Amex Blue Business Plus Credit Card

Key Takeaways

American Express has never offered a publicly elevated sign-up bonus on this card, so we typically do not recommend it — even if you need a business card to avoid affecting your 5/24 status. If you decide to explore American Express, note that you can only receive a sign-up bonus on each card once per lifetime. We therefore recommend waiting for an elevated offer, if possible. That said, it seems unlikely that any future bonus would be high enough to justify getting this card. Since the regular welcome bonus is only 15,000 points — and redemptions are fewer than those offered by other business cards with higher welcome bonuses — this card is not worth pursuing.

How The Amex Blue Business Plus Credit Card Fits In The Cash in Cents Ecosystem

While American Express offers several business cards, we only recommend two at the moment:

• American Express Business Gold – Comes with a $375 annual fee and a 70,000-point sign-up bonus. If most of your spending is on food, you will likely benefit from the strong spending multipliers and statement credits. Many cardholders find enough ongoing value to keep this card beyond the first year.
• American Express Business Platinum – This is Amex’s premium business card, offering an 50,000-point sign-up bonus and a $695 annual fee. Although the fee may appear high, the extensive benefits and statement credits can make it a worthwhile long-term option.

Other business cards from American Express either have low welcome bonuses or lack significant perks. For example, the American Express Blue Business Cash card closely resembles the Blue Business Plus (and is equally unremarkable), and the Business Green card’s low bonus does not justify its $95 annual fee. The Business Plum card offers little beyond its basic features, so we do not recommend it either.