Wyndham Rewards Earner card is offering 60,000 after spending $2000 in 3 months with a $ 0 annual fee.. That's up 30,000 points over their standard offer of 30,000 after spending $1000 in 3 months.
Wyndham Rewards Earner Credit Card Review
Key Takeaways
The Wyndham Rewards Earner card, while offering a no-annual-fee entry point into the Wyndham hotel program, falls short compared to its premium counterparts. Despite its attractive 30,000 point sign-up bonus — potentially worth up to 4 free nights at properties requiring only 7,500 points per stay — and its modest $1,000 spending requirement, this card is not our recommended choice. The other two Wyndham cards (Earner Plus and Earner Business) provide substantially better benefits, elite status tiers, and anniversary bonuses that easily justify their annual fees. For travelers looking to maximize value within the Wyndham ecosystem, investing in one of the premium options will deliver significantly better long-term returns despite their modest annual fees.
Why This Card Could Be Right For You
The Wyndham Rewards Earner credit card offers several compelling benefits, particularly for a card with no annual fee:
- Generous sign-up bonus: Earn 30,000 points after spending just $1,000 in the first 90 days of card membership.
- High value redemptions: Free nights start at just 6,750 points (10% discount off the standard 7,500-point redemption rate), meaning your sign-up bonus could provide up to 4 free hotel stays.
The card also provides competitive earning rates for everyday spending:
- 5x points at Wyndham properties
- 5x points on gas purchases
- 2x points on dining and groceries
- 1x points on all other purchases
Additionally, you receive automatic Wyndham Gold Status, which includes perks like preferred room selection, late checkout, and a dedicated customer service line.
While the card advertises 7,500 bonus points on your account anniversary, this benefit requires spending $15,000 annually to qualify. Unfortunately, this spending requirement significantly diminishes the value of this perk, as that same spending could potentially earn more valuable rewards through other credit card offerings.
When The Usual Advice Doesn't Apply
Here are situations where this card might not be suitable for you:
- You plan to keep the card beyond the first year, as both the Wyndham Rewards Earner Plus and Business cards offer better benefits despite having annual fees
- You already have one or more hotel-specific cards and don't have room for another
- You value stays at other properties over Wyndham
- Wyndham Gold status isn't as valuable as complimentary statuses offered through credit cards at many other hotel chains
What to Know About Wyndham Rewards
Wyndham is towards the bottom of our hotel points list. It’s not a good utility point system to just hold points.
- Questionable room quality and cleanliness.
- Their points expire – even when you’re a cardholder.
- Difficulty in collecting points for more than a few stays.
- If you love a specific Wyndham hotel (including resorts), getting a card might be worth it.
How The Wyndham Rewards Earner Credit Card Fits In The Wyndham Rewards Ecosystem
Wyndham offers three different credit cards, with the Wyndham Rewards Earner card being the least appealing option. While its main selling point is having no annual fee, the other two cards provide significantly better value that justifies their modest annual fees.
Let's compare the key differences:
- Welcome Offers: Both the Wyndham Rewards Earner Plus and Wyndham Rewards Earner Business cards offer 45,000 point welcome bonuses, compared to just 30,000 points with the basic Earner card.
- Spending Requirements: The Business card requires $3,000 in spending to earn its bonus, while both the Earner Plus and basic Earner card require only $1,000.
The anniversary bonuses represent a major difference between these cards:
- The Business card provides 15,000 bonus points each anniversary year with a $95 annual fee
- The Earner Plus offers 7,500 anniversary bonus points with a $75 fee
- The basic Earner card requires spending $15,000 to receive just 7,500 anniversary points
Neither the Business nor the Earner Plus card requires additional spending to earn their anniversary bonuses, making them significantly more valuable than the basic Earner card. Additionally, the Business card offers Diamond Status while the Earner Plus provides Platinum Status. The Business card also features enhanced point-earning multipliers on everyday spending categories.
When considering long-term value, either premium option outperforms the no-annual-fee Earner card, even accounting for their modest annual fees.
Card Information
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 60,000 | $2,000 | 1.0 ¢ | $0 | $0 |
$620
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Wyndham Hotels | Gold level, 5x points at Wyndham properties, $0 annual fee. | No 5/24 , Barclay 0/6 |
Spend Categories
All Other - »
1X points
1¢ Per Dollar Spent
Gas Stations = »
5X points
5¢ Per Dollar Spent
Grocery Stores = »
2X points
2¢ Per Dollar Spent
Hotels = »
5X points
5¢ Per Dollar Spent
Restaurants = »
2X points
2¢ Per Dollar Spent
Card Benefits
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Hotel Perks »
Included Gold status includes: late checkout, free WiFi & preferred room in same category.
Included Gold status includes: late checkout, free WiFi & preferred room in same category.
Point Transfer Options
Transfer To Spouse/Partner No
Transfer To Friends No
Travel Partner Transfers
Outside Point System Wyndham Rewards
Transfers In From
Capital One Miles
1:1 91% value retained
Citi ThankYou Points
1:0.8 67% value retained
Wyndham Rewards Earner Application Rules
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
Ranking of Cards Offering Wyndham Rewards
Breaking Points
March 13, 2025
Wyndham Rewards Earner
August 16, 2024
Mini Points - September 2024
- AAdvantage American Airlines Citi Mastercard - Limited time offer, earn 75,000 miles after spending $3500 in 4 months, $0 annual fee for first year then $99/year.
- World of Hyatt Business Chase Visa - Limited time offer, earn 60,000 points after spending $5000 in 3 months, $199/annual fee.
- Ink Business Unlimited Business Chase Visa - $900 cash back after spending $6000 in 3 months, $0/annual fee.
- Miles & More Barclays Lufthansa Mastercard - 80,000 miles after spending $3000 in 3 months, $89/annual fee.
- Wyndham Earner Visa - Earn 45,000 points after spending $2000 in 6 months, $0/annual fee.
March 5, 2024
Mini Points - March 2024
- Amex Bonvoy Brilliant - Earn 185,000 points after spending $6000 in 6 months, $650 annual fee.
- Amex Bonvoy Bevy - Earn 155,000 points after spending $5000 in 6 months, $250 annual fee.
- Amex Hilton Honors Surpass - Earn 155,000 points after spending $3000 in 6 months, $150 annual fee.
- Amex Hilton Honors Aspire - Earn 175,000 points after spending $6000 in 6 months, $550 annual fee.
- Amex Hilton Honors - Earn 100,000 points after spending $2000 in 6 months, $0 annual fee.
- Wyndham Rewards Earner - 75,000 points after spending $2000 in 6 months, $0 annual fee.
- Wyndham Rewards Earner + - 100,000 points after spending $2000 in 6 months, $75 annual fee.
- Wyndham Rewards Business - 50,000 points after spending $4000 in 3 months + 50,000 points after spending $15,000 in 12 months, $95 annual fee.
August 4, 2022
Barclays Wyndham Offers on 3 Different Cards
1. Wyndham Rewards Earner Card - 45,000 Points - Spend $1000 in 3 months - $0 Annual fee.
2. Wyndham Rewards Earner Plus Card - 60,000 Points - Spend $1000 in 3 months - $75 Annual fee.
3. Wyndham Rewards Earner Business Card - 75,000 Points - Spend $2000 in 3 months - $95 Annual fee