Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
---|---|---|---|---|---|
30,000 | $3,000 | 1.0 ¢ | $0 | $0 | $330 |
Best Value | Differentiating Perks | Rules |
---|---|---|
Cash | 3X multiplier for travel purchases with no annual fee | No CR , No 5/24 |
Spend Categories
3X points
3¢ Per Dollar Spent
1.5X points
1.5¢ Per Dollar Spent
3X points
3¢ Per Dollar Spent
3X points
3¢ Per Dollar Spent
Card Benefits
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Why You Might Want This Card
Not Much To Get Excited About
This card is almost identical with its non-business sister, the BOA Travel Reward card. You get the same 1.5 points on every $1 spent, and the same sign-up bonus after spending only $1,000. The differences aren’t many, but where it does shine is the earnings. You earn 3x points on every $1 spent when booking travel through the BOA Travel Center -- which is actually powered by Expedia to get you the most travel value while earning extra points. There is no annual fee, no international transaction fees, and 0% Introductory APR. So, right away, you aren’t spending anything to earn. There are a few unique features attached to the business version of this card. For example, you have a cash flow management tool allowing easy access and control over business transactions; $1 million in travel accident insurance; and 24/7 online and mobile access to keep track of spending activity everywhere and anywhere
Bottom Line
This is a ho-hum business card -- considering the sign-up bonus is just 30,000 points, and it lags behind in perks and benefits you can find in most Chase and Amex business cards. If you've run out of options, consider this card as a way to get a quick 30,000 points, but nothing else.
Application Rules
What to Know Before Canceling
With no annual fee, unless there is a specific reason, we usually leave cards open to maintain the relationship with the bank.