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Hilton Honors

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800.528.4800

Breaking Points

March 5, 2024
American Express
Mini Points - March 2024

- Amex Bonvoy Brilliant - Earn 185,000 points after spending $6000 in 6 months, $650 annual fee.

- Amex Bonvoy Bevy - Earn 155,000 points after spending $5000 in 6 months, $250 annual fee.

- Amex Hilton Honors Surpass - Earn 155,000 points after spending $3000 in 6 months, $150 annual fee.

- Amex Hilton Honors Aspire - Earn 175,000 points after spending $6000 in 6 months, $550 annual fee.

- Amex Hilton Honors - Earn 100,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner - 75,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner + - 100,000 points after spending $2000 in 6 months, $75 annual fee.

- Wyndham Rewards Business - 50,000 points after spending $4000 in 3 months + 50,000 points after spending $15,000 in 12 months, $95 annual fee.

October 23, 2023
American Express
Mini Points - October 2023

Here are the most recent Limited Time Offers on Cards that are NOT Chase Cards:

- AAdvantage Citi Business Card - 75,000 AA miles after spending $6000 in 6 months $0 annual fee for the first year.

- Hilton Honors American Express Surpass Card - 170,000 Hilton Honors Points after spending $3000 in the first 6 months, $150 annual fee.

- Hilton Honors American Express Aspire Card - 180,000 Hilton Honors Points after spending $6000 in the first 6 months, $550 annual fee.

- Hilton Honors American Express Card - 100,000 Hilton Honors Points after spending $2000 in the first 6 months, No annual fee.

May 15, 2023
American Express
Mini Points - May 2023

- Amex - Hilton Honors Business card - Limited time offer - 150,000 points + Free Night after spending $4000 in 3 months, $95 Annual fee.

- Amex - Hilton Honors Surpass card - Limited time offer - 130,000 points + Free Night after spending $2000 in 3 months, $95 Annual fee.

- Amex -Hilton Honors card - Limited time offer - 70,000 points + Free Night after spending $1000 in 3 months, $0 Annual fee.

- Barclays - Wyndham Earner Business card - Up to 75,000 points after spending $3000 in 3 months & another $10,000 in 12 months, $95 Annual fee.

- Barclays - Wyndham Earner Plus card - 75,000 points after spending $1000 in 3 months, $75 Annual fee.

- Barclays - Wyndham Earner card - 45,000 points after spending $1000 in 3 months, $0 Annual fee.

February 13, 2023
JP Morgan Chase
Mini Points - January 2023

- Hilton Honors Amex Surpass card, limited time offer of 150,000 points after spending $3000 in 6 months, $95 annual fee.

- Hilton Honors Amex Business card, limited time offer of 165,000 points after spending $5000 in 3 months, $95 annual fee.

- Hilton Honors Amex, limited time offer of 100,000 points after spending $2000 in 6 months, no annual fee.

- Marriott Bonvoy Boundless card, limited time offer of 100,000 bonus points after spending $3000 in 6 months, $95 annual fee.

-Marriott Bonvoy Bold card, limited time offer of 60,000 bonus points after spending $2000 in 6 months, no annual fee.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
100,000 $2,000 0.6 ¢ $0 $0 $612
Best Value Differentiating Perks Rules
Hilton Stays & Perks 6x Points restaurants, supermarkets and gas. Complimentary Silver Status. Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Offer Prior To Current Special: 80,000 Bonus points for a $1,000 spend ended Sep 2024
Card Type: Personal, Hotel

Spend Categories

All Other = »

3X points
1.8¢ Per Dollar Spent

Gas Stations = »

5X points
3¢ Per Dollar Spent

Grocery Stores = »

5X points
3¢ Per Dollar Spent

Hotels - »

7X points
4.2¢ Per Dollar Spent

Restaurants = »

5X points
3¢ Per Dollar Spent

Card Benefits

Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Hotel Perks »
Automatic Silver status includes: free WiFi, late checkout, 2 water bottles per stay & 5th night free on reward stays.
Purchase Protection »
You're protected for up to 90 days, $1,000 per occurrence, and $50,000 per calendar year.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System Hilton Honors

Transfers In From
Point Transfer Options
Amex Member Rewards

1:2 86% value retained

Why You Might Want This Card

No Annual Fee But Still Some Good Value For Hilton Lovers

This is the entry level card for Hilton brands, but it still shines. It's great for those who want to tip toe into the shallow end of Hilton rewards. The sign-up bonus comes after spending just $1,000 in 3 months. There is no annual fee and no foreign transaction fees. You earn 7x points when you use your card at Hilton properties, or 5x points for groceries, gas and restaurants. Get Elite Silver Status automatically, which basically means a 15%-point bonus; 5th night free on award stays; and 2 whopping bottles of water per stay. With a card that's getting your toes wet, you wouldn't really expect that many extras. But you still get benefits like: travel accident insurance; baggage insurance; car rental insurance; extended warranty protection; even fun little extras like exclusive access to ticket pre-sales and free shipping on ShopRunner.

The other use for this card might be the the "one you keep" after getting points from the other cards if you don't want to pay the annual fee. That way you keep Silver status

Check out our Hilton Honors page for more details on how to best use Hilton Points.

Bottom Line

Still deciding what hotel brand is your fave? Then this is a good card to keep around. There is no annual fee, so you aren't losing anything. Crack it out in between other cards to get your extra points per dollar spent. And definitely use it during your stay at Hilton brands for 7x extra points and Silver status. Not such an unassuming Hilton card after all.

Application Rules

Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

March 5, 2024
American Express
Mini Points - March 2024

- Amex Bonvoy Brilliant - Earn 185,000 points after spending $6000 in 6 months, $650 annual fee.

- Amex Bonvoy Bevy - Earn 155,000 points after spending $5000 in 6 months, $250 annual fee.

- Amex Hilton Honors Surpass - Earn 155,000 points after spending $3000 in 6 months, $150 annual fee.

- Amex Hilton Honors Aspire - Earn 175,000 points after spending $6000 in 6 months, $550 annual fee.

- Amex Hilton Honors - Earn 100,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner - 75,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner + - 100,000 points after spending $2000 in 6 months, $75 annual fee.

- Wyndham Rewards Business - 50,000 points after spending $4000 in 3 months + 50,000 points after spending $15,000 in 12 months, $95 annual fee.

October 23, 2023
American Express
Mini Points - October 2023

Here are the most recent Limited Time Offers on Cards that are NOT Chase Cards:

- AAdvantage Citi Business Card - 75,000 AA miles after spending $6000 in 6 months $0 annual fee for the first year.

- Hilton Honors American Express Surpass Card - 170,000 Hilton Honors Points after spending $3000 in the first 6 months, $150 annual fee.

- Hilton Honors American Express Aspire Card - 180,000 Hilton Honors Points after spending $6000 in the first 6 months, $550 annual fee.

- Hilton Honors American Express Card - 100,000 Hilton Honors Points after spending $2000 in the first 6 months, No annual fee.

May 15, 2023
American Express
Mini Points - May 2023

- Amex - Hilton Honors Business card - Limited time offer - 150,000 points + Free Night after spending $4000 in 3 months, $95 Annual fee.

- Amex - Hilton Honors Surpass card - Limited time offer - 130,000 points + Free Night after spending $2000 in 3 months, $95 Annual fee.

- Amex -Hilton Honors card - Limited time offer - 70,000 points + Free Night after spending $1000 in 3 months, $0 Annual fee.

- Barclays - Wyndham Earner Business card - Up to 75,000 points after spending $3000 in 3 months & another $10,000 in 12 months, $95 Annual fee.

- Barclays - Wyndham Earner Plus card - 75,000 points after spending $1000 in 3 months, $75 Annual fee.

- Barclays - Wyndham Earner card - 45,000 points after spending $1000 in 3 months, $0 Annual fee.

February 13, 2023
JP Morgan Chase
Mini Points - January 2023

- Hilton Honors Amex Surpass card, limited time offer of 150,000 points after spending $3000 in 6 months, $95 annual fee.

- Hilton Honors Amex Business card, limited time offer of 165,000 points after spending $5000 in 3 months, $95 annual fee.

- Hilton Honors Amex, limited time offer of 100,000 points after spending $2000 in 6 months, no annual fee.

- Marriott Bonvoy Boundless card, limited time offer of 100,000 bonus points after spending $3000 in 6 months, $95 annual fee.

-Marriott Bonvoy Bold card, limited time offer of 60,000 bonus points after spending $2000 in 6 months, no annual fee.

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