Award System

Cash in Cents

Cash in Cents »

Bank

Bank Of America

Bank Details »

Reconsideration Phone
800-892-3219

Breaking Points

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $3,000 1.0 ¢ $0 $0 $330
Best Value Differentiating Perks Rules
Cash 3X multiplier for travel purchases with no annual fee No CR , No 5/24
Card Type: Business

Spend Categories

Airfare = »

3X points
3¢ Per Dollar Spent

All Other = »

1.5X points
1.5¢ Per Dollar Spent

Hotels = »

3X points
3¢ Per Dollar Spent

Travel - »

3X points
3¢ Per Dollar Spent

Card Benefits

No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System Cash in Cents

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 71% value retained

Point Transfer Options
Barclay Miles

1:1 100% value retained

Point Transfer Options
Capital One Miles

1:1 91% value retained

Point Transfer Options
Chase Ultimate Rewards

1:1 63% value retained

Point Transfer Options
US Bank Flex Perks

1:1 83% value retained

Point Transfer Options
Wells Fargo Go Far Rewards

1:1 67% value retained

Why You Might Want This Card

Not Much To Get Excited About

This card is almost identical with its non-business sister, the BOA Travel Reward card. You get the same 1.5 points on every $1 spent, and the same sign-up bonus after spending only $1,000. The differences aren’t many, but where it does shine is the earnings. You earn 3x points on every $1 spent when booking travel through the BOA Travel Center -- which is actually powered by Expedia to get you the most travel value while earning extra points. There is no annual fee, no international transaction fees, and 0% Introductory APR. So, right away, you aren’t spending anything to earn. There are a few unique features attached to the business version of this card. For example, you have a cash flow management tool allowing easy access and control over business transactions; $1 million in travel accident insurance; and 24/7 online and mobile access to keep track of spending activity everywhere and anywhere

Bottom Line

This is a ho-hum business card -- considering the sign-up bonus is just 30,000 points, and it lags behind in perks and benefits you can find in most Chase and Amex business cards. If you've run out of options, consider this card as a way to get a quick 30,000 points, but nothing else.

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

Card approval not subject to 5-personal-cards-in-24-months rule

What to Know Before Canceling

With no annual fee, unless there is a specific reason, we usually leave cards open to maintain the relationship with the bank.

Breaking Points

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