Value & Benefits of American Express Business Gold bonus offer | Points Navigator

American Express Business Gold

American Express Business Gold

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Award System

Amex Member Rewards »

Bank

Bank Details »

Reconsideration Phone
800.492.3344

Breaking Points

March 3, 2022

Delta SkyMiles

American Express Delta Cards Limited Time Offers

American Express only gives you once in a lifetime sign up bonuses, so if you've been waiting, this might be the time:

- Delta SkyMiles Reserve Business Card, 110,000 Bonus miles after spending $6000 in 3 months, $550 annual fee.

- Delta SkyMiles Platinum Business Card, 100,000 Bonus miles after spending $4000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Business Card, 75,000 Bonus miles after spending $3000 in 3 months, $0 annual fee for the 1st year, then $99.

- Delta SkyMiles Reserve, 100,000 Bonus miles after spending $5000 in 3 month, $550 annual fee.

- Delta SkyMiles Platinum Card, 90,000 Bonus miles after spending $3000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Card, 70,000 Bonus miles after spending $2000 in 3 months, $0 annual fee for the 1st year, then $99.

April 12, 2021

American Express Business Gold

New AmEx Gold Biz card sign-up bonus

Take advantage of the once in a lifetime American Express Business Gold card sign up bonus if you can. Earn 70,000 Membership Rewards points with a minimum spend of $10,000 on eligible purchases in the first 3 months. No telling when offer ends.

February 23, 2021

American Express Business Gold

American Express Business Gold New Sign Up Offer

Sign up for American Express Business Gold Card & get a huge 70,000 Points sign up offer which is double the normal sign up points. Offer ends 4/7/2021.

Bonus Points	Minimum Spend	Point Value	Annual Value	Annual Fee	1st Year Value
100,000	$15,000	1.4 ¢	$2	$375	$1237

Best Value	Differentiating Perks	Rules
Delta & Hilton transfers	Unique 4X spend categories	No CR , Amex 3/90 , No 5/24 , Amex 1/10

Offer Prior To Current Special: 70,000 Bonus points for a $15,000 spend ended Aug 2024

Card Type: Business

Spend Categories

Airfare - »

3X points
4.2¢ Per Dollar Spent

All Other = »

1X points
1.4¢ Per Dollar Spent

Software and Hardware + »

4X points
5.6¢ Per Dollar Spent

Gas Stations + »

4X points
5.6¢ Per Dollar Spent

Hotels - »

3X points
4.2¢ Per Dollar Spent

Online Advertising + »

4X points
5.6¢ Per Dollar Spent

Restaurants + »

4X points
5.6¢ Per Dollar Spent

Rideshare and Transit + »

4X points
5.6¢ Per Dollar Spent

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Card Benefits

Car Rental Insurance »
Using this card gives you $50,000 secondary coverage for damage or theft of a rental vehicle.

Travel Insurance »
Travel accident insurance up to $100,000; trip delay protection up to $500 per ticket; lost luggage protection up to $500 per trip for all insured persons combined; baggage delay insurance up to $500

No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.

Roadside Assistance »
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.

Statement Credits »
Up to $240 in statement credits per year (up to $20 a month) for eligible purchases at FedEx, Grubhub and office supply stores (Enrollment required) and monthly Walmart+ membership credit of up to a $12.95

Hotel Perks »
Amex Hotel Collection bookings receive $100 in hotel credits to spend on qualifying dining, spa, and resort activities -- plus room upgrades upon arrival when available.

Purchase Protection »
Your purchases are covered up to 120 days (90 days for New York residents); up to $1,000 per item and $50,000 per year.

Extended Warranty »
Get up to 1 additional year on the original manufacturer’s warranties of 5 years or less. Up to $10,000 is covered per purchase.

Apply Now »

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Amex Member Rewards Outside Point System

Transfers Out To

Point Transfer Options

Air Canada Aeroplan

1:1 86% value retained

Point Transfer Options

Avianca LifeMiles

1:1 107% value retained

Point Transfer Options

British Airway Executive Avios

1:1 71% value retained

Point Transfer Options

Cash in Cents

1:1 71% value retained

Point Transfer Options

Cathay Pacific

1:1 79% value retained

Point Transfer Options

Delta SkyMiles

1:1 86% value retained

Point Transfer Options

Etihad Guest

1:1 86% value retained

Point Transfer Options

Flying Blue and Air France

1:1 86% value retained

Point Transfer Options

Hilton Honors

1:2 86% value retained

Point Transfer Options

jetBlue trueBlue

1:0.8 69% value retained

Point Transfer Options

Marriott Bonvoy

1:1 43% value retained

Point Transfer Options

Qantas Frequent Flyer

1:1 93% value retained

Point Transfer Options

Singapore KrisFlyer

1:1 93% value retained

Point Transfer Options

Virgin Atlantic Flying Club

1:1 107% value retained

View All Point Transfer Options »

Why You Might Want This Card

For Big-Spending Businesses

This is a hassle-free business card that earns very valuable points. And, you'll get maximum value if you’re a big spender. That's because you can get 4x points back on the 2 categories in which your business spends the most each billing cycle, up to $150,000 annually. Categories include advertising, gas and shipping -- stuff that you spend on anyways.

Offsetting the Annual Fee

Sometimes it’s hard to justify paying a large annual fee like the $295 on this one. But it might be worth it. This fee starts to get offset with the 25% points back you'll get (up to 250,000 points annually) when you use your card to book Amex Travel using the Pay-with-Points option. There's also a flexible payment option that allows you to carry a balance with interest on purchases over $100. It should be noted that purchases under $100 must be paid in full each month. There are no foreign transaction fees, and you have full access to global assist hotline. Once you collect your rewards, you’ll have the freedom to transfer them to Amex partners or Pay-with-Points through the Amex travel portal, getting back 25% of those points each time.

This card also includes the Amex Business app, where you can add receipt images and categorize your transactions, online statement access assigned to an account manager for handling card tasks, and the year-end summary to review annual spending.

Bottom Line

This card is a good grab when it has a special offer, especially since it doesn't count towards your 5/24. If you spend a lot of money as a business owner in certain categories, the spend multipliers can offset the annual fee -- and then some.

Application Rules

No CR

This business card will not show on your personal credit report, so it won't count against your 5/24 status

Amex 3/90

You'll be declined if you apply for a fourth Amex card in 90 days

No 5/24

Card approval not subject to 5-personal-cards-in-24-months rule

Amex 1/10

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Rank 4^th Honorable Mention

Best Cards For Cruises »

Breaking Points

March 3, 2022

Delta SkyMiles

American Express Delta Cards Limited Time Offers

American Express only gives you once in a lifetime sign up bonuses, so if you've been waiting, this might be the time:

- Delta SkyMiles Reserve Business Card, 110,000 Bonus miles after spending $6000 in 3 months, $550 annual fee.

- Delta SkyMiles Platinum Business Card, 100,000 Bonus miles after spending $4000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Business Card, 75,000 Bonus miles after spending $3000 in 3 months, $0 annual fee for the 1st year, then $99.

- Delta SkyMiles Reserve, 100,000 Bonus miles after spending $5000 in 3 month, $550 annual fee.

- Delta SkyMiles Platinum Card, 90,000 Bonus miles after spending $3000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Card, 70,000 Bonus miles after spending $2000 in 3 months, $0 annual fee for the 1st year, then $99.

April 12, 2021

American Express Business Gold

New AmEx Gold Biz card sign-up bonus

Take advantage of the once in a lifetime American Express Business Gold card sign up bonus if you can. Earn 70,000 Membership Rewards points with a minimum spend of $10,000 on eligible purchases in the first 3 months. No telling when offer ends.

February 23, 2021

American Express Business Gold

American Express Business Gold New Sign Up Offer

Sign up for American Express Business Gold Card & get a huge 70,000 Points sign up offer which is double the normal sign up points. Offer ends 4/7/2021.

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