Bottom Line

This is a ho-hum business card -- considering the sign-up bonus is just 30,000 points, and it lags behind in perks and benefits you can find in most Chase and Amex business cards. If you've run out of options, consider this card as a way to get a quick 30,000 points, but nothing else.

Why You Might Want This Card

Not Much To Get Excited About

This card is almost identical with its non-business sister, the BOA Travel Reward card. You get the same 1.5 points on every $1 spent, and the same sign-up bonus after spending only $1,000. The differences aren’t many, but where it does shine is the earnings. You earn 3x points on every $1 spent when booking travel through the BOA Travel Center -- which is actually powered by Expedia to get you the most travel value while earning extra points. There is no annual fee, no international transaction fees, and 0% Introductory APR. So, right away, you aren’t spending anything to earn. There are a few unique features attached to the business version of this card. For example, you have a cash flow management tool allowing easy access and control over business transactions; $1 million in travel accident insurance; and 24/7 online and mobile access to keep track of spending activity everywhere and anywhere

Exceptions To The Rule

About Cash in Cents

Most points have a 1 cent redemption value. Plus any 1X of 1.5X cash-back on spends are in cents, not dollars. So that we are comparing Apples to Apples, in terms of cash back vs. points, we use cents rather than dollars in representing cash bonuses.

Where Bank of America Business Travel Fits In This Point Ecosystem

Personal Experience