Award System

American Airlines Miles

American Airlines Miles »

Bank

CitiBank

Bank Details »

Reconsideration Phone
800.870.1073

Breaking Points

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
15,000 $500 1.3 ¢ $0 $0 $202
Best Value Differentiating Perks Rules
No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6
Card Type: Personal, Airline

Spend Categories

Airfare - »

2X points
2.6¢ Per Dollar Spent

All Other - »

1X points
1.3¢ Per Dollar Spent

Grocery Stores - »

2X points
2.6¢ Per Dollar Spent

Card Benefits

Airline Incidentals »
25% savings on American Airlines inflight food, beverage and Wi-Fi

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System American Airlines Miles

Transfers In From
Point Transfer Options
IHG Rewards

5:1 43% value retained

Point Transfer Options
Marriott Bonvoy

3:1 72% value retained

Point Transfer Options
World of Hyatt

5:2.5 41% value retained

Why You Might Want This Card

Bottom Line

Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

You'll be declined if you apply for a second Citi business card within 95 days

You'll be declined if you apply for a third Citi card within 65 days

You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days

You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months

Breaking Points

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