Value & Benefits of American Express Platinum Personal bonus offer

American Express Platinum Personal

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Award System

Amex Member Rewards »

Bank

Bank Details »

Reconsideration Phone
800.528.4800

Breaking Points

August 16, 2024

Mini Points - September 2024

- AAdvantage American Airlines Citi Mastercard - Limited time offer, earn 75,000 miles after spending $3500 in 4 months, $0 annual fee for first year then $99/year.

- World of Hyatt Business Chase Visa - Limited time offer, earn 60,000 points after spending $5000 in 3 months, $199/annual fee.

- Ink Business Unlimited Business Chase Visa - $900 cash back after spending $6000 in 3 months, $0/annual fee.

- Miles & More Barclays Lufthansa Mastercard - 80,000 miles after spending $3000 in 3 months, $89/annual fee.

- Wyndham Earner Visa - Earn 45,000 points after spending $2000 in 6 months, $0/annual fee.

February 5, 2023

Amex gets Generous with Delta Points

Here is a fun list of Delta Amex cards that are offering limited time (ending 3/29/23) sign-up bonus:

- Amex Delta SkyMiles Reserve Business Card: 100,000 miles after spending $6000 in 3 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Business Card: 95,000 miles after spending $4000 in 3 months, $250 annual fee.

- Amex Delta SkyMiles Gold Business Card: 75,000 miles after spending $3000 in 3 months, $0 intro annual fee, then $99.

- Amex Delta SkyMiles Reserve Card: 90,000 miles after spending $6000 in 6 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Card: 90,000 miles after spending $4000 in 6 months, $250 annual fee.

- Amex Delta SkyMiles Gold Card: 70,000 miles after spending $2000 in 6 months, $0 intro annual fee, then $99.

March 3, 2022

American Express Delta Cards Limited Time Offers

American Express only gives you once in a lifetime sign up bonuses, so if you've been waiting, this might be the time:

- Delta SkyMiles Reserve Business Card, 110,000 Bonus miles after spending $6000 in 3 months, $550 annual fee.

- Delta SkyMiles Platinum Business Card, 100,000 Bonus miles after spending $4000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Business Card, 75,000 Bonus miles after spending $3000 in 3 months, $0 annual fee for the 1st year, then $99.

- Delta SkyMiles Reserve, 100,000 Bonus miles after spending $5000 in 3 month, $550 annual fee.

- Delta SkyMiles Platinum Card, 90,000 Bonus miles after spending $3000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Card, 70,000 Bonus miles after spending $2000 in 3 months, $0 annual fee for the 1st year, then $99.

July 2, 2021

American Express Platinum Special Offer

The Amex Platinum increases everything. Sign up offer is now 100,000 points after spending $6000 in 6 months, 10x points at restaurants worldwide, $240 Digital entertainment credit, $300 Equinox Credit, $200 Uber Cash, $100 Saks Credit, 5x points on flights, 5x points on prepaid hotels. Take advantage of all these savings to compensate for the increased annual fee rate of $695.

Bonus Points	Minimum Spend	Point Value	Annual Value	Annual Fee	1st Year Value
80,000	$8,000	1.5 ¢	$332	$695	$992

Best Value	Differentiating Perks	Rules
Delta & Hilton transfers	Premier Airport Lounges, Hilton Gold Status, 5x points on Amex travel	Amex 3/90 , No 5/24 , Amex 1/10

Most Recent Special Offer: 100,000 Bonus Points for $6,000 spend ended Nov 2022

Card Type: Personal

Spend Categories

Airfare + »

5X points
7.7¢ Per Dollar Spent

All Other = »

1X points
1.5¢ Per Dollar Spent

Hotels - »

5X points
7.7¢ Per Dollar Spent

Travel + »

5X points
7.7¢ Per Dollar Spent

Apply Now »

Card Benefits

Travel Credits »
Get statement credits of up to $200 per calendar year toward incidental air travel fees (lounges, checked bags, seat upgrades, wi-fi, etc.) on ONE U.S. airline you select

Lounge Access »
Get unlimited access to the Centurion Lounge, Delta Sky Club and Priority Pass Select lounges

Cell Phone Protection »
Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month

TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.

Airline Incidentals »
Get statement credits of up to $200 per calendar year toward incidental air travel fees (lounges, checked bags, seat upgrades, wi-fi, etc.) on ONE U.S. airline you select

Car Rental Insurance »
Secondary car rental insurance coverage up to $75,000 in collision damage and theft per incident

Travel Insurance »
Lost luggage insurance up to $3,000 per person; trip delay protection up to $500; and trip cancellation protection up to $10,000 per trip

No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.

Concierge »
Call 1-800-525-3355 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides & sending gifts/flowers

Roadside Assistance »
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.

Statement Credits »
Get statement credits of up to $200 per calendar year on repaid Fine Hotels + Resorts, up to $199 CLEAR in statement credits per calendar year and up to $200 for Uber orders with Uber Eats and rides with Uber annually.

Hotel Perks »
Automatic Hilton Gold status includes: free breakfast, late checkout, free WiFi, bottled water, room upgrades (in same category) & 5th night free on reward stays. Amex Hotel Collection credits and upgrades also included.

Purchase Protection »
You can file up to $10,000 per claim ($50,000 max per year) in the event of damage or theft in the first 90 days.

Extended Warranty »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.

Apply Now »

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Amex Member Rewards Outside Point System

Transfers Out To

Air Canada Aeroplan

1:1 86% value retained

Avianca LifeMiles

1:1 107% value retained

British Airway Executive Avios

1:1 71% value retained

Cash in Cents

1:1 71% value retained

Cathay Pacific

1:1 79% value retained

Delta SkyMiles

1:1 86% value retained

Etihad Guest

1:1 86% value retained

Flying Blue and Air France

1:1 86% value retained

Hilton Honors

1:2 86% value retained

jetBlue trueBlue

1:0.8 69% value retained

Marriott Bonvoy

1:1 43% value retained

Qantas Frequent Flyer

1:1 93% value retained

Singapore KrisFlyer

1:1 93% value retained

Virgin Atlantic Flying Club

1:1 107% value retained

View All Point Transfer Options »

Why You Might Want This Card

Huge Annual Fee... But Huge Credits And Benefits

Depending on your needs and tastes -- the Personal Amex Platinum might be the grand daddy of all travel cards. With an annual fee of $550, you want to make sure you squeeze everything you can out of this one.

There are so many benefits with this card, it's difficult to narrow it down to the most important. So here are a few of our favorites: Start with Uber VIP ($15 credit every month; be sure to opt-in for this one). Then there's the $200 annual airline credit (which just took the annual fee down to $350), plus a $100 reimbursement for your Global Entry/TSA Credit. If you want luxury travel amenities, this is your card. Amex Platinum cards are the ONLY cards that offer Centurion Lounge access for you and 2 guests and/or access to Priority Pass lounges and Delta Sky Clubs (when flying Delta). You're also automatically enrolled into Hilton Honors Gold Status -- and the Gold Elite status with SPG.

The only spending multipliers worth mentioning are the airfare and hotel spends -- both raking in 5x points per dollar.This is one Amex card you might NOT want to wait for a special offer on if you aren't a big spender. The special offers usually requires a whopping $10,000 spend.

Bottom Line

True, the annual fee is a billowing $550. But if you just gotta have all the bells and whistles of a luxury card -- this is it. Maximize your benefits and perks, and you're really only paying around $150 per year for a card that you can use for access to superb lounges and hotel elite status. If you're more about just getting to your destination and are less concerned about the comfort while traveling, then this isn't the best option for you.

Application Rules

Amex 3/90

You'll be declined if you apply for a fourth Amex card in 90 days

No 5/24

Card approval not subject to 5-personal-cards-in-24-months rule

Amex 1/10

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Rank 7^th

Best Cards For U.S. Domestic Flights »

Rank 1^st

Best Cards For Flights To Asia »

Rank 6^th

Best Card For International Business Class »

Rank 5^th

Best Cards For Rental Cars »

Rank 3^rd

Best Cards For Cruises »

Rank 7^th

Best Cards For Flights To Australia »

Rank 4^th

Best Cards For Hotels In Europe »

Rank 3^rd

Best Cards For South America Flights »

Breaking Points

August 16, 2024

Mini Points - September 2024

- AAdvantage American Airlines Citi Mastercard - Limited time offer, earn 75,000 miles after spending $3500 in 4 months, $0 annual fee for first year then $99/year.

- World of Hyatt Business Chase Visa - Limited time offer, earn 60,000 points after spending $5000 in 3 months, $199/annual fee.

- Ink Business Unlimited Business Chase Visa - $900 cash back after spending $6000 in 3 months, $0/annual fee.

- Miles & More Barclays Lufthansa Mastercard - 80,000 miles after spending $3000 in 3 months, $89/annual fee.

- Wyndham Earner Visa - Earn 45,000 points after spending $2000 in 6 months, $0/annual fee.

February 5, 2023

Amex gets Generous with Delta Points

Here is a fun list of Delta Amex cards that are offering limited time (ending 3/29/23) sign-up bonus:

- Amex Delta SkyMiles Reserve Business Card: 100,000 miles after spending $6000 in 3 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Business Card: 95,000 miles after spending $4000 in 3 months, $250 annual fee.

- Amex Delta SkyMiles Gold Business Card: 75,000 miles after spending $3000 in 3 months, $0 intro annual fee, then $99.

- Amex Delta SkyMiles Reserve Card: 90,000 miles after spending $6000 in 6 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Card: 90,000 miles after spending $4000 in 6 months, $250 annual fee.

- Amex Delta SkyMiles Gold Card: 70,000 miles after spending $2000 in 6 months, $0 intro annual fee, then $99.

March 3, 2022

American Express Delta Cards Limited Time Offers

American Express only gives you once in a lifetime sign up bonuses, so if you've been waiting, this might be the time:

- Delta SkyMiles Reserve Business Card, 110,000 Bonus miles after spending $6000 in 3 months, $550 annual fee.

- Delta SkyMiles Platinum Business Card, 100,000 Bonus miles after spending $4000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Business Card, 75,000 Bonus miles after spending $3000 in 3 months, $0 annual fee for the 1st year, then $99.

- Delta SkyMiles Reserve, 100,000 Bonus miles after spending $5000 in 3 month, $550 annual fee.

- Delta SkyMiles Platinum Card, 90,000 Bonus miles after spending $3000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Card, 70,000 Bonus miles after spending $2000 in 3 months, $0 annual fee for the 1st year, then $99.

July 2, 2021

American Express Platinum Special Offer

Add Card Notes

American Express Platinum Personal

Award System

Bank

Related Guides

Breaking Points

Mini Points - September 2024

Amex gets Generous with Delta Points

American Express Delta Cards Limited Time Offers

American Express Platinum Special Offer

Spend Categories

Card Benefits

Point Transfer Options

Travel Partner Transfers

Transfers Out To

Why You Might Want This Card

Bottom Line

Application Rules

Ranking of Cards Offering Amex Member Rewards

Best for Series

Breaking Points

Mini Points - September 2024

Amex gets Generous with Delta Points

American Express Delta Cards Limited Time Offers

American Express Platinum Special Offer