Spent

Rideshare and Transit = »

5X points
5.2¢ Per Dollar Spent

Card Benefits

Cell Phone Protection »
You, and employees on your bill get up to $600 per claim in cell phone protection against covered theft or damage. Maximum of 3 claims in a 12-month period (subject to a $100 deductible).
Car Rental Insurance »
Using this card when renting for business gives you primary car rental insurance. It provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Extended Warranty »
This card extends the time period of the U.S. manufacturer's warranty by 1 additional year, on eligible warranties of 3 years or less.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends No

Travel Partner Transfers

Chase Ultimate Rewards Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

1:1 75% value retained

Point Transfer Options
British Airway Executive Avios

1:1 63% value retained

Point Transfer Options
Cash in Cents

1:1 63% value retained

Point Transfer Options
Flying Blue and Air France

1:1 75% value retained

Point Transfer Options
IHG Rewards

1:1 38% value retained

Point Transfer Options
jetBlue trueBlue

1:1 75% value retained

Point Transfer Options
Marriott Bonvoy

1:1 38% value retained

Point Transfer Options
Singapore KrisFlyer

1:1 81% value retained

Point Transfer Options
Southwest Rapid Rewards

1:1 81% value retained

Point Transfer Options
United MileagePlus

1:1 94% value retained

Point Transfer Options
Virgin Atlantic Flying Club

1:1 94% value retained

Point Transfer Options
World of Hyatt

1:1 100% value retained

Why You Might Want This Card

Bottom Line

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

Breaking Points

September 27, 2022
JP Morgan Chase
New Chase Ink Business Card Just Released

Brand New Chase Ink Business Premier Credit card - Earn $1000 cash back after spending $10,000 in 3 months. $195 Annual Fee.

This card is unique in that the rewards cannot be transferred to travel partners, but can be redeemed as statement credits or used for purchases in the Chase portal.

        Add Card Notes