Wyndham Rewards Earner Business card is offering 75,000 after spending $12000 in 12 months(Earn 50,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus after you spend $12,000 total on purchases within 12 months) with a $ 95 annual fee.. That's up 30,000 points over their standard offer of 45,000 after spending $3000 in 3 months.
Bank
Barclaycard
The Highlights
Barclay is more of a niche bank in this hobby, but they have some great partner cards. Barclay seems to use a combination of factors in approving or denying cards, so hard and fast rules don’t tell the whole story.
Here are some factors to be mindful of:
- Your first Barclay cards seem more likely to be approved than second. Nearly always will you want to cancel one of the first two before attempting to open a third.
- They look for consistent recent spending on existing cards for approval on a second. Spend for at least two months before applying for a second card.
- Too many cards in the last 24 months is used, but depending on other factors, that number could be as high as 6-10 before being denied.
- They use TransUnion (Same as Chase & Bank of America) for credit report. So the fewer pulls there, the better your chance of approval.
Other rules can be viewed below:
When points appear
Application Rules
Card approval not subject to 5-personal-cards-in-24-months rule
You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months
What to Know Before Canceling
Barclay doesn't seems to have many cancellation penalties, nor do you benefit by keeping a card that you don't use.
Best for Series
Below is a snapshot of where this bank performs best compared to the other banks in our database:
Breaking Points

Wyndham Rewards Earner Business
Wyndham Rewards Earner Business card is offering 75,000 after spending $12000 in 12 months(Earn 50,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus after you spend $12,000 total on purchases within 12 months) with a $ 95 annual fee.. That's up 30,000 points over their standard offer of 45,000 after spending $3000 in 3 months.