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- Citi Premier MasterCard - Limited Time Offer - 75,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Citi AAdvantage Platinum - Special Offer - $75,000 AA Miles, after spending $3500 in 4 months, $0 Annual fee for the first year, then $99.
- Chase Sapphire Visa - Limited Time Offer - 80,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Air France KLM World Elite Mastercard - Limited Time Offer - 70,000 Points, after spending $2000 in 3 months, $89 Annual fee.
AAdvantage Citi card is offering a 60,000 miles sign up bonus after spending $3000 in 3 months with a $0 annual fee for the first year and then $99 after that.
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
|---|---|---|---|---|---|
| 60,000 | $3,000 | 1.3 ¢ | $0 | $0 | $819 |
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| AA International Flights | Free checked bag & preferred boarding on AA | AA Personal 48 , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6 |
2X points
2.6¢ Per Dollar Spent
1X points
1.3¢ Per Dollar Spent
2X points
2.6¢ Per Dollar Spent
2X points
2.6¢ Per Dollar Spent
Transfer To Spouse/Partner Yes - $$
Transfer To Friends Yes - $$
Outside Point System American Airlines Miles
5:1 43% value retained
3:1 72% value retained
5:2.5 41% value retained
There's little downside to getting this card since the $99 annual fee is waived in the first year -- and since you can roll up 50,000 sign-up points pretty effortlessly. If you like American Airlines, or just really like where they go, this is a great card. The strategy is simple: Get the card, get the bonus points, use if for free for one year, then reassess if you want to pay the $99 annual fee in year 2. And don't forget the cherry on top with the first checked bag free, preferred boarding and 25% off inflight food and beverages.
You'll be declined if you've received a BONUS from this card in past 48 months
Card approval not subject to 5-personal-cards-in-24-months rule
You'll be declined if you apply for a second Citi business card within 95 days
You'll be declined if you apply for a third Citi card within 65 days
You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days
You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months
Below is a snapshot of where this card performs best compared to the other cards in our database:
- Citi Premier MasterCard - Limited Time Offer - 75,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Citi AAdvantage Platinum - Special Offer - $75,000 AA Miles, after spending $3500 in 4 months, $0 Annual fee for the first year, then $99.
- Chase Sapphire Visa - Limited Time Offer - 80,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Air France KLM World Elite Mastercard - Limited Time Offer - 70,000 Points, after spending $2000 in 3 months, $89 Annual fee.
AAdvantage Citi card is offering a 60,000 miles sign up bonus after spending $3000 in 3 months with a $0 annual fee for the first year and then $99 after that.
