Barclaycard

Reconsideration Phone
Personal Cards
800.151.0900
Business Cards
808.256.4767

Associated Point Systems

Breaking Points

March 23, 2025
Wyndham Rewards Earner Business
Wyndham Rewards Earner Business

Wyndham Rewards Earner Business card is offering 75,000 after spending $12000 in 12 months(Earn 50,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus after you spend $12,000 total on purchases within 12 months) with a $ 95 annual fee.. That's up 30,000 points over their standard offer of 45,000 after spending $3000 in 3 months.

March 13, 2025
Wyndham Rewards Earner Plus
Wyndham Rewards Earner plus

Wyndham Rewards Earner Plus card is offering 90,000 after spending $2000 in 3 months with a $75 annual fee.. That's up 45,000 points over their standard offer of 45,000 after spending $1000 in 3 months.

March 13, 2025
Wyndham Rewards Earner
Wyndham Rewards Earner

Wyndham Rewards Earner card is offering 60,000 after spending $2000 in 3 months with a $ 0 annual fee.. That's up 30,000 points over their standard offer of 30,000 after spending $1000 in 3 months.

March 3, 2025
JetBlue Plus
JetBlue Plus card

JetBlue plus card is offering 70,000 after spending $1000 in 3 months with a $ 99 annual fee.. That's up 20,000 points over their standard offer of 50,000 after spending $1000 in 3 months.

Bank

Barclaycard

The Highlights

Barclay is more of a niche bank in this hobby, but they have some great partner cards. Barclay seems to use a combination of factors in approving or denying cards, so hard and fast rules don’t tell the whole story.

Here are some factors to be mindful of:

  • Your first Barclay cards seem more likely to be approved than second. Nearly always will you want to cancel one of the first two before attempting to open a third.
  • They look for consistent recent spending on existing cards for approval on a second. Spend for at least two months before applying for a second card.
  • Too many cards in the last 24 months is used, but depending on other factors, that number could be as high as 6-10 before being denied.
  • They use TransUnion (Same as Chase & Bank of America) for credit report. So the fewer pulls there, the better your chance of approval.

Other rules can be viewed below:

When points appear

Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months

What to Know Before Canceling

Barclay doesn't seems to have many cancellation penalties, nor do you benefit by keeping a card that you don't use.

Best for Series

Below is a snapshot of where this bank performs best compared to the other banks in our database:

Breaking Points

March 23, 2025
Wyndham Rewards Earner Business
Wyndham Rewards Earner Business

Wyndham Rewards Earner Business card is offering 75,000 after spending $12000 in 12 months(Earn 50,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus after you spend $12,000 total on purchases within 12 months) with a $ 95 annual fee.. That's up 30,000 points over their standard offer of 45,000 after spending $3000 in 3 months.

March 13, 2025
Wyndham Rewards Earner Plus
Wyndham Rewards Earner plus

Wyndham Rewards Earner Plus card is offering 90,000 after spending $2000 in 3 months with a $75 annual fee.. That's up 45,000 points over their standard offer of 45,000 after spending $1000 in 3 months.

March 13, 2025
Wyndham Rewards Earner
Wyndham Rewards Earner

Wyndham Rewards Earner card is offering 60,000 after spending $2000 in 3 months with a $ 0 annual fee.. That's up 30,000 points over their standard offer of 30,000 after spending $1000 in 3 months.

March 3, 2025
JetBlue Plus
JetBlue Plus card

JetBlue plus card is offering 70,000 after spending $1000 in 3 months with a $ 99 annual fee.. That's up 20,000 points over their standard offer of 50,000 after spending $1000 in 3 months.