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Bank

American Express

Bank Details »

Reconsideration Phone
800.528.4800

Breaking Points

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
10,000 $3,000 0.7 ¢ $200 $0 $291
Best Value Differentiating Perks Rules
Amazon Purchases 5% back on Amazon & at Whole Foods No CR , No 2nd Biz , Amex 3/90 , No 5/24 , Amex 1/10
Card Type: Personal

Spend Categories

All Other - »

1X points
0.7¢ Per Dollar Spent

Department Stores - »

5X points
3.5¢ Per Dollar Spent

Gas Stations = »

2X points
1.4¢ Per Dollar Spent

Grocery Stores - »

5X points
3.5¢ Per Dollar Spent

Restaurants = »

2X points
1.4¢ Per Dollar Spent

Cell Phone Carriers = »

2X points
1.4¢ Per Dollar Spent

Card Benefits

Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Travel Insurance »
Lost luggage insurance up to $3,000 per person and trip delay protection up to $300.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside of the United States
Roadside Assistance »
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.
Purchase Protection »
You're covered up to 90 days, up to $10,000 per claim and up to $50,000 per year.
Extended Warranty »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Outside Point System Other Point System

Why You Might Want This Card

Bottom Line

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

You might not be allowed to get a second card for a separate business (EIN)

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Breaking Points

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