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CHASE CARDS LIMITED TIME OFFERS - GET YOUR ULTIMATE REWARDS:
- Chase Sapphire Reserve - 75,000 points after spending $4000 in 3 months - $550/annual fee.
- Chase Sapphire Preferred - 75,000 points after spending $4000 in 3 months - $95/annual fee.
BRITISH AIRWAYS AVIOS OFFER:
- British Airways Visa - 80,000 avios after spending $5000 in 3 months - $95/annual fee.
Now with the Chase Sapphire Reserve card, earn 80,000 Bonus points after spending $4000 in 3 months. Annual fee is $550 with a $300 annual travel credit. This offer is ending soon, so if you haven't tipped the 5/24 rule you may want to consider this one.
For a limited time get 80,000 bonus points after spending $4000 in 3 months. There is a $550 annual fee that's not waived but can be offset by the $300 annual travel credit every anniversary that comes with this Chase Sapphire Reserve Card.
Chase Sapphire Reserve card is offering 60,000 Ultimate Rewards after spending $4000 in 3 months. This card comes with a $300 annual travel credit to offset the $550 annual fee.
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
|---|---|---|---|---|---|
| 60,000 | $4,000 | 1.7 ¢ | $469 | $550 | $1004 |
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Travel of all kinds | 3X points on travel & dining, 150% point redemption on Chase portal, complimentary priority pass membership | 1/48 Sapphire , 5/24 , Chase 2/30 , Chase 4/6 |
5X points
8.5¢ Per Dollar Spent
1X points
1.7¢ Per Dollar Spent
10X points
17¢ Per Dollar Spent
3X points
5.1¢ Per Dollar Spent
3X points
5.1¢ Per Dollar Spent
3X points
5.1¢ Per Dollar Spent
10X points
17¢ Per Dollar Spent
10X points
17¢ Per Dollar Spent
3X points
5.1¢ Per Dollar Spent
Transfer To Spouse/Partner Yes
Transfer To Friends No
Chase Ultimate Rewards Outside Point System
1:1 88% value retained
1:1 63% value retained
1:1 63% value retained
1:1 75% value retained
1:1 38% value retained
1:1 75% value retained
1:1 44% value retained
1:1 81% value retained
1:1 81% value retained
1:1 81% value retained
1:1 88% value retained
1:1 100% value retained
If you don't already have the Chase Sapphire card, it's probably in the top 2-3 of your personal rankings. If you have a spouse or partner helping you, one of you should get the Sapphire Reserve while the other gets the Sapphire Preferred. But if you can only pick one of the Sapphire cards, which should you choose? Many sites rank the Sapphire Preferred above the Reserve. We disagree. And we believe the reason those sites try to steer you away from the Reserve card is simple: they get paid on the Preferred card referrals and not the Reserve card referrals. Here is an article that breaks down which is best for you and why >
Chase Ultimate Rewards are aptly named -- as they are the “gold standard” of points. But most people barely scratch the surface in redeeming these points. Here’s what makes them so valuable:
The key to maximizing value, though, is how you use those points. Think of Chase Ultimate Rewards as your most easily convertible points. And all other point systems are great, but not nearly as flexible.
How does that affect you in practical terms? If Chase is your hub, you and your partner should also get the Hyatt card, United card, and Southwest card(s) over a year. Let’s say you and your partner have two Chase cards, plus one of each of the other cards. Here is an example of how you can use them:
That is just a pair of examples, but it’s a very real scenario. Most people are happy to just use the points to book a free flight or two through the portal. The reality is you can make entire vacations nearly free.
Amex and Citi have similar systems, but the points are more limited in how many you can earn. Also, the value of the transfer partners and the quality of their portals isn’t as good. That’s not to say you shouldn’t be happy when you find those points. We’re just saying all else being equal, we’ll take (or save on using) Chase Ultimate Rewards Points over any other point system.
It’s also worth noting you can’t transfer points back from partners, so never transfer until the actual time of booking. The transfers are usually instantaneous (you might have to log out and log back in to the partner site).
You cannot receive a Sapphire card sign-up bonus if you've already received a bonus from either version within previous 48 months
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
You'll be declined if you apply for a third Chase card of any kind within 30 days
Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months
Below is a snapshot of where this card performs best compared to the other cards in our database:
CHASE CARDS LIMITED TIME OFFERS - GET YOUR ULTIMATE REWARDS:
- Chase Sapphire Reserve - 75,000 points after spending $4000 in 3 months - $550/annual fee.
- Chase Sapphire Preferred - 75,000 points after spending $4000 in 3 months - $95/annual fee.
BRITISH AIRWAYS AVIOS OFFER:
- British Airways Visa - 80,000 avios after spending $5000 in 3 months - $95/annual fee.
Now with the Chase Sapphire Reserve card, earn 80,000 Bonus points after spending $4000 in 3 months. Annual fee is $550 with a $300 annual travel credit. This offer is ending soon, so if you haven't tipped the 5/24 rule you may want to consider this one.
For a limited time get 80,000 bonus points after spending $4000 in 3 months. There is a $550 annual fee that's not waived but can be offset by the $300 annual travel credit every anniversary that comes with this Chase Sapphire Reserve Card.
Chase Sapphire Reserve card is offering 60,000 Ultimate Rewards after spending $4000 in 3 months. This card comes with a $300 annual travel credit to offset the $550 annual fee.
Is Chase Sapphire Reserve Or Preferred Better?
Why Chase Is Top Dog (and Amex Is Second)