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Delta SkyMiles Blue Credit Card

Written by: Lenny Pappano
Delta SkyMiles Blue Apply Now

Although the Delta SkyMiles Blue Credit Card earns Delta miles and has no annual fee, there are other no-annual-fee cards that offer higher sign-up bonuses than its current 10,000 miles.

Delta SkyMiles Blue Apply Now

Delta SkyMiles Blue Credit Card Review

Key Takeaways

The Delta SkyMiles Blue Credit Card earns Delta miles and has no annual fee. However, if you’re exploring this site, you likely know there are other no-annual-fee cards with higher sign-up bonuses than the Blue Card’s current 10,000 miles.

Why This Card Could Be Right For You

The main reasons to consider the Blue Card are its 10,000-mile sign-up bonus and lack of an annual fee. If you’re brand new to points and miles, it could be a simple way to start without worrying about an annual fee. However, you may want to explore other no-annual-fee cards that come with significantly larger sign-up bonuses.

When The Usual Advice Doesn't Apply

If you want more perks than just “no annual fee,” this card might not be right for you. It doesn’t offer many other benefits.

Delta SkyMiles

What to Know About Delta SkyMiles

Delta is a good point system for both domestic and international flights.

  • Delta offers many cards making initial collection relatively easy. But Amex’s “one bonus per card per lifetime” limits that ability over time.
  • Delta is part of the Amex partner reward system and is a decent transfer value.
  • We save Delta points for specific flights, perhaps direct domestic or best value international.
  • We use easier-to-collect point systems such as Southwest and American ahead of Delta.

How The Delta SkyMiles Blue Credit Card Fits In The Delta SkyMiles Ecosystem

The Delta SkyMiles Blue Card is the lowest-tier offering among the four Delta-specific American Express cards. Its 10,000-mile sign-up bonus and lack of an annual fee may appeal to beginners, but it offers few other benefits.

If you want a Delta card, the Gold version is a better choice for most people. It waives its $150 annual fee for the first year, currently provides a 50,000-mile sign-up bonus, and includes additional perks that can offset the fee if you keep it longer.

Stepping up, the Platinum card charges a $350 annual fee but offers a 60,000-mile bonus and several perks that can justify the cost for frequent travelers. For those who are very loyal to Delta and fly multiple times per year, the top-tier Reserve card offers a 70,000-mile sign-up bonus. Although it has a $650 annual fee, it provides a range of exclusive benefits designed for Delta regulars.

Card Information

Bonus Points Minimum Spend Point Value Annual Value Annual Fee
1st Year Value
10,000 $1,000 1.2 ¢ $0 $0
$132
Best Value Differentiating Perks Rules
Delta flights Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10

AWARD SYSTEM

Delta SkyMiles

BANK

American Express

Reconsideration Phone 800.528.4800

CURRENT OFFER

10,000 points for
$1,000 spend.

Spend Categories

Airfare - »

2X points
2.4¢ Per Dollar Spent

All Other - »

1X points
1.2¢ Per Dollar Spent

Restaurants = »

2X points
2.4¢ Per Dollar Spent

Card Benefits

Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Purchase Protection »
You're protected for up to 90 days from the purchase date up to $1,000 ($500 on natural disasters).
Extended Warranty »
Get up to 1 additional year on warranties of 5 years or less, up to $10,000 per purchase.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System Delta SkyMiles

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 86% value retained

Point Transfer Options
IHG Rewards

5:1 40% value retained

Point Transfer Options
Marriott Bonvoy

3:1 57% value retained

Point Transfer Options
World of Hyatt

5:2 30% value retained

Delta SkyMiles Blue Application Rules

Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Breaking Points