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Business Card

Citi Costco Business Credit Card

Written by: Lenny Pappano
Citi Costco Business Apply Now
Citi Costco Business Apply Now

Citi Costco Business Credit Card Review

Card Information

Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
0 $0 1.0 ¢ $0 $0
$0
Best Value Differentiating Perks Rules
Cash Back Earn 4% on eligible gas purchases No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6

Award System

Bank

Reconsideration Phone 877.528.0990

Current Offer

0 Bonus Points for
$0 spend.

Spend Categories

All Other - »

1X points
1¢ Per Dollar Spent

Gas Stations = »

4X points
4¢ Per Dollar Spent

Restaurants = »

3X points
3¢ Per Dollar Spent

Travel = »

3X points
3¢ Per Dollar Spent

Wholesale Clubs + »

2X points
2¢ Per Dollar Spent

Card Benefits

No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Purchase Protection »
will cover repairs or a refund if eligible purchases made with your card are damaged or stolen within 120 days of purchase (90 days for New York residents).

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System Cash in Cents

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 71% value retained

Point Transfer Options
Barclay Miles

1:1 100% value retained

Point Transfer Options
Capital One Miles

1:1 91% value retained

Point Transfer Options
Chase Ultimate Rewards

1:1 63% value retained

Point Transfer Options
US Bank Flex Perks

1:1 91% value retained

Point Transfer Options
Wells Fargo Go Far Rewards

1:1 71% value retained

Citi Costco Business Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

You'll be declined if you apply for a second Citi business card within 95 days

You'll be declined if you apply for a third Citi card within 65 days

You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days

You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months

Breaking Points