Wyndham Rewards Earner Business card is offering 75,000 after spending $12000 in 12 months(Earn 50,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus after you spend $12,000 total on purchases within 12 months) with a $ 95 annual fee.. That's up 30,000 points over their standard offer of 45,000 after spending $3000 in 3 months.
Wyndham Rewards Earner Business Credit Card Review
Key Takeaways
If you want a Wyndham-specific card, you need to compare the current sign-up bonus and benefits of this card with the two personal versions. If you’re nearing Chase’s 5/24 status and don’t want to add another personal card, this might be the best option—especially if you plan on keeping it long-term. The 45,000-point sign-up bonus, earned after spending $3,000 over the first three months, plus 15,000 bonus points each anniversary year, makes this card very appealing. That annual bonus helps offset the $95 annual fee, and automatic Wyndham Diamond status (along with a match to Caesars Rewards) can be valuable if you stay at Wyndham properties more than once a year.
Why This Card Could Be Right For You
The 45,000-point sign-up bonus, available after spending $3,000 on purchases in the first three months, provides a strong base of points. If you stay at Wyndham properties even once a year, the 15,000 bonus points you receive each anniversary can justify the $95 annual fee. You also get automatic Wyndham Diamond Status and can match that to Caesars Rewards, which offers solid perks if you visit Las Vegas even semi-regularly. This business card won’t count against your 5/24 limit, and you’ll receive a 10% discount on award stays. Plus, you earn 8 points per dollar spent with Wyndham and on gas purchases.
When The Usual Advice Doesn't Apply
This card might not be ideal if:
- You already have one or more hotel-specific cards and don’t travel often enough to benefit from another.
- You prefer other hotel brands over Wyndham.
- Wyndham Diamond status holds less value for you than the complimentary statuses available through other hotel credit cards.
What to Know About Wyndham Rewards
Wyndham is towards the bottom of our hotel points list. It’s not a good utility point system to just hold points.
- Questionable room quality and cleanliness.
- Their points expire – even when you’re a cardholder.
- Difficulty in collecting points for more than a few stays.
- If you love a specific Wyndham hotel (including resorts), getting a card might be worth it.
How The Wyndham Rewards Earner Business Credit Card Fits In The Wyndham Rewards Ecosystem
Your travel habits, loyalty to Wyndham properties, and 5/24 status will help you decide which Wyndham card is best. Among the three Wyndham credit cards, the business version is the only one that awards 15,000 bonus points each anniversary year to help offset the $95 annual fee. In comparison, the Wyndham Earner Plus Card offers 7,500 points per year with a $75 annual fee. Both the business and Earner Plus cards have the same 45,000-point sign-up bonus, but the personal version only requires $1,000 in purchases (versus $3,000 for the business). Still, the business card grants automatic Diamond Status, won’t affect your 5/24 count, and offers 15,000 annual bonus points—making it a strong choice if those perks matter to you.
There’s also the no-fee Wyndham Earner Card, which offers a 30,000-point sign-up bonus after $1,000 in spending within 90 days. It provides Gold status and 7,500 bonus points each anniversary year, but only if you spend $15,000 annually—a target that usually isn’t worth aiming for when you could earn a better sign-up bonus elsewhere for that level of spending.
Card Information
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 75,000 | $12,000 | 1.0 ¢ | $205 | $95 |
$980
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Wyndham Hotels, All Inclusives | 15,000 bonus points annually, Avis & Budget upgrade and Suite upgrades. | No CR , No 5/24 , Barclay 0/6 |
Spend Categories
All Other - »
1X points
1¢ Per Dollar Spent
Gas Stations = »
8X points
8¢ Per Dollar Spent
Hotels = »
8X points
8¢ Per Dollar Spent
Online Advertising = »
5X points
5¢ Per Dollar Spent
marketing and utility = »
5X points
5¢ Per Dollar Spent
Card Benefits
Free Room Annually »
You get 15,000 points annually.That's enough for up to two free night .
You get 15,000 points annually.That's enough for up to two free night .
Anniversary Date Bonus Points »
You get 15,000 bonus points after each account anniversary year
You get 15,000 bonus points after each account anniversary year
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Hotel Perks »
Included Diamond status includes: late checkout, free WiFi, preferred room in same category, hit or miss free breakfast ,Avis & Budget upgrade and Suite upgrade.
Included Diamond status includes: late checkout, free WiFi, preferred room in same category, hit or miss free breakfast ,Avis & Budget upgrade and Suite upgrade.
Point Transfer Options
Transfer To Spouse/Partner No
Transfer To Friends No
Travel Partner Transfers
Outside Point System Wyndham Rewards
Transfers In From
Capital One Miles
1:1 91% value retained
Citi ThankYou Points
1:0.8 67% value retained
Wyndham Rewards Earner Business Application Rules
This business card will not show on your personal credit report, so it won't count against your 5/24 status
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
Ranking of Cards Offering Wyndham Rewards
Breaking Points
March 23, 2025
Wyndham Rewards Earner Business
March 5, 2024
Mini Points - March 2024
- Amex Bonvoy Brilliant - Earn 185,000 points after spending $6000 in 6 months, $650 annual fee.
- Amex Bonvoy Bevy - Earn 155,000 points after spending $5000 in 6 months, $250 annual fee.
- Amex Hilton Honors Surpass - Earn 155,000 points after spending $3000 in 6 months, $150 annual fee.
- Amex Hilton Honors Aspire - Earn 175,000 points after spending $6000 in 6 months, $550 annual fee.
- Amex Hilton Honors - Earn 100,000 points after spending $2000 in 6 months, $0 annual fee.
- Wyndham Rewards Earner - 75,000 points after spending $2000 in 6 months, $0 annual fee.
- Wyndham Rewards Earner + - 100,000 points after spending $2000 in 6 months, $75 annual fee.
- Wyndham Rewards Business - 50,000 points after spending $4000 in 3 months + 50,000 points after spending $15,000 in 12 months, $95 annual fee.
May 15, 2023
Mini Points - May 2023
- Amex - Hilton Honors Business card - Limited time offer - 150,000 points + Free Night after spending $4000 in 3 months, $95 Annual fee.
- Amex - Hilton Honors Surpass card - Limited time offer - 130,000 points + Free Night after spending $2000 in 3 months, $95 Annual fee.
- Amex -Hilton Honors card - Limited time offer - 70,000 points + Free Night after spending $1000 in 3 months, $0 Annual fee.
- Barclays - Wyndham Earner Business card - Up to 75,000 points after spending $3000 in 3 months & another $10,000 in 12 months, $95 Annual fee.
- Barclays - Wyndham Earner Plus card - 75,000 points after spending $1000 in 3 months, $75 Annual fee.
- Barclays - Wyndham Earner card - 45,000 points after spending $1000 in 3 months, $0 Annual fee.
August 4, 2022
Barclays Wyndham Offers on 3 Different Cards
1. Wyndham Rewards Earner Card - 45,000 Points - Spend $1000 in 3 months - $0 Annual fee.
2. Wyndham Rewards Earner Plus Card - 60,000 Points - Spend $1000 in 3 months - $75 Annual fee.
3. Wyndham Rewards Earner Business Card - 75,000 Points - Spend $2000 in 3 months - $95 Annual fee