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American Express

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800.528.4800

Breaking Points

July 30, 2024
American Express
Mini Points - August 2024

- American Express Gold Card - Limited Time Offer 90,000 Points after spending $6000 in 6 months, $325/annual fee (with lots of perks to off-set the annual fee).

- American Express Marriott BonVoy Brilliant - Limited Time offer 185,000 Points after spending $6000 in 6 months, $650 annual fee ($300 Dining credit - $25/month towards restaurants).


February 5, 2023
American Express
Amex gets Generous with Delta Points

Here is a fun list of Delta Amex cards that are offering limited time (ending 3/29/23) sign-up bonus:

- Amex Delta SkyMiles Reserve Business Card: 100,000 miles after spending $6000 in 3 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Business Card: 95,000 miles after spending $4000 in 3 months, $250 annual fee.

- Amex Delta SkyMiles Gold Business Card: 75,000 miles after spending $3000 in 3 months, $0 intro annual fee, then $99.

- Amex Delta SkyMiles Reserve Card: 90,000 miles after spending $6000 in 6 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Card: 90,000 miles after spending $4000 in 6 months, $250 annual fee.

- Amex Delta SkyMiles Gold Card: 70,000 miles after spending $2000 in 6 months, $0 intro annual fee, then $99.


March 3, 2022
Delta SkyMiles
American Express Delta Cards Limited Time Offers

American Express only gives you once in a lifetime sign up bonuses, so if you've been waiting, this might be the time:

- Delta SkyMiles Reserve Business Card, 110,000 Bonus miles after spending $6000 in 3 months, $550 annual fee.

- Delta SkyMiles Platinum Business Card, 100,000 Bonus miles after spending $4000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Business Card, 75,000 Bonus miles after spending $3000 in 3 months, $0 annual fee for the 1st year, then $99.

- Delta SkyMiles Reserve, 100,000 Bonus miles after spending $5000 in 3 month, $550 annual fee.

- Delta SkyMiles Platinum Card, 90,000 Bonus miles after spending $3000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Card, 70,000 Bonus miles after spending $2000 in 3 months, $0 annual fee for the 1st year, then $99.


March 4, 2021
Delta SkyMiles
Limited Time BIG Amex Delta Bonus Increases

Amex only lets you get once in a lifetime sign up bonuses, so it's times like these we're all waiting for. Now, new sign up bonuses on 3 Personal American Express Delta Cards: Amex Gold, Amex Platinum & Skymiles Reserve. AND, 3 Business American Express Delta Cards: Amex Business Gold, Amex Business Platinum & Business Skymiles Reserve. If you've never collected sign-up bonuses on these cards, now's the time. Offer ends 4/28/21.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $6,000 1.4 ¢ $1 $325 $600
Best Value Differentiating Perks Rules
Delta & Hilton transfers 4x Points at restaurants and supermarkets, $120 Dining credit, $100 Airline credit Amex 3/90 , No 5/24 , Amex 1/10
Most Recent Special Offer: 60,000 Bonus Points for $6,000 spend ended Nov 2024
Card Type: Personal

Spend Categories

Airfare = »

3X points
4.2¢ Per Dollar Spent

All Other - »

1X points
1.4¢ Per Dollar Spent

Grocery Stores + »

4X points
5.6¢ Per Dollar Spent

Hotels = »

2X points
2.8¢ Per Dollar Spent

Restaurants = »

4X points
5.6¢ Per Dollar Spent

Card Benefits

Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Travel Insurance »
Lost luggage insurance up to $3,000 per person and trip delay protection up to $300.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Roadside Assistance »
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.
Statement Credits »
Credit will be automatically applied to your statement for up to $10 monthly ,$7 in monthly statement at Dunkin(enroll),$50 back semi-annually in statement at U.S. Resy restaurants (enroll)
Hotel Perks »
Amex Hotel Collection bookings receive $100 in hotel credits to spend on qualifying dining, spa, and resort activities -- plus room upgrades upon arrival when available.
Purchase Protection »
You can file up to $10,000 per claim ($50,000 max per year) in the event of damage or theft in the first 90 days.
Extended Warranty »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Amex Member Rewards Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

1:1 86% value retained

Point Transfer Options
Avianca LifeMiles

1:1 107% value retained

Point Transfer Options
British Airway Executive Avios

1:1 71% value retained

Point Transfer Options
Cash in Cents

1:1 71% value retained

Point Transfer Options
Cathay Pacific

1:1 79% value retained

Point Transfer Options
Delta SkyMiles

1:1 86% value retained

Point Transfer Options
Etihad Guest

1:1 86% value retained

Point Transfer Options
Flying Blue and Air France

1:1 86% value retained

Point Transfer Options
Hilton Honors

1:2 86% value retained

Point Transfer Options
jetBlue trueBlue

1:0.8 69% value retained

Point Transfer Options
Marriott Bonvoy

1:1 43% value retained

Point Transfer Options
Qantas Frequent Flyer

1:1 93% value retained

Point Transfer Options
Singapore KrisFlyer

1:1 93% value retained

Point Transfer Options
Virgin Atlantic Flying Club

1:1 107% value retained

Why You Might Want This Card

For The Person Who Dines Out

Here's a card that actually rewards you -- generously -- for eating out. It offers a sign-up bonus of 35,000 points, but we generally recommend waiting for a special offer on all Amex cards, which can go as high as 60,000 for this card. Amex points can be redeemed toward travel, gift cards, statement credits and more. Where this card really earns its keep is for foodies: You earn 4x points at U.S. Restaurants and 4x points at U.S. supermarkets. You'll also get up to $220 in combined annual statement credits -- $120 toward dining and $100 toward airfare. There are no foreign transaction fees with this card.

With this card, you're actually getting that $250 annual fee back -- and then some through redeeming all the points you will be racking up every time you eat out or grocery shop. Throw in that $220 in statement credits, and this is a card worth strongly considering.

Bottom Line

Grab this card when you are in the right spot on your 5/24 rule and there is a special offer. Yes, there is a $250 annual fee. But if you use the $220 in credits, it might be a card worth keeping for the 4x grocery store spends. All depends how much you like Amex points.

Application Rules

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

July 30, 2024
American Express
Mini Points - August 2024

- American Express Gold Card - Limited Time Offer 90,000 Points after spending $6000 in 6 months, $325/annual fee (with lots of perks to off-set the annual fee).

- American Express Marriott BonVoy Brilliant - Limited Time offer 185,000 Points after spending $6000 in 6 months, $650 annual fee ($300 Dining credit - $25/month towards restaurants).


February 5, 2023
American Express
Amex gets Generous with Delta Points

Here is a fun list of Delta Amex cards that are offering limited time (ending 3/29/23) sign-up bonus:

- Amex Delta SkyMiles Reserve Business Card: 100,000 miles after spending $6000 in 3 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Business Card: 95,000 miles after spending $4000 in 3 months, $250 annual fee.

- Amex Delta SkyMiles Gold Business Card: 75,000 miles after spending $3000 in 3 months, $0 intro annual fee, then $99.

- Amex Delta SkyMiles Reserve Card: 90,000 miles after spending $6000 in 6 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Card: 90,000 miles after spending $4000 in 6 months, $250 annual fee.

- Amex Delta SkyMiles Gold Card: 70,000 miles after spending $2000 in 6 months, $0 intro annual fee, then $99.


March 3, 2022
Delta SkyMiles
American Express Delta Cards Limited Time Offers

American Express only gives you once in a lifetime sign up bonuses, so if you've been waiting, this might be the time:

- Delta SkyMiles Reserve Business Card, 110,000 Bonus miles after spending $6000 in 3 months, $550 annual fee.

- Delta SkyMiles Platinum Business Card, 100,000 Bonus miles after spending $4000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Business Card, 75,000 Bonus miles after spending $3000 in 3 months, $0 annual fee for the 1st year, then $99.

- Delta SkyMiles Reserve, 100,000 Bonus miles after spending $5000 in 3 month, $550 annual fee.

- Delta SkyMiles Platinum Card, 90,000 Bonus miles after spending $3000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Card, 70,000 Bonus miles after spending $2000 in 3 months, $0 annual fee for the 1st year, then $99.


March 4, 2021
Delta SkyMiles
Limited Time BIG Amex Delta Bonus Increases

Amex only lets you get once in a lifetime sign up bonuses, so it's times like these we're all waiting for. Now, new sign up bonuses on 3 Personal American Express Delta Cards: Amex Gold, Amex Platinum & Skymiles Reserve. AND, 3 Business American Express Delta Cards: Amex Business Gold, Amex Business Platinum & Business Skymiles Reserve. If you've never collected sign-up bonuses on these cards, now's the time. Offer ends 4/28/21.

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