Bottom Line

The 45,000-point sign-up bonus and other benefits for the Wyndham Rewards Earner Plus are excellent given its low annual fee of $75, especially since you only have to spend $1,000 to earn that bonus. If you’re looking for a quick way to accumulate Wyndham points before canceling the card after the first year, this is a good option. You also receive automatic Platinum Status and 7,500 points each anniversary year. However, if you plan on keeping a Wyndham card beyond the first year, we recommend the Wyndham Rewards Earner Business card for its higher anniversary bonus of 15,000 points and a $95 annual fee. Not having this card count against your 5/24 limit is another added perk.

Why You Might Want This Card

The Wyndham Rewards Earner Plus card offers a 45,000-point sign-up bonus after spending only $1,000 in the first 90 days. With some hotels costing as few as 7,500 points (reduced to 6,750 thanks to a 10% point discount), this bonus alone could provide up to six free nights. If you keep the card beyond the first year, you’ll pay a $75 annual fee but also receive 7,500 points each anniversary, which can cover a free night at select hotels. You automatically receive Platinum Status with this card and earn 6x points on Wyndham and gas purchases and 4x points on dining and grocery purchases (excluding Target and Walmart).

Exceptions To The Rule

Consider avoiding this card if:

• You plan to keep a Wyndham card beyond the first year, since the Wyndham Rewards Earner Business card offers better benefits for a slightly higher annual fee.
• You already have multiple hotel-specific cards and prefer to keep your slots open for other options.
• You value stays at other properties over Wyndham.
• You want a more valuable complimentary hotel status than Wyndham Platinum.

About Wyndham Rewards

Wyndham may not be Mr. Popular during lunch period, but its subtle redemption program holds a mysterious appeal. Earn points through the Wyndham Visa cards, which are both very simple to understand, options include a 15,000 or a 30,000 welcome bonus, using your cards to get gas, pay utility or buy groceries gets you 2x point per $1 on both cards and with the annual fee card you get extra, thank you anniversary points every year. As for transferring, thankfully Capital One has added them in with a transfer rate of 2:1.5, as a nice option if you're short on points. Redemption time is as simple as 1, 2, 3, because those are the tiers, hotels at 7,500, 15,000 or 30,000 points. Also, look into a discounted “go fast” night where you can book a room for low points + cash, this option generously stretches your points and caters entirely to us, the customers. Wyndham offers over 9,000 hotels worldwide, including all-inclusive vacation club resorts and vacation rentals all bookable with points, so while it’s sometimes disregarded, we think Wyndham rewards has definitely grown into a very attractive option.

Where Wyndham Rewards Earner Plus Fits In This Point Ecosystem

There are three Wyndham-specific credit cards, with the Wyndham Rewards Earner Plus and Wyndham Rewards Earner Business cards offering very similar benefits. Both cards provide a 45,000-point sign-up bonus, though the spending requirement for the Business card is $3,000 (with a $95 annual fee) compared to $1,000 (with a $75 annual fee) for the Earner Plus. The Business card also grants 15,000 anniversary points each year, while the Earner Plus offers 7,500. Another key difference is that the Business card provides automatic Diamond Status, whereas the Earner Plus provides Platinum Status. The Business card also does not count against your 5/24 limit, which can be highly advantageous.

There is a no-fee Wyndham Earner card that comes with a 30,000-point sign-up bonus after $1,000 in spending within three months, Gold Status, and 7,500 anniversary points. However, you must spend $15,000 annually to earn those anniversary points, making the no-fee card less appealing than the Earner Plus or Business version for most people.

Personal Experience