Award System

Cash in Cents

Cash in Cents »

Bank

American Express

Bank Details »

Reconsideration Phone
800.528.4800

Breaking Points

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $2,000 1.0 ¢ $0 $0 $220
Best Value Differentiating Perks Rules
3% bonus at U.S. supermarkets Amex 3/90 , No 5/24 , Amex 1/10
Card Type: Personal, Cash

Spend Categories

All Other - »

1X points
1¢ Per Dollar Spent

Gas Stations = »

3X points
3¢ Per Dollar Spent

Grocery Stores = »

3X points
3¢ Per Dollar Spent

Online Retail Purchases = »

3X points
3¢ Per Dollar Spent

Card Benefits

Statement Credits »
Up to $15 in monthly when a Card on the Card Account is used to purchase a Home Chef meal kit & $7 back monthly after spending $9.99+ each month on an eligible auto-renewing subscription to the Disney Bundle.
Purchase Protection »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System Cash in Cents

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 71% value retained

Point Transfer Options
Barclay Miles

1:1 100% value retained

Point Transfer Options
Capital One Miles

1:1 91% value retained

Point Transfer Options
Chase Ultimate Rewards

1:1 63% value retained

Point Transfer Options
US Bank Flex Perks

1:1 91% value retained

Point Transfer Options
Wells Fargo Go Far Rewards

1:1 71% value retained

Bottom Line

Why You Might Want This Card

Exceptions To The Rule

About Cash in Cents

Most points have a 1 cent redemption value. Plus any 1X of 1.5X cash-back on spends are in cents, not dollars. So that we are comparing Apples to Apples, in terms of cash back vs. points, we use cents rather than dollars in representing cash bonuses.

Where Amex Blue Cash Everyday Fits In This Point Ecosystem

Personal Experience

Application Rules

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Breaking Points

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