Why You Might Want This Card

$1 = 60,000 Points

Something truly unique about this card is that you'll get your 60,000 point sign-up bonus after just one purchase. Buy anything at all, even a candy bar, and the bonus points are all yours. Then book your flight through your AA account and get a 10% mileage refund up to 10,000 miles annually. It's the card that keeps on giving. This card offers standard travel benefits like auto/travel insurance and no foreign transaction fees. If you hold onto airline cards to get free checked baggage -- this might be a keeper for family or group business travel. That's because you get your first checked bag free for you... and 4 of your travel companions. That could make up the $99 annual fee quickly if you fly American with family or business colleagues 3-4 times per year. Plus you get 25% off inflight purchases, which is really great if you want a little night cap in the air.

Bottom Line

The annual fee is $99 and it is not waived -- but we all know a round-tip flight anywhere will cost well over that amount. This card is great for a quick, super easy 60,000 point sign-up bonus. The points are simple to use, especially for domestic travel. And while there aren't a lot of outstanding perks attached to this card, the ones they DO include will help your travel be just a little more comfortable. The free-checked-baggage-for-4-people-per-trip could make this a keeper based on just one awesome benefit.