Award System

Discover IT Miles

Discover IT Miles »

Bank

Discover

Bank Details »

Reconsideration Phone
800.290.9885

Breaking Points

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
0 $1 1.0 ¢ $0 $0 $0
Best Value Differentiating Perks Rules
Cash Back, Travel Discover will match every mile for the first year giving 3% cash back on all categories for the first year No 5/24
Card Type: Personal

Spend Categories

All Other + »

3X points
3¢ Per Dollar Spent

Department Stores = »

3X points
3¢ Per Dollar Spent

Grocery Stores - »

3X points
3¢ Per Dollar Spent

Parking - »

3X points
3¢ Per Dollar Spent

Rideshare and Transit = »

3X points
3¢ Per Dollar Spent

Wholesale Clubs = »

3X points
3¢ Per Dollar Spent

Drug Stores = »

3X points
3¢ Per Dollar Spent

Digital Wallet + »

3X points
3¢ Per Dollar Spent

Card Benefits

No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Outside Point System Discover IT Miles

Why You Might Want This Card

No Sign-Up Bonus -- But No Limits Either

Discover It Miles card offers to match every single mile you earn in your first year -- with no cap. You'll earn 1.5 miles per $1, so you’re essentially earning 3x miles per $1 for your first year. There are no categories to keep track of and no award charts or black-out dates. You can rack up the miles and then redeem for cash back or statement credit toward travel as long as it’s within the last 180 days.

Spend Without Being Charged

Sometimes you can get something for nothing ... and this is one of those times. You can get miles back for $0 annual fee and 0% interest on all purchases for the first 14 months. Ok, maybe not “nothing” because it does still cost you a hit to your credit when you apply for a new card, and it will still count against your 5/24 Chase rule. But all things considered, this can be a great card to put all your spendings on for at least your first 12 billing cycles. Then maybe just put it in a drawer and use it every few months to build your credit up. It's a super card for college students to apply for -- but not really for people collecting points.

Bottom Line

There are rare cases under which we would ever recommend this card. It's a super card if you're a college student. But that's about it. The card lacks -- most importantly, a sign-up bonus.

Application Rules

Card approval not subject to 5-personal-cards-in-24-months rule

What to Know Before Canceling

Cash back match is received on your 13th or 14th statement. Be sure you have received and used this prior to cancelling.

Breaking Points

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