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Wyndham Rewards Earner Plus Credit Card

Written by: Lenny Pappano
Wyndham Rewards Earner Plus Apply Now

The Wyndham Rewards Earner Plus Card offers substantial value for travelers seeking quick rewards with minimal spending. Keep it long-term if you stay at Wyndham properties annually for the anniversary benefits.

Wyndham Rewards Earner Plus Apply Now

Wyndham Rewards Earner Plus Credit Card Review

Key Takeaways

The Wyndham Rewards Earner Plus Credit Card is an excellent short-term option for quickly accumulating Wyndham points. It offers a 45,000-point sign-up bonus with a manageable $1,000 spending requirement. At just $75 for the annual fee, the card provides valuable benefits that justify its cost. If you stay at Wyndham properties even once annually, the anniversary points alone could provide you with a free night each year, depending on your chosen location.

Why This Card Could Be Right For You

The Wyndham Rewards Earner Plus Credit Card offers compelling value for both new applicants and long-term cardholders. The standout features include:

  • Generous sign-up bonus: Earn 45,000 Wyndham Rewards points after spending just $1,000, potentially yielding up to six free nights at properties requiring only 7,500 points per stay.
  • Discounted redemptions: As a cardholder, you'll enjoy a 10% discount when redeeming points for free nights, meaning those 7,500-point stays actually cost only 6,750 points.

Beyond the initial bonus, the card offers ongoing value that helps offset its modest $75 annual fee. You'll receive 7,500 anniversary points each year — enough for a free night at select properties — which alone can exceed the annual fee in value. The automatic Platinum Status enhances your stays with benefits including a 15% points earning bonus, late checkout, early check-in, potential suite upgrades, and a welcome amenity at check-in.

The card also features a rewarding points structure for everyday spending:

  • 6x points on Wyndham stays and gas purchases
  • 4x points on dining and grocery purchases (excluding Target and Walmart)
  • 1x points on all other eligible purchases

This combination of upfront value, anniversary benefits, and everyday earning potential makes the Wyndham Rewards Earner Plus a worthwhile consideration, especially if you stay at Wyndham properties at least once per year.

When The Usual Advice Doesn't Apply

Consider alternatives if:

  • You plan to keep the card beyond the first year, as the Wyndham Rewards Earner Business card offers superior benefits for only a slightly higher annual fee
  • Your wallet already contains multiple hotel-specific cards
  • You prefer stays at non-Wyndham properties
  • You find Wyndham Platinum status less valuable than complimentary statuses offered by other hotel chain credit cards
Wyndham Rewards

What to Know About Wyndham Rewards

Wyndham is towards the bottom of our hotel points list. It’s not a good utility point system to just hold points.

  • Questionable room quality and cleanliness.
  • Their points expire – even when you’re a cardholder.
  • Difficulty in collecting points for more than a few stays.
  • If you love a specific Wyndham hotel (including resorts), getting a card might be worth it.

How The Wyndham Rewards Earner Plus Credit Card Fits In The Wyndham Rewards Ecosystem

Wyndham offers three distinct credit card options, each targeting different traveler needs:

  • Wyndham Rewards Earner Plus Card ($75 annual fee)
    • 45,000-point sign-up bonus after $1,000 spending
    • 7,500 anniversary bonus points annually
    • Automatic Platinum Status
    • 6x points on Wyndham and gas purchases
  • Wyndham Rewards Earner Business Card ($95 annual fee)
    • 45,000-point sign-up bonus, but requires $3,000 in spending
    • Higher anniversary bonus of 15,000 points annually
    • Premium Diamond Status automatically
    • Doesn't affect your Chase 5/24 status

The Business card provides substantially better long-term value. The doubled anniversary points alone make it worth considering if you plan to keep either card beyond the first year.

For budget-conscious travelers, there's also the Wyndham Earner Card with no annual fee. This entry-level option offers a 30,000-point welcome bonus after $1,000 spending in three months and includes Gold status. While it advertises 7,500 anniversary points, these require $15,000 in annual spending — a requirement that significantly diminishes its appeal for most cardholders.

When choosing between these options, consider your spending habits, stay frequency at Wyndham properties, and whether the additional benefits of the premium cards justify their annual fees for your specific travel patterns.

Card Information

Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
90,000 $2,000 1.0 ¢ $205 $75
$1050
Best Value Differentiating Perks Rules
Wyndham Hotels, All Inclusives 7,500 bonus points annually, Avis & Budget upgrade No 5/24 , Barclay 0/6

AWARD SYSTEM

Wyndham Rewards

BANK

Barclaycard

Reconsideration Phone 800.151.0900

SPECIAL OFFER

90,000 points for
$2,000 spend.

Spend Categories

All Other - »

1X points
1¢ Per Dollar Spent

Gas Stations = »

6X points
6¢ Per Dollar Spent

Grocery Stores = »

4X points
4¢ Per Dollar Spent

Hotels = »

6X points
6¢ Per Dollar Spent

Restaurants = »

4X points
4¢ Per Dollar Spent

Card Benefits

Free Room Annually »
You get 7,500 points annually. That's enough for up to one free night.
Anniversary Date Bonus Points »
You get 7,500 bonus points after each account anniversary year
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Hotel Perks »
Included Platinum status includes: late checkout, free WiFi, preferred room in same category, hit or miss free breakfast and Avis & Budget upgrade.

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Outside Point System Wyndham Rewards

Transfers In From
Point Transfer Options
Capital One Miles

1:1 91% value retained

Point Transfer Options
Citi ThankYou Points

1:0.8 67% value retained

Wyndham Rewards Earner Plus Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months

Breaking Points

March 13, 2025
Wyndham Rewards Earner Plus
Wyndham Rewards Earner plus

Wyndham Rewards Earner Plus card is offering 90,000 after spending $2000 in 3 months with a $75 annual fee.. That's up 45,000 points over their standard offer of 45,000 after spending $1000 in 3 months.

March 5, 2024
American Express
Mini Points - March 2024

- Amex Bonvoy Brilliant - Earn 185,000 points after spending $6000 in 6 months, $650 annual fee.

- Amex Bonvoy Bevy - Earn 155,000 points after spending $5000 in 6 months, $250 annual fee.

- Amex Hilton Honors Surpass - Earn 155,000 points after spending $3000 in 6 months, $150 annual fee.

- Amex Hilton Honors Aspire - Earn 175,000 points after spending $6000 in 6 months, $550 annual fee.

- Amex Hilton Honors - Earn 100,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner - 75,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner + - 100,000 points after spending $2000 in 6 months, $75 annual fee.

- Wyndham Rewards Business - 50,000 points after spending $4000 in 3 months + 50,000 points after spending $15,000 in 12 months, $95 annual fee.

May 15, 2023
American Express
Mini Points - May 2023

- Amex - Hilton Honors Business card - Limited time offer - 150,000 points + Free Night after spending $4000 in 3 months, $95 Annual fee.

- Amex - Hilton Honors Surpass card - Limited time offer - 130,000 points + Free Night after spending $2000 in 3 months, $95 Annual fee.

- Amex -Hilton Honors card - Limited time offer - 70,000 points + Free Night after spending $1000 in 3 months, $0 Annual fee.

- Barclays - Wyndham Earner Business card - Up to 75,000 points after spending $3000 in 3 months & another $10,000 in 12 months, $95 Annual fee.

- Barclays - Wyndham Earner Plus card - 75,000 points after spending $1000 in 3 months, $75 Annual fee.

- Barclays - Wyndham Earner card - 45,000 points after spending $1000 in 3 months, $0 Annual fee.

August 4, 2022
Wyndham Rewards
Barclays Wyndham Offers on 3 Different Cards

1. Wyndham Rewards Earner Card - 45,000 Points - Spend $1000 in 3 months - $0 Annual fee.

2. Wyndham Rewards Earner Plus Card - 60,000 Points - Spend $1000 in 3 months - $75 Annual fee.

3. Wyndham Rewards Earner Business Card - 75,000 Points - Spend $2000 in 3 months - $95 Annual fee